Gavop shows you how to buy homeowners insurance in Cheboygan County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cheboygan County, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Carter Rd S, Obriens Dr, Owens Rd, Taylor St, Kelly Lynn Trl, Red Pine Dr, Chamberlain Rd, Bowersock Rd, Barber Dr, Maple St | $184,000 | $150,000 | $175,000-$200,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Resort Rd, Archambo St, Lincoln St, Kimball Ct, Straits Hwy, W The Bridle Path, Morningside Ln, Otsego Rd, Sunderland Dr, Waterway Ln | $230,000 | $190,000 | $250,000-$300,000 | $167,500 | $140,000 | $175,000-$200,000 |
| W M68 Hwy, Maple Glenn Dr, Parke Rd, E Central Ave, Paully Rd, The Banks, Indian Trail Rd, Feather Ln, N Shane Ln, Columbus St | $130,000 | $120,000 | $125,000-$150,000 | $120,500 | $110,000 | $75,000-$100,000 |
| Koral Bay Rd, N County Line Rd, Hebron Mail Route Rd, Chippewa Beach Rd, Paula Dr, W 1st St, Veihl Rd, Oak Hill St, Arthur Hills Rd, Sturgeon Valley Dr | $158,500 | $150,000 | $125,000-$150,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Deerfield Ln, Ruby Ln, Mack St, W Hackleburg Rd, Montague, McDonald Rd, Eddy Rd, E Sinclair St, Nelson St, Thomas Dr | $117,000 | $100,000 | $100,000-$125,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Parrotts Point Rd, Babcock Dr, Straits Hwy, Ricket Rd, Ingleside Rd, Presidio Rd, Frost Trl, S Huron St, Molineaux Rd, Rutherford Rd | $94,500 | $80,000 | $100,000-$125,000 | $108,500 | $100,000 | $100,000-$125,000 |
| Riverside Ct, Hammersly Rd, E Birch St, Riverside Trl, S Black River Rd, Mac Arthur Rd, E US Hwy 23, W M 68, Sunshine Trl, Riverside Dr | $110,500 | $100,000 | $125,000-$150,000 | $115,000 | $100,000 | $75,000-$100,000 |
| Seven Fires Trl, Link Blvd, Cedar Beach Ln, Strawflower Ln, Old Sturgeon Rd, N Black River Rd, Ridgeview Dr, Cross Rd, W Hackleburg Rd, Dey Rd | $170,000 | $150,000 | $125,000-$150,000 | $155,500 | $130,000 | $125,000-$150,000 |
| Franklin Street Aly, Beech Tree Trl, Cass St, Chemin de la Montagne, S F St, Wendell St, High Banks Dr, Grass Lake Rd, Ashbrook Dr, Chapman St | $157,000 | $130,000 | $150,000-$175,000 | $122,500 | $110,000 | $125,000-$150,000 |
| Bells Rd, Round Point Dr, N Allis Hwy, Mason Rd, S County Line Rd, Trillium Trl, King Rd, Crumley Creek Rd, M68/33 Hwy, Gaylord Rd | $144,500 | $140,000 | $150,000-$175,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $577 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$63 | $632 |
| Hail Resistant Roof Discount | -$21 | $674 |
| Newly Constructed Home Discount | -$146 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cheboygan County | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Cheboygan County, MI | $700 | $686 | $1,386 | $499 | $1,199 | $188 |
| North Allis, MI | $300 | $735 | $1,035 | $534 | $834 | $201 |
| Hebron, MI | $2,500 | $749 | $3,249 | $544 | $3,044 | $205 |
| Nunda, MI | $500 | $701 | $1,201 | $510 | $1,010 | $192 |
| Little Traverse, MI | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Bois Blanc, MI | $300 | $738 | $1,038 | $536 | $836 | $202 |
| Petoskey, MI | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Elmira, MI | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Clark, MI | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| Alba, MI | $400 | $636 | $1,036 | $462 | $862 | $174 |
| Long Rapids, MI | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| Home Insurance Company Cheboygan County, MI | Homeowners Insurance Agency Cheboygan County, MI | Address | Popularity Score | Distance from Cheboygan County (miles) |
|---|---|---|---|---|
| State Farm | Cory Budnick | 176 N 3rd St, Rogers City, MI, 49779-1609 | 33.2 | |
| Farmers | Cindy Alexander | 221 W Mitchell St, Petoskey, MI, 49770 | 23.8 | |
| Farmers | Paula Carter | 103 W Main St, Gaylord, MI, 49735 | 32.2 | |
| State Farm | David Lord | 630 S Main St Ste 2, Cheboygan, MI, 49721-2324 | 11.0 | |
| Farmers | Jeffrey Peters | 221 W Mitchell St # 1, Petoskey, MI, 49770 | 23.8 | |
| State Farm | Craig Simmons | 1170 Bay View Rd Ste B, Petoskey, MI, 49770-9008 | 22.7 | |
| State Farm | Robb Burkee | 721 Pleasant St, Petoskey, MI, 49770-2840 | 24.3 | |
| State Farm | Sue Schoenith | 844 S Main St, Cheboygan, MI, 49721-2283 | 10.7 | |
| State Farm | Mark Riedy | 4494 S M88, Bellaire, MI, 49615-9700 | 49.1 | |
| Farmers | David Korte | 209 W 1st St Apt 104, Gaylord, MI, 49735 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,080 | $530 |
| Cheboygan County, MI | $116,900 | $695 | $500 | $990 | $490 |
| Cheboygan County, MI | $116,900 | $695 | $490 | $990 | $500 |
| North Allis, MI | $114,800 | $744 | $500 | $1,030 | $530 |
| Hebron, MI | $124,000 | $758 | $550 | $1,050 | $500 |
| Nunda, MI | $93,400 | $710 | $480 | $970 | $490 |
| Little Traverse, MI | $177,100 | $829 | $560 | $1,190 | $630 |
| Bois Blanc, MI | $116,700 | $747 | $550 | $1,020 | $470 |
| Petoskey, MI | $178,900 | $698 | $480 | $960 | $480 |
| Elmira, MI | $150,800 | $795 | $560 | $1,090 | $530 |
| Clark, MI | $152,900 | $798 | $570 | $1,110 | $540 |
| Alba, MI | $59,100 | $644 | $460 | $920 | $460 |
| Long Rapids, MI | $106,000 | $730 | $530 | $1,010 | $480 |