Gavop tells you how to get the best homeowners insurance in Lewis County, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $142,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $142,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $289,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $511 |
| Superior Protection Discount | -$57 | $575 |
| Fire & Security Discount | -$44 | $587 |
| Hail Resistant Roof Discount | -$19 | $613 |
| Newly Constructed Home Discount | -$170 | $461 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lewis County | $1,500 | $624 | $2,124 | $453 | $1,953 | $170 |
| Lewis County, WV | $700 | $624 | $1,324 | $453 | $1,153 | $170 |
| Courthouse-Collins Settlement, WV | $100 | $700 | $800 | $509 | $609 | $191 |
| Upshur County, WV | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| West Milford, WV | $300 | $640 | $940 | $465 | $765 | $175 |
| Wolf Summit, WV | $500 | $626 | $1,126 | $455 | $955 | $171 |
| Belington, WV | $200 | $616 | $816 | $447 | $647 | $168 |
| Grafton, WV | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| Fairmont, WV | $300 | $656 | $956 | $477 | $777 | $179 |
| Clover, WV | $1,000 | $480 | $1,480 | $349 | $1,349 | $131 |
| Home Insurance Company Lewis County, WV | Homeowners Insurance Agency Lewis County, WV | Address | Popularity Score | Distance from Lewis County (miles) |
|---|---|---|---|---|
| State Farm | Bridget Smith | 20 Williams Dr Ste 3, Spencer, WV, 25276-1800 | 47.8 | |
| Erie | Kerby Insurance Agency Llc | 265 Ripley Road, Spencer, WV, 25276 | 48.3 | |
| State Farm | Norman Daniels | 417 E Main St, Spencer, WV, 25276-1612 | 47.2 | |
| State Farm | Timothy Hopkins | 2279 Main Street, Clay, WV, 25043-7001 | 47.8 | |
| State Farm | Jenny Garton | 51 Circle Heights Rd, Weston, WV, 26452-8338 | 4.7 | |
| State Farm | Kelley Tierney | 115 E Main St, Buckhannon, WV, 26201-2735 | 14.7 | |
| State Farm | Roy Alltop | Pike Street, Elizabeth, WV, 26143 | 49.3 | |
| Erie | Betterway Insurance Center | 6 Weston Road, Buckhannon, WV, 26201 | 14.0 | |
| State Farm | Sharon Sabo | 830 Route 20 South Rd, Buckhannon, WV, 26201-3910 | 14.0 | |
| Liberty Mutual Independent | G.J. Garton Insurance Agency, Inc. | 400 Us Highway 33 E, Weston, WV, 26452 | 3.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,000 | $500 |
| Lewis County, WV | $98,600 | $631 | $450 | $870 | $420 |
| Lewis County, WV | $98,600 | $631 | $460 | $870 | $410 |
| Courthouse-Collins Settlement, WV | $68,400 | $709 | $510 | $980 | $470 |
| Upshur County, WV | $111,900 | $671 | $480 | $920 | $440 |
| West Milford, WV | $89,700 | $648 | $460 | $890 | $430 |
| Wolf Summit, WV | $86,000 | $634 | $430 | $880 | $450 |
| Belington, WV | $83,100 | $623 | $420 | $850 | $430 |
| Grafton, WV | $72,100 | $709 | $520 | $970 | $450 |
| Fairmont, WV | $109,300 | $664 | $460 | $920 | $460 |
| Clover, WV | $50,300 | $486 | $350 | $690 | $340 |