How Can I Make My Terre Haute, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Terre Haute, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Terre Haute, IN Home Insurance Coverage Levels | Back to Top
| Terre Haute, IN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 42nd Ave, S 15th St, E Charlotte Ln, S 36th St, Mesa Ct, Van Buren Blvd, S State Rd 342, S 13 1/2 St, Ashland Ave, Bluegrass Ln | $108,000 | $90,000 | $100,000-$125,000 | $85,000 | $80,000 | $75,000-$100,000 |
| E Seth Ave, Marion Way, S 23rd St, Heather Ln, Mc Keen St, N 9 1/2 St, Kent Ave, Riley Rd, Gibault Ln, S Maplewood St | $68,000 | $60,000 | $75,000-$100,000 | $168,500 | $140,000 | $150,000-$175,000 |
| E Old Maple Ave, Bureau Rd N, Conestoga Ct, Paige Dr, Golfview Ct, Home Ave, 51st Ave, E Ohio Ave, Trey Dr, S Water St | $136,000 | $110,000 | $150,000-$175,000 | $132,000 | $120,000 | $125,000-$150,000 |
| 32nd St, E 33rd Ave, N 49th St, E 39th Dr, E 15th Ave, N Stevenson St, Grant St, S 73rd St, E Ivy Dr, E Southport Dr | $130,500 | $120,000 | $125,000-$150,000 | $157,000 | $130,000 | $175,000-$200,000 |
| Bendway Ct, Ole Foxe Rd, S Luckett Pl, N 97th St, Ironwood Ln, North St, 115th St, 113th St, Avalon Dr, Ferndale Dr | $151,500 | $140,000 | $150,000-$175,000 | $118,000 | $110,000 | $125,000-$150,000 |
| Cedar Ridge Ct, W 74th Dr, N Creal St, N 41st St, Garfield Ave, W Custer St, E Rosehill Ave, Garfield Ave, Indiana Ave, E Braddock Ave | $93,000 | $80,000 | $75,000-$100,000 | $129,000 | $120,000 | $100,000-$125,000 |
| 21st Ave, Wilbury Ln, S Cherrywood St, W Princeton Dr, N Hendricks St, Circle St, Linwood Ct, Palomino Ct, Bradley Ct, Barton Ave | $101,500 | $90,000 | $75,000-$100,000 | $166,500 | $150,000 | $175,000-$200,000 |
| Girl Scout Ln, E Greenwood St, Circle Turn, E 2nd Pkwy, S 26th St, White Pine St, S Thirteenth and One Half St, E Davis Dr, 115th St, Pickens Rd | $153,000 | $130,000 | $125,000-$150,000 | $114,500 | $110,000 | $100,000-$125,000 |
| N Hunt St, Berne St, N 76th St, E Mary Ln, W Colonial Dr, Canal St, S 27th St, S 13th 1/2 St, Royal Acres Ct, W Florine Dr | $89,000 | $80,000 | $75,000-$100,000 | $153,000 | $120,000 | $125,000-$150,000 |
| E Railroad Ave, Oak Hill Ct, S 11th 1/2 St, Old Royse Rd, US Prison Rd, N Erickson St, Watson Ave, 700 W, Southridge Rd, 42nd Dr | $68,000 | $60,000 | $75,000-$100,000 | $106,000 | $90,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Terre Haute, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $517 |
| Superior Protection Discount | -$64 | $574 |
| Fire & Security Discount | -$45 | $594 |
| Hail Resistant Roof Discount | -$13 | $625 |
| Newly Constructed Home Discount | -$166 | $472 |
Choose the Right Deductible for your Terre Haute, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vigo County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Terre Haute, IN | $2,000 | $631 | $2,631 | $458 | $2,458 | $172 |
| Honey Creek, IN | $200 | $699 | $899 | $508 | $708 | $191 |
| St. Bernice, IN | $2,000 | $536 | $2,536 | $390 | $2,390 | $147 |
| Shelburn, IN | $100 | $543 | $643 | $395 | $495 | $149 |
| Clark County, IL | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Robinson, IL | $100 | $804 | $904 | $584 | $684 | $220 |
| Indianola, IL | $1,000 | $463 | $1,463 | $337 | $1,337 | $127 |
| Hutton, IL | $400 | $777 | $1,177 | $564 | $964 | $212 |
| McKendree, IL | $1,500 | $683 | $2,183 | $496 | $1,996 | $187 |
| Longview, IL | $400 | $409 | $809 | $297 | $697 | $112 |
Identify Top Home Insurance Agents near Terre Haute, IN | Back to Top
| Home Insurance Company Terre Haute, IN | Homeowners Insurance Agency Terre Haute, IN | Address | Popularity Score | Distance from Terre Haute (miles) |
