Gavop's guide to buying homeowners insurance in Wyandanch, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wyandanch, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Garrison Ave, Dale Ave, Nicholls Rd, S 33rd St, Wellington Ave, Richbern Ct, Peary Ave, Otis St, Bell St, S 20th St | $301,000 | $250,000 | $300,000-$350,000 | $263,000 | $250,000 | $200,000-$250,000 |
| Eads St, N 15, Columbo Dr, Kean St, S 19th St, Cabot Ave, Waterford Dr, 35th St, Plate Ave, McCue Ave | $333,000 | $300,000 | $300,000-$350,000 | $616,500 | $580,000 | $500,000-$600,000 |
| N 28th St, Patton Ave, Morris Dr, Kathryn Ln, W Booker Ave, Puccini Pl, Burndale Ct, Edison Ave, Buchanan Ave, S 29th St | $227,000 | $190,000 | $175,000-$200,000 | $513,500 | $430,000 | $600,000-$700,000 |
| Bruno Ln, Foxwood Dr, Winter Ave, Eads Ave, Gleam St, N 22, Eaton Pl, Merritt Ave, Island Container Plz, Adler Ave | $246,500 | $220,000 | $250,000-$300,000 | $497,500 | $460,000 | $500,000-$600,000 |
| Deer Park Blvd, Brookwood Dr, Warwick St, Conklins Ave, Homestead Dr, N 12, S 17th St, S 27th St, Pecan St, Jacobs Ct | $363,000 | $300,000 | $250,000-$300,000 | $469,500 | $380,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $650 |
| Superior Protection Discount | -$78 | $705 |
| Fire & Security Discount | -$86 | $697 |
| Hail Resistant Roof Discount | -$23 | $759 |
| Newly Constructed Home Discount | -$188 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $700 | $1,491 | $2,191 | $1,084 | $1,784 | $408 |
| Wyandanch, NY | $1,000 | $773 | $1,773 | $562 | $1,562 | $211 |
| Albertson, NY | $200 | $2,470 | $2,670 | $1,795 | $1,995 | $675 |
| St. James, NY | $1,000 | $1,081 | $2,081 | $786 | $1,786 | $295 |
| Tenafly, NJ | $500 | $1,232 | $1,732 | $895 | $1,395 | $337 |
| Little Ferry, NJ | $1,500 | $901 | $2,401 | $655 | $2,155 | $246 |
| Little Silver, NJ | $400 | $1,052 | $1,452 | $764 | $1,164 | $287 |
| Newtown, CT | $2,500 | $928 | $3,428 | $674 | $3,174 | $254 |
| Essex County, NJ | $500 | $1,082 | $1,582 | $787 | $1,287 | $296 |
| Union Beach, NJ | $1,500 | $953 | $2,453 | $693 | $2,193 | $261 |
| Livingston, NJ | $400 | $1,044 | $1,444 | $759 | $1,159 | $285 |
| Garwood, NJ | $700 | $1,173 | $1,873 | $852 | $1,552 | $320 |
| Home Insurance Company Wyandanch, NY | Homeowners Insurance Agency Wyandanch, NY | Address | Popularity Score | Distance from Wyandanch (miles) |
|---|---|---|---|---|
| Travelers | Royal Brokerage | 1 John St Ste 200, Babylon, NY, 11702 | 4.3 | |
| State Farm | Michael Mccormick | 125 Route 25a Ste 400, Rocky Point, NY, 11778-8809 | 26.0 | |
| Travelers | C H Edwards Inc | 791 South Main Street , Farmingdale, NY, 11735 | 3.8 | |
| State Farm | Ted Kosmidis | 31 Vanderbilt Motor Pkwy, Commack, NY, 11725-5409 | 6.6 | |
| Travelers | C H Edwards Inc | 791 S Main St, Farmingdale, NY, 11735 | 3.8 | |
| Farmers | Jugdeep Singh | 374 S Oyster Bay Rd, Hicksville, NY, 11801 | 7.2 | |
| Travelers | Ny Sunrise Agency Inc | 5462 Merrick Rd, Massapequa, NY, 11758 | 6.2 | |
| Travelers | Maximus Insurance Agency Inc | 684 Broadway, Massapequa, NY, 11758 | 6.1 | |
| Travelers | Prince Associates Inc | 270 Duffy Ave Ste D, Hicksville, NY, 11801 | 8.7 | |
| Travelers | Daniel F Magrino | 9729 4th Ave, Brooklyn, NY, 11209 | 35.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Suffolk County, NY | $379,400 | $1,509 | $1,100 | $2,140 | $1,040 |
| Wyandanch, NY | $244,000 | $783 | $520 | $1,070 | $550 |
| Albertson, NY | $548,600 | $2,500 | $1,830 | $3,430 | $1,600 |
| St. James, NY | $445,000 | $1,094 | $800 | $1,520 | $720 |
| Tenafly, NJ | $785,200 | $1,247 | $910 | $1,710 | $800 |
| Little Ferry, NJ | $323,300 | $912 | $630 | $1,270 | $640 |
| Little Silver, NJ | $605,100 | $1,064 | $710 | $1,470 | $760 |
| Newtown, CT | $403,400 | $939 | $630 | $1,330 | $700 |
| Essex County, NJ | $362,300 | $1,096 | $780 | $1,510 | $730 |
| Union Beach, NJ | $259,800 | $965 | $690 | $1,380 | $690 |
| Livingston, NJ | $599,100 | $1,057 | $710 | $1,450 | $740 |
| Garwood, NJ | $365,600 | $1,187 | $800 | $1,650 | $850 |