How Can I Make My Wooster, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Wooster, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Wooster, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $174,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $156,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $163,000 | $130,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Wooster, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $543 |
| Superior Protection Discount | -$59 | $596 |
| Fire & Security Discount | -$65 | $589 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$177 | $478 |
Choose the Right Deductible for your Wooster, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $700 | $693 | $1,393 | $504 | $1,204 | $189 |
| Wooster, OH | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Lodi, OH | $100 | $619 | $719 | $450 | $550 | $169 |
| Ashland County, OH | $1,000 | $653 | $1,653 | $474 | $1,474 | $178 |
| Bailey Lakes, OH | $400 | $612 | $1,012 | $444 | $844 | $167 |
| Akron, OH | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Brighton, OH | $100 | $820 | $920 | $596 | $696 | $224 |
| Bucks, OH | $700 | $740 | $1,440 | $538 | $1,238 | $202 |
| Stone Creek, OH | $200 | $557 | $757 | $405 | $605 | $152 |
| Shelby, OH | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Cass, OH | $200 | $696 | $896 | $505 | $705 | $190 |
| Monroeville, OH | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
Identify Top Home Insurance Agents near Wooster, OH | Back to Top
| Home Insurance Company Wooster, OH | Homeowners Insurance Agency Wooster, OH | Address | Popularity Score | Distance from Wooster (miles) |
|---|---|---|---|---|
| State Farm | Chelsea Sir Louis | 3396 Kent Rd, Stow, OH, 44224-4535 | 35.1 | |
| Travelers | Alpha Property & Casualty Inc | 25000 Center Ridge Rd, Westlake, OH, 44145 | 44.3 | |
| State Farm | Jinisha Patel | 7413 Memphis Ave, Brooklyn, OH, 44144-2153 | 44.3 | |
| Erie | Vaughan Insurance Agency Inc | 1516 W High Street, Orrville, OH, 44667 | 8.1 | |
| Liberty Mutual Independent | Wichert Insurance | 1200 Graham Road, Cuyahoga Falls, OH, 44224 | 34.1 | |
| Allstate | Darryl Dillenback | 7257 Fulton Dr Nw Ste 70, Canton, OH, 44718 | 23.7 | |
| Erie | Insurance One Agency | 175 N Bever Street, Wooster, OH, 44691 | 1.2 | |
| State Farm | Carolyn Kuczmarski | 7119 Brecksville Rd, Independence, OH, 44131-5303 | 41.1 | |
| Allstate | Jeanne Oldham | 1172 Wooster Rd N, Barberton, OH, 44203 | 23.8 | |
| State Farm | Kent Payne | 799 White Pond Dr Ste B, Akron, OH, 44320-1189 | 26.4 |
Compare Rates for Wooster, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Wayne County, OH | $140,100 | $701 | $500 | $970 | $470 |
| Wooster, OH | $131,600 | $655 | $450 | $910 | $460 |
| Lodi, OH | $101,000 | $627 | $420 | $870 | $450 |
| Ashland County, OH | $122,000 | $661 | $450 | $940 | $490 |
| Bailey Lakes, OH | $98,100 | $619 | $450 | $870 | $420 |
| Akron, OH | $80,100 | $808 | $560 | $1,110 | $550 |
| Brighton, OH | $197,900 | $830 | $560 | $1,180 | $620 |
| Bucks, OH | $152,700 | $749 | $530 | $1,060 | $530 |
| Stone Creek, OH | $80,000 | $564 | $390 | $780 | $390 |
| Shelby, OH | $93,700 | $694 | $470 | $980 | $510 |
| Cass, OH | $131,900 | $704 | $470 | $980 | $510 |
| Monroeville, OH | $96,700 | $615 | $420 | $880 | $460 |
Research Home Insurance Companies Reviews in Wooster, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I think this is pretty standard stuff. To be honest I don't even know what my deductible is. I try to be careful. I'd have to look it up to know. Maybe $1000. I hope that I don't ever have to find out again.
Date: December 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The deductible is average and the premium is lower than all other quotes that I have looked into. This is why I've stayed with the same company for so long. I research quotes from other companies every couple of years, but I can't find a better deal than what I already have.
State Farm Home Insurance Reviews
Date: January 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I've been pretty happy so far. Getting our quote was pretty easy, and my agent looked into some possible discounts because of a fire hydrant on my property pretty quickly and communicated well about them. When we had a possible claim, he communicated our options well, and I have been very happy.
Date: November 03, 2018 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
Pretty much everything is covered in my insurance policy. Flood damage, fire, acts of mother nature is covered with my policy.