How Can I Make My Novi, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Novi, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Novi, MI Home Insurance Coverage Levels | Back to Top
| Novi, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Woodworth Dr, Magnolia Ct, Serenity Dr, Blakeston St, Borchart Dr, E Lake Rd, S Lake Dr, Jaslyn Ln, Owenton St, Steeple Path | $142,000 | $120,000 | $125,000-$150,000 | $449,500 | $380,000 | $400,000-$500,000 |
| Barola Dr, Buckminster Dr, S Lake Ct, Terra del Mar Dr, Linhart St, Sterling Dr, Palace Ct, Holyoke Ct, Denby Ct, Glyme St | $203,000 | $170,000 | $150,000-$175,000 | $418,000 | $360,000 | $400,000-$500,000 |
| Wall St, W Park Rd, Windridge Ln, Greensboro, Inverness Ct, Birchwoods Ct, Mandalay Cir, Crosswinds Rd, Boulder Ct, Bertram Dr | $153,000 | $130,000 | $150,000-$175,000 | $373,000 | $340,000 | $350,000-$400,000 |
| Vero Ct, Village Wood Ln, Capitol, Savoie Way, Galway Dr, Wharton Ct, Kali Ct, Westridge Ln, Constitution, Veranda Dr | $139,000 | $120,000 | $125,000-$150,000 | $212,500 | $180,000 | $200,000-$250,000 |
| Kentucky Ave, Lamier Dr, Nepavine Dr, Bristol Cir, Onaway Ct, Idaho Ave, Chesterfield Ct, Catherine Industrial Dr, Iroquois Ct, Potomac | $197,500 | $180,000 | $200,000-$250,000 | $331,000 | $300,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Novi, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $810 |
| Superior Protection Discount | -$98 | $878 |
| Fire & Security Discount | -$107 | $868 |
| Hail Resistant Roof Discount | -$20 | $956 |
| Newly Constructed Home Discount | -$254 | $722 |
Choose the Right Deductible for your Novi, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Novi, MI | $1,500 | $964 | $2,464 | $700 | $2,200 | $263 |
| Garden City, MI | $100 | $644 | $744 | $468 | $568 | $176 |
| Huntington Woods, MI | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Marion, MI | $100 | $754 | $854 | $548 | $648 | $206 |
| Roseville, MI | $2,500 | $642 | $3,142 | $467 | $2,967 | $175 |
| Woodland Beach, MI | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Genesee County, MI | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Petersburg, MI | $200 | $732 | $932 | $532 | $732 | $200 |
| Perry, MI | $1,500 | $745 | $2,245 | $541 | $2,041 | $204 |
| La Salle, MI | $300 | $804 | $1,104 | $584 | $884 | $220 |
| Barnes Lake-Millers Lake, MI | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
Identify Top Home Insurance Agents near Novi, MI | Back to Top
| Home Insurance Company Novi, MI | Homeowners Insurance Agency Novi, MI | Address | Popularity Score | Distance from Novi (miles) |
|---|---|---|---|---|
| Farmers | Tanya Thornton | 7001 Orchard Lake Rd Ste 330, West Bloomfield, MI, 48322 | 7.6 | |
| State Farm | Greg Root | 1845 N Opdyke Rd, Auburn Hills, MI, 48326-2661 | 18.0 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 0.6 | |
| Travelers | Griffin Smalley & Wilkerson | 37000 Grand River Ave, Farmington Hills, MI, 48335 | 3.9 | |
| Liberty Mutual Independent | Meadowbrook Insurance Group | 26255 American Dr, Southfield, MI, 48034 | 9.4 | |
| Allstate | David Schenk | 887 S Old Us 23, Brighton, MI, 48114 | 15.7 | |
| State Farm | Mike Gabriel | 41390 W 10 Mile Rd, Novi, MI, 48375-3404 | 1.8 | |
| State Farm | Lisa Beyer | 209 S Center St, Northville, MI, 48167-1517 | 3.4 | |
| State Farm | Marty O'Neill | 22637 Woodward Avenue, Ferndale, MI, 48220-1801 | 18.1 | |
| Farmers | Charles Kantola | 32500 Grand River Ave Ste 203, Farmington, MI, 48336 | 6.2 |
Compare Rates for Novi, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Oakland County, MI | $209,800 | $847 | $570 | $1,170 | $600 |
| Novi, MI | $290,600 | $975 | $710 | $1,390 | $680 |
| Garden City, MI | $88,300 | $652 | $440 | $900 | $460 |
| Huntington Woods, MI | $321,400 | $919 | $620 | $1,260 | $640 |
| Marion, MI | $234,300 | $764 | $520 | $1,080 | $560 |
| Roseville, MI | $71,600 | $650 | $440 | $900 | $460 |
| Woodland Beach, MI | $108,000 | $734 | $520 | $1,040 | $520 |
| Genesee County, MI | $96,500 | $694 | $510 | $980 | $470 |
| Petersburg, MI | $112,500 | $741 | $530 | $1,050 | $520 |
| Perry, MI | $121,100 | $754 | $520 | $1,050 | $530 |
| La Salle, MI | $165,200 | $814 | $550 | $1,160 | $610 |
| Barnes Lake-Millers Lake, MI | $122,600 | $756 | $540 | $1,040 | $500 |
Research Home Insurance Companies Reviews in Novi, MI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My deductible compared to other policy is similar. there is no real ideal difference in both deductible. Industry standards apply to all deductabbiles
Foremost Insurance Home Insurance Reviews
Date: July 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Because of my living in a manufactured home, Foremost is one of the few that will cover me. I have replacement coverage both on the home and it's contents