How Can I Make My Snohomish, WA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Snohomish, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Snohomish, WA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $67,500 $60,000 $50,000-$75,000
2 Bedroom $173,000 $160,000 $150,000-$175,000
3 Bedroom $178,000 $160,000 $175,000-$200,000
4 Bedroom $312,000 $260,000 $300,000-$350,000
5 Bedroom $580,000 $520,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Snohomish, WA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$162 $690
Superior Protection Discount -$77 $775
Fire & Security Discount -$77 $775
Hail Resistant Roof Discount -$17 $835
Newly Constructed Home Discount -$221 $630

Choose your Snohomish, WA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,537
Hail Damage $4,524
Wind Damage $6,114
Expensive Claims
Fire $46,463
Smoke $16,386

Identify Top Home Insurance Agents near Snohomish, WA | Back to Top

Home Insurance Company Snohomish, WA Homeowners Insurance Agency Snohomish, WA Address Popularity Score Distance from Snohomish (miles)
Allstate Melody J. Grondahl 7024 Evergreen Way Ste B, Everett, WA, 98203
5.3
Liberty Mutual Independent Western Pacific Insurance Group 16300 Mill Creek Blvd Ste 208, Mill Creek, WA, 98012
8.3
Liberty Mutual Independent Top Insurance Associates Llc 10530 19th Ave Se Ste 101, Everett, WA, 98208
5.5
Travelers Coram Insurance Llc 8490 Mukilteo Spwy 105, Mukilteo, WA, 98275
9.1
State Farm Kathy Northrop 10930 4th Ave W, Everett, WA, 98204-7066
6.9
Farmers Scott Davis 8021 State Ave, Marysville, WA, 98270
9.3
Allstate Roberta L Hubbell 1420 Hewitt Ave, Everett, WA, 98201
5.4
State Farm Monte Cain 6928 Evergreen Way, Everett, WA, 98203-5148
5.3
Farmers Mai Giron 2122 164th St Sw Ste 201, Lynnwood, WA, 98087
9.7
Travelers Ark Insurance Agency Inc 2915 Colby Ave Ste B, Everett, WA, 98201
5.3

Compare Rates for Snohomish, WA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $286,800 $809 $590 $1,110 $520
Snohomish County, WA $338,400 $861 $620 $1,180 $560
Snohomish, WA $332,400 $852 $580 $1,200 $620
Lake Stevens, WA $296,200 $690 $480 $990 $510
Silver Firs, WA $410,800 $886 $600 $1,210 $610
Granite Falls, WA $288,500 $682 $490 $970 $480
Suquamish, WA $227,000 $735 $490 $1,010 $520
Keyport, WA $211,800 $715 $510 $1,020 $510
Mount Vernon, WA $231,000 $688 $500 $970 $470
Tracyton, WA $220,400 $675 $450 $960 $510
Edison, WA $526,200 $1,407 $1,030 $1,930 $900

Research Home Insurance Companies Reviews in Snohomish, WA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: January 07, 2020    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I'm broke, so i have the legal minimums. Since I have to have it, I suppose I'm satisfied. I got waht I could afford. Not really, insurance is the biggest racket I've ever lived to witness.


Date: September 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium and deductible of my policy compared to the other home insurance policies for the same coverage for State Farm home insurance company is that it is on the prices side but having a local Agent is really helpful.

Date: July 29, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I am extremely happy with State Farm as my home insurance company, Their customer service is excellent and the are very efficient and helpful.

Date: April 23, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I've only ever had to file a small claim but the experience was relatively smooth and friendly. Service was prompt and efficient.

Date: March 10, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
Our experience with State Farm's customer service has been great. Anytime we have a question they have gone out of their way to make sure all of our questions had been answered.

GEICO Home Insurance Reviews

Date: January 05, 2020    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
We have a better premium, with similar deductible, than we have had with any other company in the past

Date: March 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have not done a great deal of comparing between my insurance carrier and others although I have heard that many carriers offer comparable services to my current company.


Date: March 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I feel like my insurance offer's the best for what you pay and is very helpful to understand everything in your policy vs other companies you don't always talk to someone that day.


Liberty Mutual Home Insurance Reviews

Date: July 09, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Policy Offerings
They offer the same bundles as all of the other insurance companies. multi car discounts and bundling discounts. They also offer discounts for certain companies or places of employment.


Date: April 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have not had any experience with any other home insurance companies. My home insurance is bundled with my car insurance, I imaging if I changed one I would change the other.


Travelers Home Insurance Reviews

Date: September 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
my premium is $20 per month with Travelers, compared to other companies which charge over $100 per month and still have a $1,000 deductible. With Lemonade my deductible is $250.

Date: March 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
This company was willing to offer to insure our home when another insurance company backed out days before the closing date for our house. This company was not exclusive.


Safeco Insurance Home Insurance Reviews

Date: March 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our deductible is comparable to deductibles in the industry and the premium is a good price.

Date: March 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Overall the customer service has been good when I needed help with something. I would not say its been excellent, but overall they were able to help me with what I needed.

American Family Insurance Home Insurance Reviews

Date: June 11, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Premium
I believe that our premium and deductible are very competitive with other insurance companies for homes our size. We are satisfied with the premium at this time.

Date: October 24, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
Communication and interaction with American Family has been wonderful. Not only do they communicate about the policies we have with them, but always make sure each family member is remembered on their birthday. When we had a claim they were just a phone call away to help or answer questions.

Farmer's Insurance Home Insurance Reviews

Date: October 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Deductible seemed standard and was at least acceptable.we would always prefer to have as little out of pocket costs as possible, but the rates for premium and deductible were on par with what we were expecting to have to pay.

Date: April 07, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
They offer amazing coverage and options. You can pick and choose what you want very easily and they have much better options than other companies.


American Family Home Insurance Reviews

Date: April 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Our premium and deductibles for both plans is reasonable. Compared to others I have talked to our insurance is similar to theirs so we have seen no need to switch or investigate switching further.

Progressive Home Insurance Reviews

Date: April 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
THE POLICY OF HOME INSURANCE POLICY COMPARED TO OTHER INSURANCE PROVIDERS,MY HOME INSURANCE IS BEST BECAUSE IT PROVIDES SOME GOOD QUALITIES.


Horace Mann Educators Corporation Home Insurance Reviews

Date: December 19, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
the only times I've had to talk to them in the past 18 years has been good. It typically involved getting insurance documentation for home refinancing.

Allstate Home Insurance Reviews

Date: December 31, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Our insurance company provides fire protection and water damage protection. They also offer premiums for certain coverage. They are a decent company.


Nationwide Home Insurance Reviews

Date: November 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
It was the best price I received in conjunction with my auto service. It also is a well known brand that I knew I could count on in times of need.

Amica Mutual Insurance Home Insurance Reviews

Date: November 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Premium is a bit high compared to other companies who offer the same coverage, however Amica was very highly recommended to us based on their customer service and speed of claim processing.

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