|---|---|---|---|---|
| Farmers | Tawni Hill | 1635 W 3rd St, Bloomington, IN, 47404 | 48.7 | |
| State Farm | Heather Taylor | 1285 S Jackson St Ste C, Greencastle, IN, 46135-9031 | 29.2 | |
| Travelers | Robert Wilson Insurance | 2952 S 7th St, Terre Haute, IN, 47801 | 2.7 | |
| Allstate | John Harvester | 4535 S 7th St, Terre Haute, IN, 47802 | 4.1 | |
| Erie | Jim Lawrence Insurance Agency Llc | 5 N Chicago Avenue, Brazil, IN, 47834 | 13.5 | |
| State Farm | Mike Petrunich | 303 E Main St, Danville, IN, 46122-1913 | 50.0 | |
| State Farm | Amy Eslinger | 5135 S Us Highway 41, Terre Haute, IN, 47802-4789 | 4.5 | |
| Allstate | Beth Sollars | 2138 Wabash Ave, Terre Haute, IN, 47807 | 0.6 | |
| State Farm | Darrell Peigh | 627 E Springhill Dr, Terre Haute, IN, 47802-4448 | 4.1 | |
| State Farm | Richard Waggoner | 400 Margaret Ave Ste A, Terre Haute, IN, 47802-3758 | 2.9 |
Compare Rates for Terre Haute, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,180 | $580 |
| Vigo County, IN | $90,700 | $694 | $470 | $980 | $510 |
| Terre Haute, IN | $76,600 | $638 | $460 | $890 | $430 |
| Honey Creek, IN | $128,500 | $707 | $480 | $1,000 | $520 |
| St. Bernice, IN | $51,700 | $543 | $360 | $780 | $420 |
| Shelburn, IN | $53,000 | $550 | $370 | $760 | $390 |
| Clark County, IL | $87,400 | $828 | $600 | $1,150 | $550 |
| Robinson, IL | $85,700 | $814 | $550 | $1,150 | $600 |
| Indianola, IL | $54,700 | $469 | $320 | $640 | $320 |
| Hutton, IL | $148,800 | $786 | $530 | $1,120 | $590 |
| McKendree, IL | $113,000 | $691 | $460 | $960 | $500 |
| Longview, IL | $43,600 | $414 | $290 | $590 | $300 |
Research Home Insurance Companies Reviews in Terre Haute, IN Before Buying | Back to Top
Share a review on your home insurance company
Erie Insurance Home Insurance Reviews
Date: November 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I love Erie's customer service. They listen well and are quick to respond. They are a good provider.
Date: October 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
My policy covers installation in the case of fire, personal property damage and stealth, personal injuries occurring in the house, water and sewage backup, etc.
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible are agreeable and affordable. I pay my premiums in six month intervals and it saves me tons of money. I am not sure how they compare to other companies.
Liberty Mutual Home Insurance Reviews
Date: October 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
I hate being placed into a phone tree. I hate having to repeat the same information to different speakers because the first speaker was not sure how to direct the call
Grange Insurance Home Insurance Reviews
Date: December 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I actually havent ever spoken to Grange. As the funding comes out of escrow ive never had the opportunity to speak to them. Wth that being said, their documentation is timely and accurate.
American Family Insurance Home Insurance Reviews
Date: September 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I have only used American Family Insurance, I have no experience with other home insurance. I would say they are about average though. So I rate them 3 out of 5 on the rating scale.
State Farm Home Insurance Reviews
Date: January 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have never actually had to call them for any claims or insurance issues. However, they are quick to send the new cards each time they are about to expire. Their staff are also easy to reach in case I have questions about my plan or bill.