How Can I Make My Port Richey, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Port Richey, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Port Richey, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $134,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $170,000 | $140,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Port Richey, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $734 |
| Superior Protection Discount | -$87 | $786 |
| Fire & Security Discount | -$70 | $804 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$183 | $690 |
Choose the Right Deductible for your Port Richey, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pasco County | $700 | $1,203 | $1,903 | $874 | $1,574 | $329 |
| Port Richey, FL | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Holiday, FL | $400 | $703 | $1,103 | $511 | $911 | $192 |
| Wiscon, FL | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Northdale, FL | $500 | $994 | $1,494 | $723 | $1,223 | $272 |
| Dade City, FL | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Pinellas County, FL | $100 | $1,359 | $1,459 | $987 | $1,087 | $371 |
| Citrus County, FL | $2,000 | $1,097 | $3,097 | $797 | $2,797 | $300 |
| Indian Shores, FL | $400 | $2,476 | $2,876 | $1,799 | $2,199 | $677 |
| Beverly Hills, FL | $2,000 | $686 | $2,686 | $499 | $2,499 | $188 |
| Wildwood, FL | $200 | $1,410 | $1,610 | $1,025 | $1,225 | $385 |
Identify Top Home Insurance Agents near Port Richey, FL | Back to Top
| Home Insurance Company Port Richey, FL | Homeowners Insurance Agency Port Richey, FL | Address | Popularity Score | Distance from Port Richey (miles) |
|---|---|---|---|---|
| Allstate | Lisette M. Fernandez | 4935 Van Dyke Rd, Lutz, FL, 33558 | 18.3 | |
| Travelers | The Insurance Store | 5119 Memorial Hwy, Tampa, FL, 33634 | 27.2 | |
| Travelers | Aa Insurance Consultants | 10440 Us Highway 19n, Port Richey, FL, 34668 | 4.7 | |
| State Farm | Tim Holladay | 7127 Us Hwy 19, New Port Richey, FL, 34652-4019 | 8.4 | |
| Travelers | Landi & Associates Inc | 5705 Gulf Dr, New Port Richey, FL, 34652 | 9.6 | |
| State Farm | Lizette Cochran | 3031 E Lake Rd, Palm Harbor, FL, 34685-2417 | 18.7 | |
| Travelers | Morrow Insurance Group | 18936 N Dale Mabry Hwy, Lutz, FL, 33548 | 17.9 | |
| Travelers | Anclote Insurance Agency | 536 E Tarpon Ave Ste 1a, Tarpon Springs, FL, 34689 | 16.1 | |
| Allstate | David Tate | 34921 Us Highway 19 N # 170, Palm Harbor, FL, 34684 | 19.7 | |
| State Farm | Tim Holladay | 7127 Us Highway 19, New Prt Rchy, FL, 34652-1638 | 8.4 |
Compare Rates for Port Richey, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| Port Richey, FL | $94,600 | $874 | $680 | $1,170 | $490 |
| Holiday, FL | $66,400 | $711 | $550 | $950 | $400 |
| Wiscon, FL | $39,500 | $664 | $520 | $890 | $370 |
| Northdale, FL | $215,700 | $1,007 | $790 | $1,350 | $560 |
| Dade City, FL | $86,000 | $824 | $640 | $1,100 | $460 |
| Pinellas County, FL | $167,100 | $1,375 | $1,070 | $1,840 | $770 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Indian Shores, FL | $322,100 | $2,506 | $1,950 | $3,360 | $1,410 |
| Beverly Hills, FL | $63,400 | $695 | $540 | $930 | $390 |
| Wildwood, FL | $257,500 | $1,427 | $1,110 | $1,910 | $800 |
Research Home Insurance Companies Reviews in Port Richey, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: January 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: Above 60 Gender: Male Marital Status: Unmarried
People's Trust Insurance Home Insurance Reviews
Date: January 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: October 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: June 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 25, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
National General Home Insurance Reviews
Date: September 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
MetLife Home Insurance Reviews
Date: July 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: June 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: October 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: October 01, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
USAA Home Insurance Reviews
Date: January 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Citizens Property Insurance Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Foremost Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Tower Hill Insurance Home Insurance Reviews
Date: January 18, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: November 20, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried