Gavop shows you how to buy homeowners insurance in Custer County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Custer County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 4300 N, Cedar St, Sawtooth Ridge Rd, Balsam Rd, River St, Barton Flat Rd, W 4400 N, Antelope Rd, Artemsia Ave, Buckborn Ln | $118,000 | $100,000 | $125,000-$150,000 | $119,500 | $110,000 | $75,000-$100,000 |
| Airport Rd, 5975 W, Redbird Ln, W Pine St, Valley View Cir, E Valley Rd, Lambson, Wild Horse Creek Rd, W 3700 N, Sulfer Flats Lp | $189,000 | $160,000 | $150,000-$175,000 | $107,000 | $100,000 | $75,000-$100,000 |
| 4920 N, Foohills Rd, Merritt, County Rd, Cottonwood, 5500 W, Bradshaw Ln, 4100 W, 3700 W, Main St | $128,500 | $110,000 | $125,000-$150,000 | $141,500 | $120,000 | $100,000-$125,000 |
| Thompson Peak, Village Ct, Russell Ln, Foot Hills Rd, Blue Bird Ln, Eva Falls Ave, Old Rd, W Houston Rd, Pivas Rd, Pine St | $118,000 | $110,000 | $100,000-$125,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Molly Ln, Apex Ln, School Ave, Nat For Dev Rd 086, Lambson St, W North Ave, Lodgepole Ln, Peregrine Pl, Brady Ln, Pahsimeroi Valley Rd | $174,500 | $150,000 | $175,000-$200,000 | $156,500 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $526 |
| Home and Two Car | -$93 | $486 |
| Home and Three Car | -$139 | $440 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Custer County | $700 | $572 | $1,272 | $415 | $1,115 | $156 |
| Custer County, ID | $2,000 | $572 | $2,572 | $415 | $2,415 | $156 |
| Challis, ID | $700 | $608 | $1,308 | $442 | $1,142 | $166 |
| Stanley, ID | $200 | $694 | $894 | $504 | $704 | $190 |
| Mackay, ID | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Ketchum, ID | $400 | $1,013 | $1,413 | $736 | $1,136 | $277 |
| Patterson, ID | $700 | $609 | $1,309 | $442 | $1,142 | $166 |
| Sun Valley, ID | $200 | $2,421 | $2,621 | $1,759 | $1,959 | $662 |
| Leadore, ID | $1,500 | $646 | $2,146 | $470 | $1,970 | $177 |
| Lemhi County, ID | $500 | $572 | $1,072 | $415 | $915 | $156 |
| Home Insurance Company Custer County, ID | Homeowners Insurance Agency Custer County, ID | Address | Popularity Score | Distance from Custer County (miles) |
|---|---|---|---|---|
| State Farm | Patrick Buchanan | 120 N 2nd Ave Ste 207, Ketchum, ID, 83340 | 41.5 | |
| Travelers | Sun Valley Ins | 780 N Main, Ketchum, ID, 83340 | 41.1 | |
| Liberty Mutual Independent | Bisnett Insurance | 631 2nd St, Ketchum, ID, 83340 | 41.2 | |
| Farmers | Redgy Christensen | 333 Main St S, Ketchum, ID, 83340 | 41.6 | |
| Liberty Mutual Independent | Bisnett Insurance | 631 2nd St East Suite C103, Ketchum, ID, 83340 | 41.2 | |
| Liberty Mutual Independent | Bisnett Insurance | 631 2nd St E Ste C103, Ketchum, ID, 83340 | 41.2 | |
| Allstate | Challis Ins Agency | Po Box 525, Challis, ID, 83226 | 15.8 | |
| Travelers | Sun Valley Ins | 780 N Main St, Ketchum, ID, 83340 | 41.1 | |
| Liberty Mutual Independent | Wood River Insurance Inc | 780 N Main St, Ketchum, ID, 83340 | 41.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $460 | $870 | $410 |
| Custer County, ID | $173,300 | $578 | $420 | $790 | $370 |
| Custer County, ID | $173,300 | $578 | $420 | $800 | $380 |
| Challis, ID | $168,200 | $615 | $450 | $870 | $420 |
| Stanley, ID | $238,600 | $702 | $480 | $1,000 | $520 |
| Mackay, ID | $167,900 | $614 | $440 | $870 | $430 |
| Ketchum, ID | $638,600 | $1,025 | $710 | $1,410 | $700 |
| Patterson, ID | $168,800 | $616 | $420 | $870 | $450 |
| Sun Valley, ID | $904,900 | $2,450 | $1,760 | $3,410 | $1,650 |
| Leadore, ID | $197,200 | $654 | $440 | $930 | $490 |
| Lemhi County, ID | $173,400 | $578 | $400 | $790 | $390 |