How Can I Make My La Crosse, WI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in La Crosse, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your La Crosse, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $105,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $201,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $164,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $226,000 | $190,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in La Crosse, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $653 |
| Superior Protection Discount | -$78 | $700 |
| Fire & Security Discount | -$86 | $692 |
| Hail Resistant Roof Discount | -$23 | $754 |
| Newly Constructed Home Discount | -$155 | $622 |
Choose your La Crosse, WI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near La Crosse, WI | Back to Top
| Home Insurance Company La Crosse, WI | Homeowners Insurance Agency La Crosse, WI | Address | Popularity Score | Distance from La Crosse (miles) |
|---|---|---|---|---|
| Travelers | Townsend Insurance | 3629c Mormon Coulee Rd, La Crosse, WI, 54601 | 3.3 | |
| State Farm | Lou Mindar | 830 N Main St Ste B, Viroqua, WI, 54665-1177 | 24.6 | |
| State Farm | Kyle Visker | 111 2nd St S, La Crosse, WI, 54601-3206 | 1.7 | |
| Erie | Hofmeister Insurance Agency Inc. | 806 Water Avenue, Hillsboro, WI, 54634 | 45.9 | |
| Farmers | Paul Pappas | 219 Main St, Onalaska, WI, 54650 | 4.0 | |
| State Farm | Reggie Rabb | 3652 East Ave S, La Crosse, WI, 54601-7222 | 4.0 | |
| State Farm | Bryan Helgeson | 106 S Holmen Dr, Holmen, WI, 54636-9467 | 9.6 | |
| Erie | Coulee Region Insurance & Financial | 917 4th Street S Suite 101, La Crosse, WI, 54601 | 2.0 | |
| Allstate | Rick Teska | 3629 Mormon Coulee Rd Ste A, La Crosse, WI, 54601 | 3.3 | |
| Farmers | Irvin Hougom | 105 7th St S, La Crosse, WI, 54601 | 1.5 |
Compare Rates for La Crosse, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $970 | $500 |
| La Crosse County, WI | $161,300 | $652 | $450 | $930 | $480 |
| La Crosse, WI | $132,200 | $777 | $570 | $1,110 | $540 |
| Holmen, WI | $175,800 | $647 | $450 | $920 | $470 |
| Union, MN | $264,400 | $1,377 | $990 | $1,910 | $920 |
| Coon Valley, WI | $118,800 | $578 | $410 | $830 | $420 |
| New Albin, IA | $90,200 | $659 | $470 | $910 | $440 |
| Black Hammer, MN | $200,000 | $1,193 | $810 | $1,630 | $820 |
| Rushford Village, MN | $198,400 | $1,188 | $870 | $1,700 | $830 |
| Goodview, MN | $144,400 | $994 | $680 | $1,410 | $730 |
| Trempealeau County, WI | $147,000 | $599 | $410 | $830 | $420 |
| Brockway, WI | $97,800 | $517 | $380 | $740 | $360 |
| Bluffton, IA | $181,300 | $942 | $650 | $1,330 | $680 |
Research Home Insurance Companies Reviews in La Crosse, WI Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: August 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never had to make a claim on my home insurance, but they have been more than available to explain all the options my home insurance coverage provides to me.
Date: December 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium has been increasing over the years but that was due to a state wide increase. My deductible is fine. Also they have a yearly membership fee.
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My home policy is a 5 in my opinion. My contents are all covered as well as my home, as opposed to other companies that didn't include contents at the price I received.
Erie Insurance Home Insurance Reviews
Date: January 04, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
In my experience, the homeowner's insurance company I have has been very helpful when needed during emergencies. They are quick to respond and have been easy to reach by phone. The agents are friendly and easy to talk to.
Date: September 20, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I feel Erie is very comparable in rates and deductibles.Their rates are very competitive as I have shopped home insurance around several times. I also use them for auto and umbrella policies.
Date: July 27, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
My experience with Erie has been very satisfactory overall. The agents I have spoken to have always been friendly, helpful, and have provided the help or information I have requested.
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
They offer many great policy offerings. One of the reasons I choose them is that they offered more choices than most other insurance providers. I am happy with there offerings.
Date: March 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
State farm gives me the best rate. I had to switch to another company for a year just for them to lower my rates.
Date: October 21, 2018 Age: Above 60 Gender: Female Marital Status: Married
Website/App
The website is fine. I don't use it very much but have been able to find what I need when I have used it. Not really anything of note one way or the other
Allstate Home Insurance Reviews
Date: January 08, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am completely satisfied with the premium and deductible's of my policy because it is what I have been looking for. I have the zero/deductive coverage which mean it doesn't require for me to pay any amount up front.
Date: October 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Allstate's premium is slightly better than other premiums that I looked for, but I haven't searched the market especially hard. I insure various possessions through Allstate so this may be a factor.
Progressive Home Insurance Reviews
Date: July 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I work with an insurance agent who is an agent for several companies.She always goes above and beyond for her insureds and makes sure they get the answers and service they need and want.