Gavop tells you how to get the best homeowners insurance in Martinsburg, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Martinsburg, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brian Dr, Woodberry Ave, Caledonia Dr, Raven Blvd, Koncer Dr, Timberidge Rd, S Valley St, E Moler Ave, Entwine Ave, Dinwiddie Way | $177,500 | $150,000 | $125,000-$150,000 | $164,500 | $140,000 | $150,000-$175,000 |
| S Raleigh St, Waltson Dr, Clyde Borum Rd, Link Dr, Ginger Dr, Co Rte 8, S Tennessee Ave, Louie Ln, Cherry Tree Dr, State Cir | $208,000 | $200,000 | $200,000-$250,000 | $84,500 | $80,000 | $50,000-$75,000 |
| Rockymarsh Rd, W Commerce St, Castlerock Ln, S Louisiana Ave, Dunrobin Dr, Lineweaver Ln, Winebrenner Rd, Medical Ct, Co Rte 1, Burkharts Ln | $221,500 | $180,000 | $175,000-$200,000 | $150,000 | $140,000 | $125,000-$150,000 |
| Gemstone Dr, N Maple Ave, Hunters Wood Ln, Kelvin Ln, E Commerce St, Stormfield Dr W, Amorette Dr, Ken Dr, Gotland Cir, Windewald Blvd | $235,500 | $210,000 | $250,000-$300,000 | $125,000 | $100,000 | $125,000-$150,000 |
| Trevino Dr, Legion St, Strobridge Rd, Grant Pl, Duke Rd, Springdale Dr, Doll Baby Ln, Short Rd, Harpine Dr, S Tennessee Ave | $182,000 | $160,000 | $175,000-$200,000 | $164,500 | $140,000 | $175,000-$200,000 |
| Tather Dr, Golf Course Rd, Kisner Ln, Gates St, Ave Jubilee, Eagle School Rd, Model T Ln, Snail Kite Rd, All American Way, W Stephen St | $126,500 | $100,000 | $125,000-$150,000 | $103,500 | $100,000 | $100,000-$125,000 |
| School House Rd, Warm Springs Ave, Co Rte 45/5, Van Meter, Recurve Ln, Athletic St, Marlene Ave, Aero St, Osage Dr, Burdette Dr | $130,500 | $110,000 | $125,000-$150,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Herb Ln, Spaniel Rd, Flicker Ln, Roving Dr, Arden Development, Boston St, Midnoon Dr, Picture Mountain Dr, Veterans Way, Golf Course Rd | $200,000 | $180,000 | $200,000-$250,000 | $158,000 | $130,000 | $150,000-$175,000 |
| Courthouse Dr, Janice St, Ridge Ave, Lancer Ln, Brigadere Cir, Berkeley Station Rd, Abbie Ln, Hill Creek Dr, N Verbena Ter, Artisan Way | $178,500 | $160,000 | $200,000-$250,000 | $147,000 | $120,000 | $125,000-$150,000 |
| Van Clevesville, Rocky Knoll Dr, Old Shepherdstown Rd, Auburn St, Maplewood Dr, Shaftment Way, Meadow Dr, Co Rte 9/31, Clematis Ct, Kingree Dr | $216,500 | $180,000 | $200,000-$250,000 | $168,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $564 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$63 | $634 |
| Hail Resistant Roof Discount | -$14 | $682 |
| Newly Constructed Home Discount | -$146 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkeley County | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Martinsburg, WV | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Harpers Ferry, WV | $300 | $770 | $1,070 | $560 | $860 | $210 |
| Red Bud, VA | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Adamstown, MD | $300 | $1,459 | $1,759 | $1,060 | $1,360 | $399 |
| Fort Loudon, PA | $1,000 | $701 | $1,701 | $510 | $1,510 | $192 |
| Shenandoah Shores, VA | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| Broadlands, VA | $700 | $973 | $1,673 | $707 | $1,407 | $266 |
| Fort Ashby, WV | $400 | $828 | $1,228 | $602 | $1,002 | $226 |
| Gaithersburg, MD | $1,500 | $1,154 | $2,654 | $839 | $2,339 | $315 |
| Snake Spring, PA | $200 | $749 | $949 | $544 | $744 | $205 |
| Arendtsville, PA | $2,500 | $744 | $3,244 | $541 | $3,041 | $203 |
| Home Insurance Company Martinsburg, WV | Homeowners Insurance Agency Martinsburg, WV | Address | Popularity Score | Distance from Martinsburg (miles) |
|---|---|---|---|---|
| Erie | Smallwood & Small Insurance | 121 Administrative Drive Suite 200, Martinsburg, WV, 25404 | 2.1 | |
| State Farm | Pam Neely | 5724 Hammonds Mill Rd Ste D, Martinsburg, WV, 25404-6481 | 7.1 | |
| Erie | Insurance Outfitters | 7866 Martinsburg Pike, Shepherdstown, WV, 25443 | 8.5 | |
| Allstate | Joanna G Berg | 311 Aikens Ctr, Martinsburg, WV, 25404 | 2.3 | |
| State Farm | Kay Lewis | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 2.4 | |
| Allstate | Amber Ritchie | 59 Ruland Rd Ste I, Kearneysville, WV, 25430 | 9.1 | |
| Nationwide | Jeff Jenkins | 127 Hovatter Drive, Inwood, WV, 25428-9998 | 7.5 | |
| Allstate | Greg Smith | 39 Meadow Ln, Martinsburg, WV, 25404 | 2.0 | |
| Allstate | Louis J. Diguglielmo | 111 Topper Ave Ste 100, Ranson, WV, 25438 | 12.1 | |
| State Farm | Dawn Newland | 1664 Winchester Ave Ste 4, Martinsburg, WV, 25405-3881 | 1.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $510 | $1,020 | $510 |
| Berkeley County, WV | $168,200 | $848 | $620 | $1,180 | $560 |
| Martinsburg, WV | $149,800 | $696 | $470 | $1,000 | $530 |
| Harpers Ferry, WV | $192,900 | $780 | $560 | $1,080 | $520 |
| Red Bud, VA | $238,600 | $781 | $570 | $1,090 | $520 |
| Adamstown, MD | $434,800 | $1,477 | $1,170 | $1,860 | $690 |
| Fort Loudon, PA | $152,200 | $710 | $480 | $970 | $490 |
| Shenandoah Shores, VA | $187,500 | $846 | $610 | $1,190 | $580 |
| Broadlands, VA | $576,600 | $985 | $700 | $1,370 | $670 |
| Fort Ashby, WV | $153,200 | $838 | $560 | $1,150 | $590 |
| Gaithersburg, MD | $380,300 | $1,168 | $920 | $1,470 | $550 |
| Snake Spring, PA | $177,700 | $758 | $550 | $1,080 | $530 |
| Arendtsville, PA | $174,700 | $753 | $530 | $1,070 | $540 |