How Can I Make My Bloomington, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bloomington, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Bloomington, IL Home Insurance Coverage Levels | Back to Top
| Bloomington, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mission Dr, Pleasant View Dr, Nina Dr, Osage St, N Gridley St, E 900 N Rd, Geyser Peak, Holiday Dr, Cobblestone Dr, N Hamilton St | $149,000 | $130,000 | $125,000-$150,000 | $163,000 | $140,000 | $175,000-$200,000 |
| Richland Ave, Co Rd 2375 E, Co Rd 1540 E, 950 E Rd, Old Colonial Rd, Co Rd 275 N, Woodhavens Dr, US Hwy 136, Woodrig Rd, Kingsley St | $98,500 | $80,000 | $75,000-$100,000 | $111,000 | $90,000 | $75,000-$100,000 |
| Miriam Way, Starlite Dr, Wolf Creek Ln, N Clinton St, Camelback Rd, Dorset Ct, Ravenwood Cir, E Division St, Scenic Pt, Hazel St | $172,000 | $160,000 | $150,000-$175,000 | $214,000 | $180,000 | $175,000-$200,000 |
| Dennis Dr, Rowe Dr, E 4th St, W Boundary St, Susan Dr, Darrah St, Hiawatha Ln, Delaine Dr, Hunter Dr, Opus Ln | $168,500 | $140,000 | $150,000-$175,000 | $190,000 | $170,000 | $175,000-$200,000 |
| Tyne Ct, Dianne Dr, Oakwood Dr, Co Hwy 16, Abbey Ln, N Kathleen Rd, N Cottage Ave, Auto Row Dr, S Clinton St, E Taylor St | $108,500 | $90,000 | $100,000-$125,000 | $181,500 | $150,000 | $125,000-$150,000 |
| E 75 North Rd, Bittersweet Cir, Co Rd 1540 N, Wilson Dr, N 1925 East Rd, E 1350 North Rd, Tango Rd, E Phoenix Ave, Carlisle St, Co Rd 900 N | $133,500 | $120,000 | $100,000-$125,000 | $188,500 | $170,000 | $200,000-$250,000 |
| Davis Ave, Graystone Ct, Golden Rod, Hedgewood Dr, N 2200 East Rd, Market St, Yorkshire Ct, Theta St, E Douglas St, Drake Ct | $226,500 | $190,000 | $200,000-$250,000 | $283,000 | $260,000 | $200,000-$250,000 |
| Co Rd 2350 E, S Mason St, Potawatomie Rd, N 1700 East Rd, Alder Ct, Co Rd 075 E, Benjamin Ln, Wittenwoods Dr, E Red St, N 2150 East Rd | $190,500 | $180,000 | $150,000-$175,000 | $202,500 | $180,000 | $200,000-$250,000 |
| Malvern Dr, Devonshire Dr, Old Orchard Rd, McLean County Rd, Medalion St, E 3rd St, Co Rd 500 N, Priscilla Ln, Robinhood Ln, E 1st St | $141,000 | $120,000 | $125,000-$150,000 | $203,000 | $180,000 | $200,000-$250,000 |
| Longfield Rd, Greenbriar Dr, S Evans St, Bloomingdale Rd, S Denver St, Hanson Dr, Briar Dr, Gemini Dr, Hillsboro Dr, Albert St | $152,500 | $140,000 | $150,000-$175,000 | $154,500 | $120,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Bloomington, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $645 |
| Superior Protection Discount | -$80 | $717 |
| Fire & Security Discount | -$64 | $733 |
| Hail Resistant Roof Discount | -$24 | $772 |
| Newly Constructed Home Discount | -$215 | $581 |
Choose your Bloomington, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Bloomington, IL | Back to Top
| Home Insurance Company Bloomington, IL | Homeowners Insurance Agency Bloomington, IL | Address | Popularity Score | Distance from Bloomington (miles) |
|---|---|---|---|---|
| State Farm | Axel Jimenez | 1520 E College Ave Ste E, Normal, IL, 61761-6155 | 2.5 | |
| Farmers | Shawn Bryan | 6106 S Adams St, Bartonville, IL, 61607 | 37.8 | |
| State Farm | Chad Lucas | 205 Pratt St, Streator, IL, 61364-2797 | 45.0 | |
| State Farm | Mike Sprague | 2313 E Oakland Ave, Bloomington, IL, 61701-5840 | 0.7 | |
| State Farm | Jim Spachman | 2501 E College Avenue, Bloomington, IL, 61704-2484 | 2.8 | |
| State Farm | Steve Mueller | 307 W Madison St, Pontiac, IL, 61764-1705 | 33.1 | |
| State Farm | Rob Lipic | 1212 E Pershing Rd, Decatur, IL, 62526-4729 | 41.3 | |
| Erie | Sticklen Insurance Agency | 3109 E Tatman Court Suite 101, Urbana, IL, 61802 | 49.5 | |
| State Farm | Adam Osborn | 914 W Glen, Peoria, IL, 61614-5918 | 38.4 | |
| Travelers | Plr Insurance | 1242 E Empire St, Bloomington, IL, 61701 | 0.9 |
