Bloomington, IL - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Bloomington, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Bloomington, IL Home Insurance Coverage Levels | Back to Top

Bloomington, IL - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Mission Dr, Pleasant View Dr, Nina Dr, Osage St, N Gridley St, E 900 N Rd, Geyser Peak, Holiday Dr, Cobblestone Dr, N Hamilton St $149,000 $130,000 $125,000-$150,000 $163,000 $140,000 $175,000-$200,000
Richland Ave, Co Rd 2375 E, Co Rd 1540 E, 950 E Rd, Old Colonial Rd, Co Rd 275 N, Woodhavens Dr, US Hwy 136, Woodrig Rd, Kingsley St $98,500 $80,000 $75,000-$100,000 $111,000 $90,000 $75,000-$100,000
Miriam Way, Starlite Dr, Wolf Creek Ln, N Clinton St, Camelback Rd, Dorset Ct, Ravenwood Cir, E Division St, Scenic Pt, Hazel St $172,000 $160,000 $150,000-$175,000 $214,000 $180,000 $175,000-$200,000
Dennis Dr, Rowe Dr, E 4th St, W Boundary St, Susan Dr, Darrah St, Hiawatha Ln, Delaine Dr, Hunter Dr, Opus Ln $168,500 $140,000 $150,000-$175,000 $190,000 $170,000 $175,000-$200,000
Tyne Ct, Dianne Dr, Oakwood Dr, Co Hwy 16, Abbey Ln, N Kathleen Rd, N Cottage Ave, Auto Row Dr, S Clinton St, E Taylor St $108,500 $90,000 $100,000-$125,000 $181,500 $150,000 $125,000-$150,000
E 75 North Rd, Bittersweet Cir, Co Rd 1540 N, Wilson Dr, N 1925 East Rd, E 1350 North Rd, Tango Rd, E Phoenix Ave, Carlisle St, Co Rd 900 N $133,500 $120,000 $100,000-$125,000 $188,500 $170,000 $200,000-$250,000
Davis Ave, Graystone Ct, Golden Rod, Hedgewood Dr, N 2200 East Rd, Market St, Yorkshire Ct, Theta St, E Douglas St, Drake Ct $226,500 $190,000 $200,000-$250,000 $283,000 $260,000 $200,000-$250,000
Co Rd 2350 E, S Mason St, Potawatomie Rd, N 1700 East Rd, Alder Ct, Co Rd 075 E, Benjamin Ln, Wittenwoods Dr, E Red St, N 2150 East Rd $190,500 $180,000 $150,000-$175,000 $202,500 $180,000 $200,000-$250,000
Malvern Dr, Devonshire Dr, Old Orchard Rd, McLean County Rd, Medalion St, E 3rd St, Co Rd 500 N, Priscilla Ln, Robinhood Ln, E 1st St $141,000 $120,000 $125,000-$150,000 $203,000 $180,000 $200,000-$250,000
Longfield Rd, Greenbriar Dr, S Evans St, Bloomingdale Rd, S Denver St, Hanson Dr, Briar Dr, Gemini Dr, Hillsboro Dr, Albert St $152,500 $140,000 $150,000-$175,000 $154,500 $120,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Bloomington, IL | Back to Top

This table lists savings for a median home value of $159,800 and an average premium of $806

Discount Type Premium After Discount
Multipolicy Discounts $766
Superior Protection Discount $758
Fire & Security Discounts $701

Choose your Bloomington, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,488
Hail Damage $4,476
Wind Damage $6,305
Expensive Claims
Fire $45,570
Smoke $15,884

Identify Top Home Insurance Agents near Bloomington, IL | Back to Top

Home Insurance Company Bloomington, IL Homeowners Insurance Agency Bloomington, IL Address Popularity Score Distance from Bloomington (miles)
State Farm Axel Jimenez 1520 E College Ave Ste E, Normal, IL, 61761-6155
2.5
Farmers Shawn Bryan 6106 S Adams St, Bartonville, IL, 61607
37.8
State Farm Chad Lucas 205 Pratt St, Streator, IL, 61364-2797
45.0
State Farm Mike Sprague 2313 E Oakland Ave, Bloomington, IL, 61701-5840
0.7
State Farm Jim Spachman 2501 E College Avenue, Bloomington, IL, 61704-2484
2.8
State Farm Steve Mueller 307 W Madison St, Pontiac, IL, 61764-1705
33.1
State Farm Rob Lipic 1212 E Pershing Rd, Decatur, IL, 62526-4729
41.3
Erie Sticklen Insurance Agency 3109 E Tatman Court Suite 101, Urbana, IL, 61802
49.5
State Farm Adam Osborn 914 W Glen, Peoria, IL, 61614-5918
38.4
Travelers Plr Insurance 1242 E Empire St, Bloomington, IL, 61701
0.9

Compare Rates for Bloomington, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $190,800 $1,010 $720 $1,420 $700
McLean County, IL $156,600 $800 $570 $1,130 $560
Bloomington, IL $159,800 $780 $520 $1,100 $580
Olio, IL $127,300 $550 $380 $750 $370
Bellflower, IL $98,800 $510 $370 $700 $330
East Lincoln, IL $101,500 $570 $400 $800 $400
Tazewell County, IL $130,600 $710 $510 $980 $470
Argenta, IL $92,100 $510 $350 $700 $350
Sand Prairie, IL $110,100 $500 $360 $710 $350
Mount Pulaski, IL $102,900 $540 $380 $770 $390
Peoria, IL $124,400 $700 $480 $970 $490
Lyman, IL $76,900 $350 $260 $500 $240
Greenview No. 6, IL $81,900 $330 $220 $470 $250

Research Home Insurance Companies Reviews in Bloomington, IL Before Buying | Back to Top

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USAA Home Insurance Reviews

Date: November 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Premium is very fair when compared with some of the other premiums available. I feel like it's very fair. It could always be lower though.

Amica Mutual Insurance Home Insurance Reviews

Date: October 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I really like the website because it has good design and the colors are very striking, I like how easy to manage it is

Progressive Home Insurance Reviews

Date: November 28, 2018    Age: >60 years    Gender: Female    Marital Status: Unmarried

Premium
The premium for this renters insurance is not the lowest I could find, nor the best price. I would say for what I wanted, it is about $20 a month. I am satisfied, but I could have signed up with another company for $4 less a month. but the company required more of a down deposit.