Gavop's guide to buying homeowners insurance in James Monroe, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| James Monroe, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Almond Ln, Granview Rd, Owens Dr, Stuart Rd, Sherwood Forest Dr, Elwood Dr, Poplar Neck Rd, Redbud Ln, State Rte 677, Gambo Creek Rd | $201,500 | $170,000 | $150,000-$175,000 | $390,500 | $370,000 | $400,000-$500,000 |
| Albemarle Ct, Wallace Dr, State Rte 606, His Way, Dock Side Ct, Ferry Dock Rd, Williams Pl, Lambs Creek Church Rd, State Rte 1002, Berry Wharf Rd | $217,500 | $210,000 | $200,000-$250,000 | $319,500 | $280,000 | $250,000-$300,000 |
| Rte 711, Den Cir, Turtle Bay Ln, Veola Dr, Kildee Farm Rd, Lynn Allen Rd, Pullen Loop, State Rte 1203, 6th St, Potomac Creek Rd | $291,500 | $260,000 | $250,000-$300,000 | $416,000 | $340,000 | $300,000-$350,000 |
| Martin Ln, Tetotum Rd, State Rte 616, Hobson Dr, 7th St, Hunts Way, Kitchen Point Rd, Rodney Ct, Jones Pl, Percheron Dr | $274,000 | $220,000 | $200,000-$250,000 | $463,000 | $440,000 | $500,000-$600,000 |
| Quesenberry Dr, State Rte 706, Fleming St, Delaware Dr, Culpeper Ct, Caledon Rd, State Rte 218, Lewis Ln, Winfield Ct, Brad Dr | $198,000 | $160,000 | $175,000-$200,000 | $356,500 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $734 |
| Superior Protection Discount | -$77 | $777 |
| Fire & Security Discount | -$77 | $777 |
| Hail Resistant Roof Discount | -$26 | $828 |
| Newly Constructed Home Discount | -$222 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King George County | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| James Monroe, VA | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Lake of the Woods, VA | $300 | $800 | $1,100 | $581 | $881 | $219 |
| Cedar Run, VA | $2,500 | $796 | $3,296 | $578 | $3,078 | $217 |
| Reedy Church, VA | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Melwood, MD | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| St. Leonard, MD | $100 | $1,393 | $1,493 | $1,012 | $1,112 | $381 |
| Kettering, MD | $500 | $779 | $1,279 | $566 | $1,066 | $213 |
| Dranesville, VA | $700 | $1,155 | $1,855 | $839 | $1,539 | $316 |
| Queen Anne, MD | $100 | $1,452 | $1,552 | $1,055 | $1,155 | $397 |
| Home Insurance Company James Monroe, VA | Homeowners Insurance Agency James Monroe, VA | Address | Popularity Score | Distance from James Monroe (miles) |
|---|---|---|---|---|
| State Farm | Kenya Zambrano | 4620 Lee Highway, Arlington, VA, 22207-3400 | 38.6 | |
| State Farm | Asma Atique | 12751 Marblestone Dr Ste 250, Woodbridge, VA, 22192-8335 | 25.6 | |
| Allstate | Michael Angles | 4229 Lafayette Ctr Dr Ste 1675, Chantilly, VA, 20151 | 42.9 | |
| Nationwide | Mike Major Agency | 1384 Old Bridge Rd Ste 101, Woodbridge, VA, 22192-2460 | 23.7 | |
| Allstate | American Standard | 17180 Dahlgren Rd, King George, VA, 22485 | 5.8 | |
| Travelers | American Standard Insurance Agency Inc | 17180 Dahlgren Rd, Dahlgren, VA, 22448 | 6.3 | |
| Allstate | Robert Bradshaw | 10180 Lakeridge Pkwy Ste 101, Ashland, VA, 23005 | 48.2 | |
| State Farm | Anne Reeves | 411 Chatham Heights Rd Ste 109, Fredericksbrg, VA, 22405-2583 | 16.1 | |
| Nationwide | Samuel M Graham Clu | 17082 Dahlgren Rd, Dahlgren, VA, 22448 | 6.3 | |
| State Farm | Sharon Godfrey | 1311a Dolley Madison Blvd, Mclean, VA, 22101-3975 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,350 | $690 |
| King George County, VA | $294,300 | $837 | $610 | $1,150 | $540 |
| James Monroe, VA | $309,700 | $853 | $620 | $1,210 | $590 |
| Lake of the Woods, VA | $266,300 | $810 | $540 | $1,110 | $570 |
| Cedar Run, VA | $377,200 | $806 | $580 | $1,150 | $570 |
| Reedy Church, VA | $197,000 | $865 | $610 | $1,200 | $590 |
| Melwood, MD | $243,100 | $892 | $700 | $1,120 | $420 |
| St. Leonard, MD | $419,800 | $1,410 | $1,110 | $1,780 | $670 |
| Kettering, MD | $266,300 | $789 | $620 | $990 | $370 |
| Dranesville, VA | $809,100 | $1,169 | $810 | $1,620 | $810 |
| Queen Anne, MD | $433,300 | $1,470 | $1,160 | $1,850 | $690 |