How Can I Make My Lake Wales, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lake Wales, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lake Wales, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $108,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $197,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $160,000 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $126,000 | $100,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Lake Wales, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $905 |
| Superior Protection Discount | -$98 | $993 |
| Fire & Security Discount | -$109 | $982 |
| Hail Resistant Roof Discount | -$33 | $1,058 |
| Newly Constructed Home Discount | -$273 | $818 |
Choose your Lake Wales, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Lake Wales, FL | Back to Top
| Home Insurance Company Lake Wales, FL | Homeowners Insurance Agency Lake Wales, FL | Address | Popularity Score | Distance from Lake Wales (miles) |
|---|---|---|---|---|
| Allstate | Darrayl Miles | 200 N John Young Pkwy, Kissimmee, FL, 34741 | 29.4 | |
| Travelers | First Insurance Of Lake Placid Inc | 255 E Interlake Blvd, Lake Placid, FL, 33852 | 39.9 | |
| Allstate | Jonathan Adkinson | 343 W Central Ave Ste 101, Lake Wales, FL, 33853 | 8.1 | |
| Travelers | Community Insurance Group Inc | 505 Westbrook Ave, Brandon, FL, 33511 | 49.7 | |
| State Farm | Mike Pearce | 132 W Central Ave, Lake Wales, FL, 33853-4012 | 7.9 | |
| State Farm | Dan Evers | 706 W Main St, Avon Park, FL, 33825-3631 | 19.0 | |
| State Farm | Kevin Weltlin | 23865 Us Hwy 27 N, Lake Wales, FL, 33859 | 11.2 | |
| Allstate | Devi Leonard | 240 S 1st St, Lake Wales, FL, 33853 | 7.6 | |
| State Farm | Rick Marshall | 600 3rd St Sw, Winter Haven, FL, 33880-3415 | 18.9 | |
| Travelers | Ewing Blackwelder & Duce Ins Inc-Lake Wales | 2 North 1st St Ste 130, Lake Wales, FL, 33853 | 7.7 |
Compare Rates for Lake Wales, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Polk County, FL | $121,100 | $1,134 | $880 | $1,520 | $640 |
| Lake Wales, FL | $114,200 | $1,091 | $850 | $1,460 | $610 |
| Crooked Lake Park, FL | $79,400 | $936 | $730 | $1,250 | $520 |
| Alturas, FL | $89,800 | $1,007 | $790 | $1,350 | $560 |
| Fussels Corner, FL | $50,500 | $687 | $540 | $920 | $380 |
| Hardee County, FL | $81,200 | $796 | $620 | $1,070 | $450 |
| Meadow Woods, FL | $174,600 | $988 | $770 | $1,320 | $550 |
| Holden Heights, FL | $163,100 | $1,502 | $1,170 | $2,010 | $840 |
| Crystal Springs, FL | $95,600 | $1,046 | $820 | $1,400 | $580 |
| Union Park, FL | $186,100 | $943 | $740 | $1,260 | $520 |
| Winter Garden-Ocoee, FL | $169,000 | $1,541 | $1,200 | $2,060 | $860 |
| June Park, FL | $172,100 | $1,561 | $1,220 | $2,090 | $870 |
Research Home Insurance Companies Reviews in Lake Wales, FL Before Buying | Back to Top
Share a review on your home insurance company
Security First Home Insurance Home Insurance Reviews
Date: October 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My deductible is comparable to other insurance companies and policies around my area for similar policies. My real estate agent helped with setting up the right policy.
State Farm Home Insurance Reviews
Date: July 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Policy offerings are very good! Since I have home and auto bundled, I get a really good rate for both.
USAA Home Insurance Reviews
Date: September 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
USAA had much more affordable pricing for the coverage requirements I needed than other companies like Progressive, which despite options to bundle and save did not meet the coverage and price range I wanted.