Gavop's guide to buying homeowners insurance in Kent County, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kent County, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Black Bottom Rd, Old Still Pond Rd, Ralegh Rd, Lands End Rd, Brices Mill Rd, Walker Rd, Broad Neck Rd, Manor Ave N, Twin Ct, Riverside Rd | $326,000 | $290,000 | $300,000-$350,000 | $156,000 | $130,000 | $125,000-$150,000 |
| Ecker Rd, State Hwy 514, Earl Nicholson Rd, Sommers Pl, S Main St, Delaware Line Rd, Poplar St, Race St, Kasota Rd, Flour Mill St | $216,000 | $180,000 | $150,000-$175,000 | $151,000 | $130,000 | $150,000-$175,000 |
| Crestview Ct, Homestead View Rd, Richard Dr, Comegys St, Mallard Point Rd, Crosby Rd, Sutton Way, Daisy Dr, Knotts Ln, Chester Ave | $280,500 | $260,000 | $200,000-$250,000 | $270,500 | $220,000 | $300,000-$350,000 |
| Burditt Rd, Indiana Ave, Willow Oak Ln, Hanesville Rd, Heron Point Egert Ct, Crumpton Rd, Dutchtown Rd, Medders Rd, State Hwy 20, Cypress St | $298,000 | $270,000 | $250,000-$300,000 | $248,000 | $230,000 | $200,000-$250,000 |
| N Mill St, Wilkins Ave, Potts Rd, Jones Cutoff Rd, Haven Wood Dr, State Hwy 291, Old Worton Rd, Crataegus Ct, Ohio Ave, Bell Ave | $281,500 | $260,000 | $300,000-$350,000 | $233,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $680 |
| Home and Two Car | -$118 | $621 |
| Home and Three Car | -$170 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Kent County, MD | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Edgemere, MD | $1,000 | $773 | $1,773 | $562 | $1,562 | $211 |
| Denton, MD | $100 | $770 | $870 | $559 | $659 | $210 |
| Cockeysville, MD | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Pikesville, MD | $200 | $984 | $1,184 | $715 | $915 | $269 |
| Kent County, DE | $1,000 | $660 | $1,660 | $480 | $1,480 | $180 |
| Peach Bottom, PA | $100 | $754 | $854 | $548 | $648 | $206 |
| Greenwood, DE | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Glenarden, MD | $200 | $777 | $977 | $565 | $765 | $212 |
| North Brentwood, MD | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Home Insurance Company Kent County, MD | Homeowners Insurance Agency Kent County, MD | Address | Popularity Score | Distance from Kent County (miles) |
|---|---|---|---|---|
| State Farm | Natasha Parker | 617 Aa Stemmers Run Rd, Baltimore, MD, 21221 | 19.3 | |
| State Farm | Melanie Cook | 1201 Eastern Blvd, Essex, MD, 21221-3422 | 18.8 | |
| State Farm | Larry Taccone | 8709 Cowenton Ave, Perry Hall, MD, 21128-9619 | 19.3 | |
| State Farm | Hank Starkey | 948 Washington Ave, Chestertown, MD, 21620-3384 | 3.0 | |
| Allstate | Todd J. Zoren | 6010 Meadow Center Drive, Elkridge, MD, 21075 | 32.5 | |
| Nationwide | Kent Insurance Agency Inc | 7332 Church Hill Rd, Chestertown, MD, 21620-2806 | 4.4 | |
| Allstate | Zifer M. Reyal | 10110 Sutherland Rd, Silver Spring, MD, 20901 | 50.1 | |
| Allstate | Fleetwood Athey | 100 Talbot Blvd, Chestertown, MD, 21620 | 2.8 | |
| State Farm | Phil Ates | 7307 Baltimore Boulevard, College Park, MD, 20740-3231 | 47.3 | |
| State Farm | Jim Flower | 10999 Red Run Blvd Ste 202, Owings Mills, MD, 21117-3262 | 38.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Kent County, MD | $237,400 | $739 | $580 | $930 | $350 |
| Kent County, MD | $237,400 | $739 | $580 | $930 | $350 |
| Edgemere, MD | $262,700 | $783 | $620 | $990 | $370 |
| Denton, MD | $182,300 | $779 | $620 | $980 | $360 |
| Cockeysville, MD | $309,900 | $875 | $690 | $1,100 | $410 |
| Pikesville, MD | $308,200 | $996 | $790 | $1,250 | $460 |
| Kent County, DE | $205,800 | $668 | $530 | $890 | $360 |
| Peach Bottom, PA | $180,300 | $763 | $520 | $1,050 | $530 |
| Greenwood, DE | $155,900 | $606 | $480 | $810 | $330 |
| Glenarden, MD | $264,600 | $786 | $620 | $990 | $370 |
| North Brentwood, MD | $252,100 | $910 | $720 | $1,150 | $430 |