How Can I Make My Arlington, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Arlington, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Arlington, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,500 $40,000 $50,000-$75,000
2 Bedroom $69,500 $60,000 $50,000-$75,000
3 Bedroom $114,500 $110,000 $100,000-$125,000
4 Bedroom $166,500 $130,000 $150,000-$175,000
5 Bedroom $147,500 $120,000 $125,000-$150,000

Choose the Best Arlington, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $75 to $100,000 2 Pets, Non-Smoker $1,370
Full Time Job 650-699 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $60
Unemployed 750-799 Credit Score <$25,000 No Pets, Smoker $930

Choose the Right Deductible for your Arlington, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $660 $860 $560 $760 $100
Tarrant County, TX $1,000 $680 $1,180 $580 $1,580 $-400
Arlington, TX $2,500 $670 $1,170 $570 $3,070 $-1,900
Joshua, TX $400 $770 $1,170 $650 $1,050 $120
Addison, TX $2,500 $1,390 $1,890 $1,190 $3,690 $-1,800
Wilmer, TX $400 $300 $700 $260 $660 $40
Northlake, TX $2,500 $1,350 $1,850 $1,180 $3,680 $-1,830
Garland, TX $400 $470 $870 $390 $790 $80
Denton County, TX $700 $810 $1,310 $710 $1,410 $-100
Granbury East, TX $300 $760 $1,060 $640 $940 $120
Oak Trail Shores, TX $2,000 $190 $690 $170 $2,170 $-1,480
Emhouse, TX $500 $380 $880 $330 $830 $50
Collin County, TX $2,000 $1,140 $1,640 $940 $2,940 $-1,300

Identify Top Home Insurance Agents near Arlington, TX | Back to Top

Home Insurance Company Arlington, TX Homeowners Insurance Agency Arlington, TX Address Popularity Score Distance from Arlington (miles)
State Farm Al Clark 2452 W Interstate 20, Arlington, TX, 76017-1670
1.2
State Farm Sandi Brown 717 N Macarthur Blvd, Irving, TX, 75061-7356
14.6
Allstate Brad Bingham 2108 W Pioneer Pkwy Ste 100, Pantego, TX, 76013
3.0
Allstate Umer Usman 7600 N Macarthur Blvd Ste 105, Irving, TX, 75063
19.5
Travelers Arden Insurance Agency 207 N Mckinney, Ennis, TX, 75119
37.4
Farmers Alex Alkhazshvilly 3600 S Cooper St Ste 120, Arlington, TX, 76015
1.4
Farmers Jodi Buzek 1710 Country Club Dr Ste 100, Mansfield, TX, 76063
5.2
Travelers Insurance Connection 2925 Country Club Rd Suite 105, Denton, TX, 76210
35.0
State Farm Angela Ward 1112 W Pioneer Pkwy, Arlington, TX, 76013-6367
2.9
State Farm Mike Bradley 219 E Debbie Lane, Mansfield, TX, 76063
4.9

Compare Rates for Arlington, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $550 $360 $850 $490
Tarrant County, TX $136,300 $590 $390 $910 $520
Arlington, TX $140,900 $700 $460 $1,080 $620
Joshua, TX $143,700 $700 $460 $1,080 $620
Addison, TX $268,800 $1,510 $1,000 $2,330 $1,330
Wilmer, TX $71,000 $290 $190 $450 $260
Northlake, TX $271,300 $1,470 $970 $2,260 $1,290
Garland, TX $116,900 $650 $430 $1,000 $570
Denton County, TX $182,200 $1,070 $710 $1,650 $940
Granbury East, TX $154,400 $650 $430 $1,000 $570
Oak Trail Shores, TX $48,900 $280 $180 $430 $250
Emhouse, TX $71,300 $410 $270 $630 $360
Collin County, TX $204,900 $920 $610 $1,420 $810

Research Home Insurance Companies Reviews in Arlington, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: December 10, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I have never searched for other home insurance because I am very happy with what I have. I have never needed to look any further.


