How Can I Make My Centreville, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Centreville, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Centreville, IL Home Insurance Coverage Levels | Back to Top
| Centreville, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lunceford Ln, Jesse St, Mueller Ln, Mobley St, la Chateau Sq, Godin Ave, Morgan St, Grambling Ct, Farthing Ln, 2nd St | $79,000 | $70,000 | $75,000-$100,000 | $73,000 | $70,000 | $50,000-$75,000 |
| Florence Ave, Bogy Ave, Rome Ave, Packers Ave, Nelson Ave, Kathryn St, Lepere Ct, Cerny Ct, Mule Heights Dr, Sophia Ave | $122,000 | $110,000 | $100,000-$125,000 | $91,500 | $80,000 | $75,000-$100,000 |
| W Plank Rd, Conniston Dr, Hinkley St, Saint Michael Dr, Saint Zita Ln, Lower Cahokia Rd, Doris Ave, US Hwy By-Pass 50, Saint Louis Ave, Miller Ct | $106,000 | $100,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Morning Star Dr, Cherry Dr, Brook Dr, N 56th St, S 41st St, Longue Vue Station, Knights Bridge Rd, Piat St, New Missouri Ave, Florence St | $77,500 | $70,000 | $50,000-$75,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Camp Jackson Rd, White St, Towne Hall Estates Ln, Hall Ave, Levin Dr, Kutz St, Stone St, Dyroff Ave, Pecan Tree Ln, Knollwood Dr | $85,000 | $80,000 | $75,000-$100,000 | $103,500 | $100,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Centreville, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $659 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$90 | $724 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$212 | $602 |
Choose the Right Deductible for your Centreville, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $2,000 | $689 | $2,689 | $501 | $2,501 | $188 |
| Centreville, IL | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| East Carondelet, IL | $300 | $425 | $725 | $309 | $609 | $116 |
| Concord, MO | $1,000 | $779 | $1,779 | $566 | $1,566 | $213 |
| Clayton, MO | $500 | $1,345 | $1,845 | $977 | $1,477 | $367 |
| Valmeyer, IL | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| East Alton, IL | $100 | $818 | $918 | $595 | $695 | $224 |
| Summerfield, IL | $1,500 | $602 | $2,102 | $437 | $1,937 | $164 |
| Festus, MO | $400 | $855 | $1,255 | $621 | $1,021 | $234 |
| Cedar Hill Lakes, MO | $700 | $883 | $1,583 | $642 | $1,342 | $241 |
| Piasa, IL | $100 | $810 | $910 | $589 | $689 | $221 |
| Dardenne Prairie, MO | $2,500 | $975 | $3,475 | $709 | $3,209 | $266 |
Identify Top Home Insurance Agents near Centreville, IL | Back to Top
| Home Insurance Company Centreville, IL | Homeowners Insurance Agency Centreville, IL | Address | Popularity Score | Distance from Centreville (miles) |
|---|---|---|---|---|
| State Farm | Bruce Doyle | 100 Veterans Pkwy, Columbia, IL, 62236-2508 | 9.6 | |
| Allstate | Anthony Neely | 2704 N Illinois St Ste 102, Swansea, IL, 62226 | 9.1 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 11.0 | |
| Travelers | Gasaway Insurance Agency | 4717 W Main St Ste 2, Belleville, IL, 62226 | 6.9 | |
| State Farm | Blake Schrumpf | 2768 Troxler Way, Highland, IL, 62249-1160 | 28.1 | |
| State Farm | Dan Palovick | 3723 Nameoki Rd, Granite City, IL, 62040-3721 | 10.7 | |
| State Farm | Linda Fussell | 2981 Madison Ave, Granite City, IL, 62040-3616 | 9.8 | |
| State Farm | Dave Raetz | 3501 N Belt West, Belleville, IL, 62226-5959 | 7.9 | |
| State Farm | Tony White | 10005 Old Lincoln Trail, Fairview Heights, IL, 62208-2452 | 7.3 | |
| Travelers | K & K Insurance Services Inc | 5109 N Illinois St Ste F, Fairview Heights, IL, 62208 | 8.8 |
Compare Rates for Centreville, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| St. Clair County, IL | $122,600 | $697 | $500 | $980 | $480 |
| Centreville, IL | $52,800 | $814 | $550 | $1,160 | $610 |
| East Carondelet, IL | $46,700 | $430 | $310 | $590 | $280 |
| Concord, MO | $155,100 | $788 | $530 | $1,130 | $600 |
| Clayton, MO | $389,700 | $1,361 | $970 | $1,950 | $980 |
| Valmeyer, IL | $162,800 | $816 | $600 | $1,130 | $530 |
| East Alton, IL | $81,400 | $828 | $600 | $1,180 | $580 |
| Summerfield, IL | $88,300 | $609 | $420 | $870 | $450 |
| Festus, MO | $126,100 | $865 | $580 | $1,220 | $640 |
| Cedar Hill Lakes, MO | $85,800 | $894 | $650 | $1,270 | $620 |
| Piasa, IL | $164,500 | $820 | $560 | $1,160 | $600 |
| Dardenne Prairie, MO | $277,100 | $987 | $670 | $1,370 | $700 |
Research Home Insurance Companies Reviews in Centreville, IL Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: January 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Good product. Very good customer service, each branch has 5-7 agents so your personal agent lives in your town and works close to you. VERY accessible no more waiting on hold.
Foremost Insurance Home Insurance Reviews
Date: October 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium from Foremost is actually quite a bit less compared to larger companies. And despite the lower cost my personal coverage is actually at the same level as it had been prior.