Gavop shows you how to buy homeowners insurance in Chesterfield, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $133,000 | $120,000 | $150,000-$175,000 |
| 2 Bedroom | $301,500 | $270,000 | $350,000-$400,000 |
| 3 Bedroom | $382,500 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $394,000 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $812,500 | $670,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $824 |
| Superior Protection Discount | -$99 | $894 |
| Fire & Security Discount | -$109 | $884 |
| Hail Resistant Roof Discount | -$20 | $973 |
| Newly Constructed Home Discount | -$238 | $755 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burlington County | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Chesterfield, NJ | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Eastampton, NJ | $300 | $808 | $1,108 | $587 | $887 | $221 |
| Lawrence, NJ | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Manalapan, NJ | $500 | $1,350 | $1,850 | $981 | $1,481 | $369 |
| Wrightstown, PA | $1,500 | $2,220 | $3,720 | $1,613 | $3,113 | $607 |
| Brownville, NJ | $300 | $969 | $1,269 | $704 | $1,004 | $265 |
| Delaware, NJ | $2,000 | $1,493 | $3,493 | $1,085 | $3,085 | $408 |
| Seaside Heights, NJ | $100 | $962 | $1,062 | $699 | $799 | $263 |
| Elwood, NJ | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Staten Island, NY | $300 | $1,138 | $1,438 | $827 | $1,127 | $311 |
| Lower Chichester, PA | $1,000 | $578 | $1,578 | $420 | $1,420 | $158 |
| Home Insurance Company Chesterfield, NJ | Homeowners Insurance Agency Chesterfield, NJ | Address | Popularity Score | Distance from Chesterfield (miles) |
|---|---|---|---|---|
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 48.4 | |
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 7.1 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 49.8 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 45.5 | |
| Liberty Mutual Independent | Howe Insurance Group | 1000 Herrontown Rd, Princeton, NJ, 8540 | 18.5 | |
| Travelers | Harrah & Associates | 2426 Nottingham Way, Mercerville, NJ, 8619 | 8.2 | |
| State Farm | Jody Huss | 474 Brick Blvd, Brick, NJ, 08723-6090 | 27.5 | |
| Allstate | Susan Gilmer Layton | 2741 Nottingham Way, Mercerville, NJ, 8619 | 8.2 | |
| State Farm | Camille Kiste | 178 Route 35, Eatontown, NJ, 07724-1883 | 33.8 | |
| State Farm | Ted Jiggetts | 13 Main St, Robbinsville, NJ, 08691-1420 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,550 | $800 |
| Burlington County, NJ | $245,300 | $902 | $660 | $1,270 | $610 |
| Chesterfield, NJ | $428,200 | $993 | $670 | $1,400 | $730 |
| Eastampton, NJ | $265,100 | $818 | $560 | $1,130 | $570 |
| Lawrence, NJ | $294,600 | $864 | $600 | $1,190 | $590 |
| Manalapan, NJ | $455,500 | $1,366 | $930 | $1,950 | $1,020 |
| Wrightstown, PA | $668,200 | $2,247 | $1,640 | $3,100 | $1,460 |
| Brownville, NJ | $268,800 | $981 | $660 | $1,350 | $690 |
| Delaware, NJ | $454,000 | $1,511 | $1,090 | $2,130 | $1,040 |
| Seaside Heights, NJ | $265,000 | $974 | $660 | $1,370 | $710 |
| Elwood, NJ | $119,600 | $658 | $450 | $930 | $480 |
| Staten Island, NY | $460,200 | $1,151 | $820 | $1,580 | $760 |
| Lower Chichester, PA | $96,300 | $585 | $400 | $800 | $400 |