How Can I Make My Martinsburg, WV Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Martinsburg, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Martinsburg, WV Home Insurance Coverage Levels | Back to Top

Martinsburg, WV - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Brian Dr, Woodberry Ave, Caledonia Dr, Raven Blvd, Koncer Dr, Timberidge Rd, S Valley St, E Moler Ave, Entwine Ave, Dinwiddie Way $177,500 $150,000 $125,000-$150,000 $164,500 $140,000 $150,000-$175,000
S Raleigh St, Waltson Dr, Clyde Borum Rd, Link Dr, Ginger Dr, Co Rte 8, S Tennessee Ave, Louie Ln, Cherry Tree Dr, State Cir $208,000 $200,000 $200,000-$250,000 $84,500 $80,000 $50,000-$75,000
Rockymarsh Rd, W Commerce St, Castlerock Ln, S Louisiana Ave, Dunrobin Dr, Lineweaver Ln, Winebrenner Rd, Medical Ct, Co Rte 1, Burkharts Ln $221,500 $180,000 $175,000-$200,000 $150,000 $140,000 $125,000-$150,000
Gemstone Dr, N Maple Ave, Hunters Wood Ln, Kelvin Ln, E Commerce St, Stormfield Dr W, Amorette Dr, Ken Dr, Gotland Cir, Windewald Blvd $235,500 $210,000 $250,000-$300,000 $125,000 $100,000 $125,000-$150,000
Trevino Dr, Legion St, Strobridge Rd, Grant Pl, Duke Rd, Springdale Dr, Doll Baby Ln, Short Rd, Harpine Dr, S Tennessee Ave $182,000 $160,000 $175,000-$200,000 $164,500 $140,000 $175,000-$200,000
Tather Dr, Golf Course Rd, Kisner Ln, Gates St, Ave Jubilee, Eagle School Rd, Model T Ln, Snail Kite Rd, All American Way, W Stephen St $126,500 $100,000 $125,000-$150,000 $103,500 $100,000 $100,000-$125,000
School House Rd, Warm Springs Ave, Co Rte 45/5, Van Meter, Recurve Ln, Athletic St, Marlene Ave, Aero St, Osage Dr, Burdette Dr $130,500 $110,000 $125,000-$150,000 $108,000 $90,000 $100,000-$125,000
Herb Ln, Spaniel Rd, Flicker Ln, Roving Dr, Arden Development, Boston St, Midnoon Dr, Picture Mountain Dr, Veterans Way, Golf Course Rd $200,000 $180,000 $200,000-$250,000 $158,000 $130,000 $150,000-$175,000
Courthouse Dr, Janice St, Ridge Ave, Lancer Ln, Brigadere Cir, Berkeley Station Rd, Abbie Ln, Hill Creek Dr, N Verbena Ter, Artisan Way $178,500 $160,000 $200,000-$250,000 $147,000 $120,000 $125,000-$150,000
Van Clevesville, Rocky Knoll Dr, Old Shepherdstown Rd, Auburn St, Maplewood Dr, Shaftment Way, Meadow Dr, Co Rte 9/31, Clematis Ct, Kingree Dr $216,500 $180,000 $200,000-$250,000 $168,000 $160,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Martinsburg, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$132 $564
Superior Protection Discount -$70 $627
Fire & Security Discount -$63 $634
Hail Resistant Roof Discount -$14 $682
Newly Constructed Home Discount -$146 $550

Choose the Right Deductible for your Martinsburg, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Berkeley County $2,000 $838 $2,838 $609 $2,609 $229
Martinsburg, WV $2,000 $688 $2,688 $500 $2,500 $188
Harpers Ferry, WV $300 $770 $1,070 $560 $860 $210
Red Bud, VA $1,000 $772 $1,772 $561 $1,561 $211
Adamstown, MD $300 $1,459 $1,759 $1,060 $1,360 $399
Fort Loudon, PA $1,000 $701 $1,701 $510 $1,510 $192
Shenandoah Shores, VA $500 $836 $1,336 $607 $1,107 $228
Broadlands, VA $700 $973 $1,673 $707 $1,407 $266
Fort Ashby, WV $400 $828 $1,228 $602 $1,002 $226
Gaithersburg, MD $1,500 $1,154 $2,654 $839 $2,339 $315
Snake Spring, PA $200 $749 $949 $544 $744 $205
Arendtsville, PA $2,500 $744 $3,244 $541 $3,041 $203

Identify Top Home Insurance Agents near Martinsburg, WV | Back to Top

Home Insurance Company Martinsburg, WV Homeowners Insurance Agency Martinsburg, WV Address Popularity Score Distance from Martinsburg (miles)
Erie Smallwood & Small Insurance 121 Administrative Drive Suite 200, Martinsburg, WV, 25404
2.1
State Farm Pam Neely 5724 Hammonds Mill Rd Ste D, Martinsburg, WV, 25404-6481
7.1
Erie Insurance Outfitters 7866 Martinsburg Pike, Shepherdstown, WV, 25443
8.5
Allstate Joanna G Berg 311 Aikens Ctr, Martinsburg, WV, 25404
2.3
State Farm Kay Lewis 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572
2.4
Allstate Amber Ritchie 59 Ruland Rd Ste I, Kearneysville, WV, 25430
9.1
Nationwide Jeff Jenkins 127 Hovatter Drive, Inwood, WV, 25428-9998
7.5
Allstate Greg Smith 39 Meadow Ln, Martinsburg, WV, 25404
2.0
Allstate Louis J. Diguglielmo 111 Topper Ave Ste 100, Ranson, WV, 25438
12.1
State Farm Dawn Newland 1664 Winchester Ave Ste 4, Martinsburg, WV, 25405-3881
1.7

Compare Rates for Martinsburg, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $510 $1,020 $510
Berkeley County, WV $168,200 $848 $620 $1,180 $560
Martinsburg, WV $149,800 $696 $470 $1,000 $530
Harpers Ferry, WV $192,900 $780 $560 $1,080 $520
Red Bud, VA $238,600 $781 $570 $1,090 $520
Adamstown, MD $434,800 $1,477 $1,170 $1,860 $690
Fort Loudon, PA $152,200 $710 $480 $970 $490
Shenandoah Shores, VA $187,500 $846 $610 $1,190 $580
Broadlands, VA $576,600 $985 $700 $1,370 $670
Fort Ashby, WV $153,200 $838 $560 $1,150 $590
Gaithersburg, MD $380,300 $1,168 $920 $1,470 $550
Snake Spring, PA $177,700 $758 $550 $1,080 $530
Arendtsville, PA $174,700 $753 $530 $1,070 $540