Compare Rates for Bloomington, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,210 | $590 |
| McLean County, IL | $163,800 | $794 | $580 | $1,100 | $520 |
| Bloomington, IL | $164,800 | $796 | $530 | $1,130 | $600 |
| Olio, IL | $117,400 | $704 | $500 | $980 | $480 |
| Bellflower, IL | $96,300 | $637 | $450 | $910 | $460 |
| East Lincoln, IL | $99,600 | $603 | $430 | $840 | $410 |
| Tazewell County, IL | $137,300 | $735 | $520 | $1,010 | $490 |
| Argenta, IL | $90,700 | $617 | $420 | $850 | $430 |
| Sand Prairie, IL | $138,900 | $762 | $560 | $1,040 | $480 |
| Mount Pulaski, IL | $108,200 | $676 | $490 | $970 | $480 |
| Peoria, IL | $124,800 | $703 | $470 | $980 | $510 |
| Lyman, IL | $57,500 | $482 | $320 | $690 | $370 |
| Greenview No. 6, IL | $82,200 | $586 | $400 | $810 | $410 |
Research Home Insurance Companies Reviews in Bloomington, IL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: December 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I honesty will say that I do not know what my deductible is. I cannot imagine it is too crazy because that is something I would have noticed and brought up when buying the policy
Date: October 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Anytime I have called Progressive, the customer service agents are extremely nice! They always help me quickly and make sure my problems or concerns are taken care of!
Date: September 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
For the price I think that progressive premium is very comparative. My decuctable is the same as before when I had State farm so I can't complain.
Date: January 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Premium on our current policy is a very reasonable amount. I've dealt with others in the past who have wanted more, which is why we came to Progressive. This at the same deductible we've always had, which we feel is reasonable.
Date: November 28, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
The premium for this renters insurance is not the lowest I could find, nor the best price. I would say for what I wanted, it is about $20 a month.
I am satisfied, but I could have signed up with another company for $4 less a month. but the company required more of a down deposit.
USAA Home Insurance Reviews
Date: November 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Premium is very fair when compared with some of the other premiums available. I feel like it's very fair. It could always be lower though.
AAA Home Insurance Reviews
Date: March 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
AAA's premium for homeowner coverage is quite comparable to other companies. There are options for the deductible as well, with $500 being the most popular.
Nationwide Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The deductible for my home insurance could be a little bit lower than what it is right now, but my family does not need a very low deductiable as our home is fairly new. The premium is great and everything that we need.
Allstate Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They dont offer anything particularly different that I am aware. They were just the cheapest at the time of purchase.
State Farm Home Insurance Reviews
Date: July 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I would rate them highly because ever time I have had to call them with questions they have been friendly and helpful. They have been able to give me answers quickly each time.
Amica Mutual Insurance Home Insurance Reviews
Date: October 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
I really like the website because it has good design and the colors are very striking, I like how easy to manage it is
Farmer's Insurance Home Insurance Reviews
Date: May 29, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
I am satisfied with my premium and deductible. Thankfully I have not needed to submit a claim.