How Can I Make My Bloomington, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Bloomington, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Bloomington, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $84,000 $70,000 $75,000-$100,000
2 Bedroom $216,000 $200,000 $200,000-$250,000
3 Bedroom $222,000 $200,000 $200,000-$250,000
4 Bedroom $359,000 $310,000 $350,000-$400,000
5 Bedroom $180,000 $160,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Bloomington, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$214 $973
Superior Protection Discount -$107 $1,080
Fire & Security Discount -$119 $1,068
Hail Resistant Roof Discount -$36 $1,151
Newly Constructed Home Discount -$273 $914

Choose your Bloomington, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,392
Hail Damage $4,476
Wind Damage $6,114
Expensive Claims
Fire $46,016
Smoke $15,884

Identify Top Home Insurance Agents near Bloomington, MN | Back to Top

Home Insurance Company Bloomington, MN Homeowners Insurance Agency Bloomington, MN Address Popularity Score Distance from Bloomington (miles)
State Farm Roger Karjalahti 6620 Penn Ave S, Minneapolis, MN, 55423-2026
State Farm Steve Woog 551 Snelling Ave S, Saint Paul, MN, 55116-1582
Farmers Galen Flink 16372 Kenrick Ave Ste 130, Lakeville, MN, 55044
Travelers Trusted Insurance Agency Inc 1520 E 66th St, Richfield, MN, 55423
State Farm Kim Nybo 2724 University Ave Se, Minneapolis, MN, 55414-3210
Liberty Mutual Independent American Agency Inc 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN, 55416
State Farm Brian Youmans 6175 Cahill Ave Ste 106, Inver Grove, MN, 55076-1527
Travelers Davies & Rendall 5891 Cedar Lake Rd, Minneapolis, MN, 55416
State Farm Tom Kilton 3430 Nicollet Avenue South, Minneapolis, MN, 55408-4552
State Farm Jim Phillips 3430 Nicollet Ave, Minneapolis, MN, 55408-4552

Compare Rates for Bloomington, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,630 $810
Hennepin County, MN $245,400 $1,232 $840 $1,740 $900
Bloomington, MN $227,900 $1,187 $870 $1,700 $830
Osseo, MN $171,500 $1,098 $780 $1,520 $740
New Trier, MN $216,700 $1,243 $830 $1,770 $940
Northfield, MN $202,200 $853 $590 $1,200 $610
Rogers, MN $298,700 $1,049 $700 $1,440 $740
Ham Lake, MN $280,000 $1,010 $680 $1,440 $760
Victor, MN $258,500 $1,361 $940 $1,930 $990
Wanamingo, MN $142,700 $987 $660 $1,370 $710
Cokato, MN $136,300 $959 $680 $1,360 $680
Cherry Grove, MN $238,600 $1,306 $890 $1,800 $910
Jamestown, MN $298,100 $1,473 $1,000 $2,090 $1,090

Research Home Insurance Companies Reviews in Bloomington, MN Before Buying | Back to Top

Share a review on your home insurance company

Progressive Home Insurance Reviews

Date: July 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Everything could be cheaper, but I don't think any other company would be much cheaper for us. we have never had to make a claim. im unsure of the price of our deductibles.

Date: March 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

I am very satisfied with the amount coastal insuranc is charging me for a deductible compared to other insurance companies

State Farm Home Insurance Reviews

Date: January 02, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

My deductible is average across most insurance companies I reviewed, it is a little higher then I would like to pay but its the best I could find.

Date: October 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

The premium for coverage seems competitive with other companies. We have the added benefit of bundling our homeowners coverage with our auto coverage.

Liberty Mutual Home Insurance Reviews

Date: January 01, 2020    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The offerings are standard for industry. I don't think mine offers more or less coverage than other insurers

Allstate Home Insurance Reviews

Date: February 23, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
the prices they offered are not too bad and are within what i think is reasonable and affordable for my family and me

Grange Insurance Home Insurance Reviews

Date: September 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

The premium and deductible were more affordable than the other options given, so it was a no brainer to go with them since they covered all the same items.

Amica Mutual Insurance Home Insurance Reviews

Date: November 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
my insurance policy covers with high cost covers everything with respect to my life, my car and my family, against eventuality and menol and big accident

American Family Insurance Home Insurance Reviews

Date: May 31, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Male

I was able to receive the best and most affordable premium and lowest deductible. That is one of the main reasons I chose this company.

American Strategic Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
It is very good and meets all my expectations that I wish for the safety of my home

Farm Bureau Home Insurance Reviews

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