Gavop's guide to buying homeowners insurance in Riverheads, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Riverheads, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Scott-Christian Rd, Callison Mill Rd, State Rte 723, Hearn's Dr, Deer Trl, State Rte 652, Stuart Ave, Cales Springs Rd, Palmer Mill Rd, State Rte 651 | $172,000 | $140,000 | $175,000-$200,000 | $224,000 | $190,000 | $200,000-$250,000 |
| Lakeshore Ln, State Rte 252, State Rte 2202, Station Ln, Bittersweet Ln, Labelle Dr, State Rte 832, Vista Ln, Howdyshell Ln, Ramsey Rd | $149,000 | $140,000 | $150,000-$175,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Pine Tree Ln, Oakmont Dr, Fairfield Ct, Crestview Dr, US Hwy 11, August Blvd, Beard Rd, Hardwood Ln, Deer View Ln, State Rte 1205 | $157,500 | $130,000 | $150,000-$175,000 | $190,500 | $160,000 | $200,000-$250,000 |
| Spitler Creek, Offliter Rd, Clover Ln, Hewitt Rd, Bolling Heights Ln, Steep Hill Ln, State Rte 853, Yoder Cir, Bright Ln, Rolling Ridge Ln | $153,500 | $130,000 | $125,000-$150,000 | $183,500 | $160,000 | $175,000-$200,000 |
| Hillside Dr, State Rte 1528, Walnut Ridge Ln, Bowman Springs Rd, Redbud Hollow Ln, Whispering Spring Ln, Fairview Ln, Spring Ln, Folly Mills Station Rd, Forrer Ave | $227,500 | $200,000 | $200,000-$250,000 | $160,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $589 |
| Superior Protection Discount | -$73 | $655 |
| Fire & Security Discount | -$51 | $677 |
| Hail Resistant Roof Discount | -$15 | $713 |
| Newly Constructed Home Discount | -$145 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Augusta County | $1,000 | $845 | $1,845 | $614 | $1,614 | $231 |
| Riverheads, VA | $2,000 | $719 | $2,719 | $522 | $2,522 | $196 |
| Nellysford, VA | $100 | $1,204 | $1,304 | $875 | $975 | $329 |
| Natural Bridge, VA | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| Jack Jouett, VA | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Clifton Forge East, VA | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Charlottesville, VA | $100 | $927 | $1,027 | $673 | $773 | $253 |
| Rio, VA | $1,500 | $833 | $2,333 | $606 | $2,106 | $228 |
| Botetourt County, VA | $2,500 | $857 | $3,357 | $623 | $3,123 | $234 |
| Covington, VA | $100 | $582 | $682 | $423 | $523 | $159 |
| Palmyra, VA | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Home Insurance Company Riverheads, VA | Homeowners Insurance Agency Riverheads, VA | Address | Popularity Score | Distance from Riverheads (miles) |
|---|---|---|---|---|
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 42.6 | |
| State Farm | Jeff Rebich | 9980 Spotswood Trail, Mcgaheysville, VA, 22840-2421 | 34.8 | |
| Erie | Valley Trust Insurance Group | 829 Greenville Avenue, Staunton, VA, 24401 | 10.3 | |
| State Farm | Chris Branham | 1615 Jefferson Hwy Ste 110, Fishersville, VA, 22939-2270 | 12.6 | |
| Allstate | George Jaffe | 617 W Main St, Charlottesville, VA, 22903 | 37.7 | |
| Nationwide | Huffman Insurance Agencies Inc | 209 S Main St, Lexington, VA, 24450-2317 | 21.7 | |
| Erie | Warner Insurance Agency Llc | 1110 Churchville Avenue, Staunton, VA, 24401 | 11.4 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 11.2 | |
| Allstate | Robbie Aveson | 5501 Fort Ave, Lynchburg, VA, 24502 | 44.2 | |
| Erie | Andy Mathews Agency | 4069 Waterlick Road, Forest, VA, 24551 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Augusta County, VA | $206,300 | $856 | $610 | $1,180 | $570 |
| Riverheads, VA | $197,500 | $727 | $530 | $1,000 | $470 |
| Nellysford, VA | $408,100 | $1,219 | $820 | $1,720 | $900 |
| Natural Bridge, VA | $111,300 | $606 | $420 | $840 | $420 |
| Jack Jouett, VA | $331,800 | $879 | $630 | $1,220 | $590 |
| Clifton Forge East, VA | $121,000 | $647 | $450 | $910 | $460 |
| Charlottesville, VA | $277,800 | $938 | $630 | $1,300 | $670 |
| Rio, VA | $300,300 | $843 | $610 | $1,200 | $590 |
| Botetourt County, VA | $220,000 | $868 | $630 | $1,220 | $590 |
| Covington, VA | $72,200 | $589 | $420 | $810 | $390 |
| Palmyra, VA | $250,400 | $794 | $530 | $1,120 | $590 |