Gavop tells you how to get the best homeowners insurance in Ormond-by-the-Sea, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $125,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $288,500 | $270,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $800 |
| Superior Protection Discount | -$98 | $878 |
| Fire & Security Discount | -$107 | $869 |
| Hail Resistant Roof Discount | -$20 | $956 |
| Newly Constructed Home Discount | -$263 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Volusia County | $2,500 | $1,256 | $3,756 | $913 | $3,413 | $343 |
| Ormond by the Sea, FL | $1,000 | $964 | $1,964 | $701 | $1,701 | $263 |
| Beverly Beach, FL | $400 | $1,265 | $1,665 | $919 | $1,319 | $346 |
| Palm Coast, FL | $1,500 | $1,443 | $2,943 | $1,049 | $2,549 | $394 |
| DeLand Southwest, FL | $200 | $910 | $1,110 | $661 | $861 | $249 |
| Orange City, FL | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Pomona Park, FL | $400 | $832 | $1,232 | $605 | $1,005 | $227 |
| St. Augustine Shores, FL | $1,000 | $977 | $1,977 | $710 | $1,710 | $267 |
| Pine Lakes, FL | $300 | $938 | $1,238 | $681 | $981 | $256 |
| Umatilla, FL | $1,500 | $893 | $2,393 | $649 | $2,149 | $244 |
| Villano Beach, FL | $300 | $2,387 | $2,687 | $1,735 | $2,035 | $652 |
| Longwood, FL | $2,000 | $994 | $2,994 | $723 | $2,723 | $272 |
| Home Insurance Company Ormond by the Sea, FL | Homeowners Insurance Agency Ormond by the Sea, FL | Address | Popularity Score | Distance from Ormond by the Sea (miles) |
|---|---|---|---|---|
| Allstate | Brent O Quinn | 763 W Granada Blvd Ste A, Ormond Beach, FL, 32174 | 4.5 | |
| Travelers | Mullin & Company | 761 W Granada Blvd Ormond Beach, Ormond Beach, FL, 32174 | 4.5 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 220 S Ridgewood Ave Daytona Beach, Daytona Beach, FL, 32114 | 9.8 | |
| Allstate | Kelvin G Mayner | 1030 W Intl Speedway Blvd, Daytona Beach, FL, 32114 | 9.9 | |
| Travelers | Mullin & Company | 761 W Granada Blvd, Ormond Beach, FL, 32174 | 4.5 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 220 S Ridgewood Ave, Daytona Beach, FL, 32114 | 9.7 | |
| Travelers | Susan Lee Insurance Agency Inc | 555 W Granada Blvd Unit A-2, Ormond Beach, FL, 32174 | 4.4 | |
| State Farm | Ryan Ochipa | 785 W Granada Blvd Ste 1, Ormond Beach, FL, 32174-5163 | 4.5 | |
| Allstate | Mark Norcia | 1400 Hand Ave Ste G, Ormond Beach, FL, 32174 | 5.7 | |
| Allstate | Russ Manning | 1385 W Granada Blvd Ste 2, Ormond Beach, FL, 32174 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Volusia County, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| Ormond by the Sea, FL | $171,700 | $976 | $760 | $1,310 | $550 |
| Beverly Beach, FL | $130,100 | $1,280 | $1,000 | $1,720 | $720 |
| Palm Coast, FL | $181,400 | $1,461 | $1,140 | $1,960 | $820 |
| DeLand Southwest, FL | $77,200 | $921 | $720 | $1,230 | $510 |
| Orange City, FL | $89,700 | $845 | $660 | $1,130 | $470 |
| Pomona Park, FL | $65,600 | $842 | $660 | $1,130 | $470 |
| St. Augustine Shores, FL | $174,700 | $988 | $770 | $1,320 | $550 |
| Pine Lakes, FL | $81,300 | $949 | $740 | $1,270 | $530 |
| Umatilla, FL | $128,800 | $904 | $700 | $1,210 | $510 |
| Villano Beach, FL | $306,800 | $2,416 | $1,880 | $3,240 | $1,360 |
| Longwood, FL | $163,800 | $1,006 | $790 | $1,350 | $560 |