Gavop tells you how to get the best homeowners insurance in Valley County, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $136,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $131,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $632 |
| Superior Protection Discount | -$68 | $685 |
| Fire & Security Discount | -$60 | $692 |
| Hail Resistant Roof Discount | -$23 | $730 |
| Newly Constructed Home Discount | -$181 | $572 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Valley County | $2,000 | $744 | $2,744 | $540 | $2,540 | $203 |
| Valley County, MT | $1,000 | $744 | $1,744 | $540 | $1,540 | $203 |
| Glasgow, MT | $100 | $739 | $839 | $537 | $637 | $202 |
| St. Marie, MT | $1,000 | $302 | $1,302 | $220 | $1,220 | $83 |
| Nashua, MT | $100 | $782 | $882 | $569 | $669 | $214 |
| Hinsdale, MT | $700 | $823 | $1,523 | $598 | $1,298 | $225 |
| Fort Peck, MT | $400 | $1,136 | $1,536 | $826 | $1,226 | $311 |
| Saco, MT | $2,000 | $489 | $2,489 | $355 | $2,355 | $134 |
| South Valley, MT | $200 | $1,072 | $1,272 | $779 | $979 | $293 |
| Frazer, MT | $1,500 | $311 | $1,811 | $226 | $1,726 | $85 |
| Opheim, MT | $200 | $794 | $994 | $577 | $777 | $217 |
| Home Insurance Company Valley County, MT | Homeowners Insurance Agency Valley County, MT | Address | Popularity Score | Distance from Valley County (miles) |
|---|---|---|---|---|
| State Farm | Nathan Lee | 98 Us Highway 2 E, Glasgow, MT, 59230 | 10.9 | |
| Allstate | United Insurance | 504 2nd Avenue South, Glasgow, MT, 59230 | 10.9 | |
| Travelers | Broadus Insurance Inc | 504 2nd Ave South, Glasgow, MT, 59230 | 10.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Valley County, MT | $135,600 | $753 | $570 | $990 | $420 |
| Valley County, MT | $135,600 | $753 | $570 | $990 | $420 |
| Glasgow, MT | $133,700 | $748 | $570 | $980 | $410 |
| St. Marie, MT | $27,000 | $306 | $230 | $400 | $170 |
| Nashua, MT | $107,800 | $792 | $600 | $1,040 | $440 |
| Hinsdale, MT | $118,000 | $833 | $630 | $1,090 | $460 |
| Fort Peck, MT | $247,100 | $1,150 | $870 | $1,510 | $640 |
| Saco, MT | $52,600 | $495 | $380 | $650 | $270 |
| South Valley, MT | $211,800 | $1,085 | $820 | $1,420 | $600 |
| Frazer, MT | $28,100 | $315 | $240 | $410 | $170 |
| Opheim, MT | $110,700 | $804 | $610 | $1,050 | $440 |