Gavop's guide to buying homeowners insurance in Hooper, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $210,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $202,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $435,000 | $360,000 | $400,000-$500,000 |
| 5 Bedroom | $240,500 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $511 |
| Superior Protection Discount | -$56 | $567 |
| Fire & Security Discount | -$56 | $567 |
| Hail Resistant Roof Discount | -$12 | $611 |
| Newly Constructed Home Discount | -$150 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Weber County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Hooper, UT | $700 | $616 | $1,316 | $447 | $1,147 | $168 |
| Riverdale, UT | $200 | $645 | $845 | $469 | $669 | $176 |
| South Willard, UT | $2,500 | $664 | $3,164 | $482 | $2,982 | $181 |
| Weber County, UT | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Howell-Snowville, UT | $700 | $562 | $1,262 | $409 | $1,109 | $154 |
| Hyrum, UT | $500 | $657 | $1,157 | $477 | $977 | $179 |
| Emigration Canyon, UT | $2,000 | $1,693 | $3,693 | $1,231 | $3,231 | $463 |
| Morgan North, UT | $400 | $688 | $1,088 | $500 | $900 | $188 |
| Benson, UT | $700 | $569 | $1,269 | $414 | $1,114 | $156 |
| Riverton, UT | $300 | $657 | $957 | $478 | $778 | $180 |
| Granite, UT | $2,500 | $1,548 | $4,048 | $1,125 | $3,625 | $423 |
| Home Insurance Company Hooper, UT | Homeowners Insurance Agency Hooper, UT | Address | Popularity Score | Distance from Hooper (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Trustco Inc | 2063 East 3900 South #100 , Salt Lake City, UT, 84124 | 42.5 | |
| Allstate | Timothy Madison | 5639 W 13100 S, Herriman, UT, 84096 | 47.9 | |
| Allstate | Lisa Marie Eshleman | 1635 E 3300 S, Salt Lake City, UT, 84106 | 41.4 | |
| Travelers | Cottonwood Insurance Inc | 2028 E Fort Union Blvd Ste 100, Salt Lake City, UT, 84121 | 45.9 | |
| Liberty Mutual Independent | Diversified Insurance Group | 136 E South Temple Ste 2300, Salt Lake City, UT, 84111 | 36.3 | |
| Travelers | Integrated Insurance Solutions | 3191 S Valley St 206, Salt Lake City, UT, 84109 | 42.8 | |
| State Farm | Randy Buchmiller | 5063 S State St, Murray, UT, 84107-4824 | 42.2 | |
| Allstate | Joshua Questereit | 8538 S 1300 E, Sandy, UT, 84094 | 46.9 | |
| State Farm | Jennifer Bassarear | 107 N Main St Ste 104, Bountiful, UT, 84010-6152 | 30.8 | |
| Allstate | Trent Ferguson | 675 E Union Sq, Sandy, UT, 84070 | 47.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $880 | $440 |
| Weber County, UT | $183,100 | $693 | $470 | $960 | $490 |
| Hooper, UT | $290,000 | $623 | $430 | $850 | $420 |
| Riverdale, UT | $177,500 | $653 | $470 | $930 | $460 |
| South Willard, UT | $291,800 | $672 | $490 | $930 | $440 |
| Weber County, UT | $183,100 | $693 | $460 | $990 | $530 |
| Howell-Snowville, UT | $184,000 | $569 | $400 | $780 | $380 |
| Hyrum, UT | $181,300 | $665 | $470 | $940 | $470 |
| Emigration Canyon, UT | $702,900 | $1,714 | $1,170 | $2,430 | $1,260 |
| Morgan North, UT | $308,500 | $696 | $500 | $970 | $470 |
| Benson, UT | $192,000 | $576 | $390 | $810 | $420 |
| Riverton, UT | $301,600 | $665 | $470 | $910 | $440 |
| Granite, UT | $626,700 | $1,567 | $1,070 | $2,150 | $1,080 |