Date: November 07, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Personal Liability (each occurrence), Medical Payments to Others (each Person), Damage to Property of Others, Loss of Use, Personal Property, low deductible


Date: October 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I have to say that the premium is high compared with other insurance companies. We have been with them for about 30 years and the agent we use is very good. They are quick and thorough. We have never had an issue with a claim. We are willing to pay more because we know they have our back.

Date: September 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
We have great communication. When we call a person answers, not a machine. When we leave a message they are quick to call back. If we need to speak to someone else they put is through to the other person or have them call us. The communication has always been great.

Date: September 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
is excellent at the time of any problem they are always in the best disposition to solve things

Date: August 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I find it a little bit expensive but it covers a lot and gives me peace of mind.

Date: August 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
the application is very good because it offers functions that other companies do not have and it gives me greater ease when it comes to paying and reviewing my status

Date: July 31, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
The customer service with the agent we use is great. They are fast, efficient, caring, and do everything in their power to take care of us.

Date: June 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I like the app and website, however, I prefer to speak with a person who can help me. I am very tech oriented but I still choose to speak to someone. If it is just basic info I need then I will use the app or website.

Date: June 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
There is nothing I dislike, they have a very user-friendly platform where you can easily find the info you need.

Date: May 03, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
They are nice magnificos at the time of attending either by the offices or telephone are respectful people and very attentive

Date: March 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
We have been with State Farm for about 30 years. They cover fire, theft, acts of God like a tornado, liability if someone is hurt while on the property, and things like running your truck into a carport wall (I know because I did this :( ). It covers flood damage as well but they look at where you live and if it is prone for flooding the rate is high.


Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
They seem busy and I kind of need to wait for about 30 minutes when I call but they are professional and solve my complaint fast.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I find it very good because I was in Allstate and had less coverage for the same premium payment

Liberty Mutual Home Insurance Reviews

Date: September 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
Yes, the price isn't bad compared to other companies but all insurance companies are charging too much money for the coverage they provide.

Date: September 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Ok, our insurance rep is a good guy. Joe Gomez is a very hard worker who tries very hard to get us the best possible deal.

Date: September 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We are covered for fire and natural disasters.We would get money to help us live in another home while damages would being repaired.


Date: September 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Because of our insurance rep Joe Gomez we do have excellent communication. Calling the main company is not as helpful. It can also be very time-consuming.

Date: August 08, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
I don't like the mobile app that much. I don't trust that all the information is there. It would be too risky to trust that information.

AAA Home Insurance Reviews

Date: December 29, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I HAVE ALWAYS HAD VERY PLEASANT INTERACTION WITH MY INSURANCE COMPANYS CUSTOMER SERVICE. THEY ARE ALWAYS WILLING TO HELP AND ASK YOU IF THERE IS ANYTHING ELSE THEY CAN HELP YOU WITH AND IF THEY HAVE ADDRESSED ALL YOUR CCONCERNS

Date: November 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I hate it and am looking to switch not having an online system makes it so hard to keep up with payments and to submit changes. I needed to update my street address because the agent type it wrong it took so long that I nearly gave up. Also the only way to get ahold of my agent is to call and leave a message and he might get back to me in 24 hours, or email and the email has cause me issues more than once of him saying he hasn't got something from me like adding my new truck to the total project.

GEICO Home Insurance Reviews

Date: June 20, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
My policy is at a better price than other places. I have not used my policy for anything yet, so I do not know how it is going to compare when I actually have to use my coverage.

Date: March 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I went with this company because of the low premium and low deductible compared with other companies. It is well within my budget.

Progressive Home Insurance Reviews

Date: February 25, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The policy deductible is an average amount in comparison with other insurance companies. Our premiums however, are much more affordable under Progressive. We are able to pay quarterly at a much lower rate than the competitors.

Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Prices are reasonable. The Agent I use is very knowledgeable and able to easily explain all the details of my policy. Thier website works good unlike a previous insurer.


9 Ways to Get Discounts on Homeowners Insurance in Arlington, TX

What Makes Your Arlington, TX Home Insurance Cheap or Expensive