Gavop's guide to buying homeowners insurance in Kemp Mill, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$263 | $711 |
| 30 year old | +$15 | $989 |
| 40 year old | +$25 | $999 |
| 50 year old | +$37 | $1,011 |
| Above 50 year old | +$47 | $1,021 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $886 |
| Home and Two Car | -$166 | $808 |
| Home and Three Car | -$234 | $740 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,000 | $1,457 | $2,457 | $1,059 | $2,059 | $398 |
| Kemp Mill, MD | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Takoma Park, MD | $400 | $988 | $1,388 | $718 | $1,118 | $270 |
| Brookeville, MD | $1,500 | $1,950 | $3,450 | $1,417 | $2,917 | $533 |
| Glenarden, MD | $300 | $777 | $1,077 | $565 | $865 | $212 |
| Long Branch, VA | $2,000 | $1,004 | $3,004 | $729 | $2,729 | $274 |
| South Run, VA | $400 | $1,101 | $1,501 | $800 | $1,200 | $301 |
| Broad Run, VA | $1,000 | $1,449 | $2,449 | $1,053 | $2,053 | $396 |
| Broadlands, VA | $400 | $973 | $1,373 | $707 | $1,107 | $266 |
| Bowleys Quarters, MD | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
| Garretts Mill, MD | $100 | $871 | $971 | $633 | $733 | $238 |
| Sharpsburg, MD | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Home Insurance Company Kemp Mill, MD | Homeowners Insurance Agency Kemp Mill, MD | Address | Popularity Score | Distance from Kemp Mill (miles) |
|---|---|---|---|---|
| Travelers | Health Insurance Specialists Inc | 17620-B Redland Rd, Rockville, MD, 20855 | 9.7 | |
| Erie | Insurance & Investments Inc. | 2401 Research Blvd # 100, Rockville, MD, 20850 | 9.9 | |
| State Farm | Nicole June | 5272 River Rd Ste 375, Bethesda, MD, 20816-1437 | 6.9 | |
| Liberty Mutual Independent | Georgetown Insurance Service Inc | 10010 Colesville Rd, Ste A , Silver Spring, MD, 20901 | 1.6 | |
| Erie | Aronow Insurance Agency Inc. | 3416 Olandwood Court Suite 209, Olney, MD, 20832 | 8.3 | |
| Allstate | Yevette Cashwell | 7006 Carroll Ave Ste 205, Takoma Park, MD, 20912 | 4.6 | |
| State Farm | Tim Navarro | 3831 Farragut Ave, Kensington, MD, 20895-2004 | 2.9 | |
| State Farm | Doug Mayer | 1298 Cronson Blvd Ste 103, Crofton, MD, 21114-2046 | 17.5 | |
| Travelers | Walterry Insurance Brokers | 7411 Old Branch Ave, Clinton, MD, 20735 | 18.7 | |
| Travelers | Hodge Hart & Schleifer Inc | 8401 Connecticut Ave Ste 600, Chevy Chase, MD, 20815 | 4.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Kemp Mill, MD | $410,100 | $974 | $770 | $1,230 | $460 |
| Takoma Park, MD | $544,200 | $1,000 | $790 | $1,260 | $470 |
| Brookeville, MD | $600,000 | $1,974 | $1,560 | $2,490 | $930 |
| Glenarden, MD | $264,600 | $786 | $620 | $990 | $370 |
| Long Branch, VA | $602,200 | $1,016 | $700 | $1,430 | $730 |
| South Run, VA | $752,400 | $1,114 | $750 | $1,580 | $830 |
| Broad Run, VA | $492,100 | $1,466 | $1,040 | $2,100 | $1,060 |
| Broadlands, VA | $576,600 | $985 | $660 | $1,410 | $750 |
| Bowleys Quarters, MD | $251,300 | $763 | $600 | $960 | $360 |
| Garretts Mill, MD | $238,200 | $882 | $700 | $1,110 | $410 |
| Sharpsburg, MD | $179,900 | $775 | $610 | $980 | $370 |