How Can I Make My Draper, UT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Draper, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Draper, UT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $112,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $269,500 | $250,000 | $250,000-$300,000 |
| 3 Bedroom | $391,000 | $340,000 | $350,000-$400,000 |
| 4 Bedroom | $749,000 | $640,000 | $700,000-$800,000 |
| 5 Bedroom | $992,500 | $890,000 | $900,000-$1,000,000 |
Estimate your Savings with Home Insurance Discounts in Draper, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $737 |
| Superior Protection Discount | -$82 | $828 |
| Fire & Security Discount | -$91 | $819 |
| Hail Resistant Roof Discount | -$18 | $892 |
| Newly Constructed Home Discount | -$246 | $664 |
Choose the Right Deductible for your Draper, UT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Utah County | $1,500 | $607 | $2,107 | $441 | $1,941 | $166 |
| Draper, UT | $2,000 | $899 | $2,899 | $653 | $2,653 | $246 |
| Pleasant Grove, UT | $400 | $602 | $1,002 | $437 | $837 | $164 |
| American Fork-Pleasant Grove, UT | $1,500 | $715 | $2,215 | $520 | $2,020 | $195 |
| Orem, UT | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Magna, UT | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Independence, UT | $100 | $618 | $718 | $449 | $549 | $169 |
| Tooele-Grantsville, UT | $700 | $574 | $1,274 | $417 | $1,117 | $157 |
| Morgan, UT | $200 | $606 | $806 | $440 | $640 | $166 |
| Layton, UT | $100 | $679 | $779 | $493 | $593 | $186 |
| Springville-Mapleton, UT | $2,500 | $621 | $3,121 | $452 | $2,952 | $170 |
Identify Top Home Insurance Agents near Draper, UT | Back to Top
| Home Insurance Company Draper, UT | Homeowners Insurance Agency Draper, UT | Address | Popularity Score | Distance from Draper (miles) |
|---|---|---|---|---|
| Allstate | Mike Nunley | 263 Country Clb Ste 105, Stansbury Park, UT, 84074 | 24.6 | |
| State Farm | Kresha Brems | 10269 S 1300 E, Sandy, UT, 84094-4078 | 4.8 | |
| State Farm | Rick Albrecht | 75 E Main St, American Fork, UT, 84003-2360 | 8.8 | |
| Travelers | Advance Insurance | 1406 W State Rd, Pleasant Grove, UT, 84062 | 10.2 | |
| Travelers | Intermountain West Insurance Services Llc | 8385 S Allen St Ste 109, Sandy, UT, 84070 | 7.5 | |
| Travelers | Brasher Insurance Group | 4548 S Atherton Dr Ste 210, Salt Lake City, UT, 84123 | 12.7 | |
| State Farm | Zach Hadley | 265 N Main St Ste B, Kaysville, UT, 84037-1424 | 37.8 | |
| Allstate | Trudy Fegel | 191 E 12300 S Ste M3, Draper, UT, 84020 | 2.6 | |
| State Farm | Stu Anderson | 14241 S Redwood Rd, Bluffdale, UT, 84065-5211 | 4.1 | |
| State Farm | Taylor Oborn | 92 W Center St, Midvale, UT, 84047-7369 | 8.2 |
Compare Rates for Draper, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $430 | $850 | $420 |
| Utah County, UT | $256,900 | $614 | $420 | $840 | $420 |
| Draper, UT | $408,800 | $910 | $610 | $1,290 | $680 |
| Pleasant Grove, UT | $251,400 | $609 | $440 | $840 | $400 |
| American Fork-Pleasant Grove, UT | $325,300 | $724 | $510 | $1,020 | $510 |
| Orem, UT | $229,800 | $693 | $510 | $960 | $450 |
| Magna, UT | $166,800 | $693 | $490 | $980 | $490 |
| Independence, UT | $247,700 | $625 | $420 | $860 | $440 |
| Tooele-Grantsville, UT | $197,100 | $581 | $390 | $800 | $410 |
| Morgan, UT | $234,300 | $613 | $440 | $840 | $400 |
| Layton, UT | $223,300 | $687 | $470 | $950 | $480 |
| Springville-Mapleton, UT | $252,800 | $629 | $460 | $870 | $410 |
Research Home Insurance Companies Reviews in Draper, UT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They are very prompt answering the phone which is a really good start. They always answer my questions in detail and seem to genuinely care. They follow up on anything that was left unfinished.
Date: January 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium is very high, much higher than any other. But the deductible is so low it makes it worth it in the long run.
Date: October 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I've been with this company for 13 years, so my premium is not terrible. I have shopped before, and the amount of coverage that I have compared to the price I pay can't be beat. Also, if needing to file a claim, they are very quick about helping and paying out.
Farm Bureau Home Insurance Reviews
Date: September 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have only had to call my home insurance company once since we've owned our home about a tree that fell on a shed and file a claim with them. The process was actually pretty smooth.
Date: June 04, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
I'm entirely satisfied with our premium and deductible. In fact, our deductible is surprisingly low; the damage would have to be laughably minor to not be covered under our policy.
Allstate Home Insurance Reviews
Date: November 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I've got my home insurance mixed with my vehicles (1 car, 2 trucks, 1 boat) and business policies. They offer greater discounts with all combined than other companies were willing to provide. They also allow me to split payments up to twice a month instead of one lump sum.
Date: November 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I absolutely loath our insurance rep. We started with a different person but then he picked us up.
The agency in general is always messing up our personal information including our home address...
Progressive Home Insurance Reviews
Date: July 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible is way too high. It is 2500 compared with the 250 one I had with my previous carrier. It is very ridiculous.
Liberty Mutual Home Insurance Reviews
Date: October 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Liberty Mutual has been great as a home insurance company. I haven't had any claims to file with them, which could have an impact on my opinion. But up to this point there have not been any claims.
American Family Insurance Home Insurance Reviews
Date: January 01, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
In the one time that I used the customer service for our home insurance I would rate them a 4. They were helpful in the circumstance.