Gavop shows you how to buy homeowners insurance in Discovery Bay, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $291,000 | $240,000 | $300,000-$350,000 |
| 3 Bedroom | $349,500 | $300,000 | $250,000-$300,000 |
| 4 Bedroom | $593,000 | $490,000 | $500,000-$600,000 |
| 5 Bedroom | $909,000 | $730,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $917 |
| Home and Two Car | -$160 | $838 |
| Home and Three Car | -$239 | $758 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Contra Costa County | $1,000 | $1,385 | $2,385 | $1,007 | $2,007 | $379 |
| Discovery Bay, CA | $2,500 | $985 | $3,485 | $716 | $3,216 | $269 |
| Knightsen, CA | $200 | $1,819 | $2,019 | $1,322 | $1,522 | $497 |
| Dublin, CA | $2,500 | $1,390 | $3,890 | $1,010 | $3,510 | $380 |
| Bay Point, CA | $200 | $662 | $862 | $481 | $681 | $181 |
| Walnut Creek, CA | $2,500 | $1,316 | $3,816 | $957 | $3,457 | $360 |
| Castle Hill, CA | $500 | $2,768 | $3,268 | $2,012 | $2,512 | $757 |
| Moraga, CA | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Solano County, CA | $400 | $855 | $1,255 | $621 | $1,021 | $234 |
| Sunnyvale, CA | $1,500 | $1,209 | $2,709 | $878 | $2,378 | $330 |
| Mountain View, CA | $300 | $1,214 | $1,514 | $882 | $1,182 | $332 |
| Rancho Murieta, CA | $1,000 | $868 | $1,868 | $630 | $1,630 | $237 |
| Home Insurance Company Discovery Bay, CA | Homeowners Insurance Agency Discovery Bay, CA | Address | Popularity Score | Distance from Discovery Bay (miles) |
|---|---|---|---|---|
| State Farm | Julio Martinez | 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880 | 17.6 | |
| Liberty Mutual Independent | Woodruff-Sawyer & Co | 50 California Street, Floor 12 San Francisco, San Francisco, CA, 94111 | 44.4 | |
| State Farm | Betty Taylor | 1742 N Vasco Rd, Livermore, CA, 94551-9218 | 14.7 | |
| Farmers | Glenn Hoffman | 1555 Riverlake Rd Ste F, Discovery Bay, CA, 94505 | 0.4 | |
| Allstate | Richard Perilli | 1713 El Camino Real, Santa Clara, CA, 95050 | 43.0 | |
| State Farm | Wayne Weathers | 35 Bayhill Shopping Center, San Bruno, CA, 94066-2901 | 49.3 | |
| Travelers | Andreini & Company | 220 West Twentieth Avenue San Mateo, San Mateo, CA, 94403 | 46.4 | |
| State Farm | Al Olseen | 3267 S White Rd, San Jose, CA, 95148-4056 | 42.2 | |
| State Farm | Nhut Ho | 2048 Tully Rd, San Jose, CA, 95122-1357 | 41.9 | |
| State Farm | David Sawyer | 468 E El Camino Real, Sunnyvale, CA, 94087-1938 | 44.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Discovery Bay, CA | $536,700 | $997 | $740 | $1,360 | $620 |
| Knightsen, CA | $644,000 | $1,841 | $1,360 | $2,500 | $1,140 |
| Dublin, CA | $756,800 | $1,407 | $1,040 | $1,910 | $870 |
| Bay Point, CA | $251,700 | $671 | $500 | $910 | $410 |
| Walnut Creek, CA | $704,900 | $1,332 | $990 | $1,810 | $820 |
| Castle Hill, CA | $1,160,300 | $2,802 | $2,070 | $3,810 | $1,740 |
| Moraga, CA | $1,035,000 | $944 | $700 | $1,280 | $580 |
| Solano County, CA | $342,000 | $865 | $640 | $1,180 | $540 |
| Sunnyvale, CA | $968,700 | $1,223 | $910 | $1,660 | $750 |
| Mountain View, CA | $1,079,900 | $1,228 | $910 | $1,670 | $760 |
| Rancho Murieta, CA | $432,300 | $878 | $650 | $1,190 | $540 |