How Can I Make My Janesville, WI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Janesville, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Janesville, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $235,500 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $220,000 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $468,500 | $440,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Janesville, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $653 |
| Superior Protection Discount | -$70 | $707 |
| Fire & Security Discount | -$86 | $692 |
| Hail Resistant Roof Discount | -$23 | $754 |
| Newly Constructed Home Discount | -$179 | $599 |
Choose your Janesville, WI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Janesville, WI | Back to Top
| Home Insurance Company Janesville, WI | Homeowners Insurance Agency Janesville, WI | Address | Popularity Score | Distance from Janesville (miles) |
|---|---|---|---|---|
| Travelers | R & R Insurance Services | 1581 E Racine Ave, Waukesha, WI, 53186 | 46.4 | |
| Erie | Bryan Holder Insurance Agency Llc | 2316 Mineral Point Avenue Suite 104, Janesville, WI, 53548 | 1.8 | |
| Allstate | Michelle Wenzel | 713 S Janesville St, Milton, WI, 53563 | 7.0 | |
| State Farm | John Kurhajec | 1125 Main St, Union Grove, WI, 53182-1302 | 49.0 | |
| State Farm | Christy Gehrand | 2695 S Calhoun Rd, New Berlin, WI, 53151-2713 | 49.8 | |
| State Farm | Jason Aexel | S76 W17603 Janesville Road, Muskego, WI, 53150-9298 | 47.8 | |
| Liberty Mutual Independent | Robertson Ryan & Associates Inc | 20975 Swenson Dr Ste 175, Waukesha, WI, 53186 | 48.8 | |
| State Farm | Don Gerharz | 305 S Main St, Janesville, WI, 53545-3911 | 0.5 | |
| Allstate | Lonze And Associates | 125 N 2nd St., Delavan, WI, 53115 | 19.0 | |
| State Farm | Rudy Gaddini | 508 Campus St Ste 1, Milton, WI, 53563-1750 | 7.0 |
Compare Rates for Janesville, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $970 | $500 |
| Rock County, WI | $135,000 | $764 | $530 | $1,090 | $560 |
| Janesville, WI | $131,600 | $777 | $540 | $1,100 | $560 |
| LeRoy, IL | $280,100 | $1,010 | $740 | $1,430 | $690 |
| Lake Ripley, WI | $252,800 | $787 | $560 | $1,120 | $560 |
| Hebron, WI | $221,200 | $755 | $510 | $1,040 | $530 |
| Walworth, WI | $172,800 | $691 | $460 | $950 | $490 |
| McFarland, WI | $242,600 | $653 | $470 | $910 | $440 |
| Lake Geneva, WI | $186,800 | $662 | $480 | $940 | $460 |
| Ixonia, WI | $222,200 | $756 | $550 | $1,080 | $530 |
| Big Bend, WI | $205,600 | $737 | $540 | $1,010 | $470 |
| Paddock Lake, WI | $148,800 | $648 | $430 | $930 | $500 |
| Union Grove, WI | $173,100 | $692 | $460 | $980 | $520 |
Research Home Insurance Companies Reviews in Janesville, WI Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
So far so good. At this time I would rate them a 5. There is clear communication, the agent knows what my policy does and does not cover, and what my deductible is. There seems to be a genuine concern for the customer.
Date: November 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I love their customer service, they always answers in a orderly fashion.
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Allstate has been awesome with their customer service. I have called them multiple times on the phone and they have provided me with many ways to decrease my car insurance.
Date: July 30, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The deductible on my policy with Auto Owners Insurance is about the same as when I had Allstate.But again, I like the local agent that I have much better than with allstate
State Farm Home Insurance Reviews
Date: February 15, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I have found my home insurance company's customer service to be quite good. They are responsive to my calls and keep me informed regarding rates and options for coverage.
Date: November 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
It came out cheaper for the same things plus they helped me get the best one for my home
Farm Bureau Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I believe what they offer is fair compared to other companies because not all companies cover manufactured homes. It was hard to find a company that we could use.
West Bend Mutual Insurance Home Insurance Reviews
Date: October 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I pay premiums spread for a given period and not all the amount at once or in a short period. This is so affordable compared to other companies that require you to pay a large sum first.
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
I have had good experiences so far with my insurance company. Our only experience has been paying our yearly home insurance two times and we have never had an issue with the online process.
Meemic Insurance Home Insurance Reviews
Date: November 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I'm not 100% sure what our premium or deductible are for our insurance. But i do know that a few years back when we followed through with s soliciting phone call for insurance, they said they couldn't compete with our current plan. So it must be pretty good.