Gavop shows you how to buy homeowners insurance in Waikele, HI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Waikele, HI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alau St, Kahuanui St, Kahuahele St, Pulelo Pl, Kahulio Pl, Paiwa St, Kahualena St, Waiawa Rd, Olua Pl, Kahuanani St | $242,500 | $190,000 | $200,000-$250,000 | $584,000 | $490,000 | $600,000-$700,000 |
| Lumipolu St, Hanina St, Molale St, Poailani Cir, Lumi St, Kahualoa St, Awalai St, Maikai St, Lumihoahu St, Lumiloke St | $332,500 | $280,000 | $250,000-$300,000 | $522,000 | $460,000 | $500,000-$600,000 |
| Lumiholoi St, Kahuamoku St, Lumi Pl, Lehoula Pl, Moena Pl, Mahinahina St, Lumiaina St, Awaiki Pl, Lelehu St, Lumiaina St | $271,000 | $230,000 | $250,000-$300,000 | $387,000 | $340,000 | $350,000-$400,000 |
| Pailolo Pl, Anapau Pl, Awaiki St, Kahualena Pl, Lumiiki St, Awaia St, Awanani St, Leihaku St, Mali St, Waipio Point Access Rd | $459,000 | $370,000 | $400,000-$500,000 | $690,000 | $630,000 | $600,000-$700,000 |
| Alelo St, Kaeele St, Molale Pl, Kahualii St, Kahuanani Pl, Kahuapaa Pl, Maiau St, Kahu St, Paioa Pl, Pulelo St | $280,500 | $250,000 | $250,000-$300,000 | $227,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$91 | $918 |
| Home and Two Car | -$172 | $837 |
| Home and Three Car | -$232 | $777 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $1,500 | $1,400 | $2,900 | $1,018 | $2,518 | $383 |
| Waikele, HI | $2,500 | $997 | $3,497 | $724 | $3,224 | $272 |
| Waipio, HI | $300 | $992 | $1,292 | $721 | $1,021 | $271 |
| West Loch Estate, HI | $2,000 | $1,560 | $3,560 | $1,134 | $3,134 | $426 |
| Mililani Mauka, HI | $200 | $959 | $1,159 | $697 | $897 | $262 |
| Aiea, HI | $700 | $1,075 | $1,775 | $781 | $1,481 | $294 |
| Halawa, HI | $100 | $990 | $1,090 | $720 | $820 | $271 |
| Whitmore Village, HI | $1,000 | $1,493 | $2,493 | $1,085 | $2,085 | $408 |
| Waikane, HI | $300 | $1,962 | $2,262 | $1,426 | $1,726 | $536 |
| Kahaluu, HI | $2,500 | $2,117 | $4,617 | $1,539 | $4,039 | $579 |
| Waimanalo, HI | $200 | $1,647 | $1,847 | $1,197 | $1,397 | $450 |
| Kahuku, HI | $700 | $1,541 | $2,241 | $1,120 | $1,820 | $421 |
| Home Insurance Company Waikele, HI | Homeowners Insurance Agency Waikele, HI | Address | Popularity Score | Distance from Waikele (miles) |
|---|---|---|---|---|
| State Farm | Frelynn Kahalehili | 91-902 Fort Weaver Rd Ste 103, Ewa Beach, HI, 96706-2261 | 5.9 | |
| State Farm | Dustin Kwok | 615 Piikoi St Ste 1411, Honolulu, HI, 96814-3141 | 12.7 | |
| State Farm | Anita Diniega | 1088 Bishop St Apt 2210, Honolulu, HI, 96813-3123 | 11.4 | |
| State Farm | Derek Sayegusa | 2851 East Manoa Rd Ste 1-200, Honolulu, HI, 96822-1858 | 14.1 | |
| State Farm | Mark Middleton | 2176 Lauwiliwili St Ste 3, Kapolei, HI, 96707-1882 | 8.1 | |
| State Farm | Dee Ann Lee | 600 Kapiolani Blvd Ste 210, Honolulu, HI, 96813-5139 | 11.9 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 12.1 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 13.1 | |
| State Farm | Kevin Takahashi | 1284 Kalani St Ste 108, Honolulu, HI, 96817-4939 | 10.0 | |
| State Farm | Rich Desa | 98-211 Pali Momi St Ste 101, Aiea, HI, 96701-4305 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Waikele, HI | $478,100 | $1,009 | $750 | $1,470 | $720 |
| Waipio, HI | $526,100 | $1,004 | $740 | $1,470 | $730 |
| West Loch Estate, HI | $545,700 | $1,579 | $1,170 | $2,310 | $1,140 |
| Mililani Mauka, HI | $641,900 | $971 | $720 | $1,420 | $700 |
| Aiea, HI | $756,200 | $1,088 | $810 | $1,590 | $780 |
| Halawa, HI | $671,400 | $1,002 | $740 | $1,460 | $720 |
| Whitmore Village, HI | $515,000 | $1,511 | $1,120 | $2,210 | $1,090 |
| Waikane, HI | $750,000 | $1,986 | $1,470 | $2,900 | $1,430 |
| Kahaluu, HI | $842,200 | $2,143 | $1,590 | $3,130 | $1,540 |
| Waimanalo, HI | $586,400 | $1,667 | $1,230 | $2,430 | $1,200 |
| Kahuku, HI | $537,000 | $1,560 | $1,150 | $2,280 | $1,130 |