Gavop tells you how to get the best homeowners insurance in Alcona County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $136,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $163,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $112,500 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $611 |
| Home and Two Car | -$106 | $558 |
| Home and Three Car | -$166 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alcona County | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Alcona County, MI | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Gustin, MI | $100 | $670 | $770 | $487 | $587 | $183 |
| Mikado, MI | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Baldwin, MI | $500 | $752 | $1,252 | $546 | $1,046 | $205 |
| East Tawas, MI | $1,500 | $699 | $2,199 | $508 | $2,008 | $191 |
| Ossineke, MI | $400 | $720 | $1,120 | $523 | $923 | $197 |
| Tawas City, MI | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Wilson, MI | $200 | $715 | $915 | $520 | $720 | $195 |
| Sand Lake, MI | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| Plainfield, MI | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Home Insurance Company Alcona County, MI | Homeowners Insurance Agency Alcona County, MI | Address | Popularity Score | Distance from Alcona County (miles) |
|---|---|---|---|---|
| State Farm | Sean Clarke | 120 S State St, Oscoda, MI, 48750-1633 | 30.5 | |
| Travelers | Lappan Agency Inc | 180 South Ripley Blvd, Alpena, MI, 49707 | 39.6 | |
| Allstate | Tawas Bay Agency | 108 W State St, East Tawas, MI, 48730 | 42.7 | |
| Allstate | Lois Ann Gibbs | 712 S Brook St, Alpena, MI, 49707 | 39.6 | |
| State Farm | Roger Lemons | 201 E Main St, Harrisville, MI, 48740-9218 | 22.7 | |
| State Farm | Neil Seabase | 1013 S State Ave Ste A, Alpena, MI, 49707-3677 | 39.3 | |
| Liberty Mutual Independent | Top Omichigan Ins Agcy Inc | 514 N Ripley Blvd, Alpena, MI, 49707 | 39.9 | |
| State Farm | Tim Knapp | 108 Main St, East Tawas, MI, 48730-1345 | 42.7 | |
| Farmers | David Dickman | 432 W Lake St, Tawas City, MI, 48763 | 44.2 | |
| State Farm | Tim Knapp | 108 Main Street, East Tawas, MI, 48730-1345 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,100 | $570 |
| Alcona County, MI | $96,000 | $664 | $470 | $940 | $470 |
| Alcona County, MI | $96,000 | $664 | $440 | $940 | $500 |
| Gustin, MI | $75,700 | $678 | $450 | $930 | $480 |
| Mikado, MI | $70,000 | $666 | $450 | $930 | $480 |
| Baldwin, MI | $126,400 | $761 | $510 | $1,070 | $560 |
| East Tawas, MI | $91,800 | $707 | $510 | $1,000 | $490 |
| Ossineke, MI | $105,300 | $729 | $520 | $1,040 | $520 |
| Tawas City, MI | $89,000 | $702 | $510 | $1,000 | $490 |
| Wilson, MI | $102,100 | $724 | $490 | $1,010 | $520 |
| Sand Lake, MI | $96,000 | $714 | $490 | $990 | $500 |
| Plainfield, MI | $86,100 | $697 | $470 | $970 | $500 |