How Can I Make My Brighton, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Brighton, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Brighton, CO Home Insurance Coverage Levels | Back to Top
| Brighton, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 167th Pl, E 165th Pl, Manor Way, Franklin Ct, E 104th Dr, Spinning Wheel Dr, S 22nd Avenue Ct, Powhaton Rd, Dayton Way, Pioneer Pl | $338,500 | $270,000 | $350,000-$400,000 | $401,500 | $360,000 | $350,000-$400,000 |
| Spruce Pl, Denver St, Valentia St, Hedgerow Way, Mt Elbert St, E 119th Way, N 15th Ct, Spruce Way, Cardinal Cir, Quail Cir | $330,000 | $270,000 | $250,000-$300,000 | $335,500 | $310,000 | $250,000-$300,000 |
| N 16th Ave, Paris St, E 105th Cir, W 145th Way, Tall Spruce Cir, N 16th Pl, E 106th Way, W Southern St, E 118th Ct, N 11th Ct | $286,500 | $260,000 | $250,000-$300,000 | $329,500 | $260,000 | $350,000-$400,000 |
| Sage Brush St, Parkview St, S 20th Ave, Guy Ct, W 150th Ave, E 100th Way, 106th Ave, Macon Dr, E 104th Way, Alton | $155,000 | $140,000 | $150,000-$175,000 | $159,000 | $150,000 | $150,000-$175,000 |
| E 136th Pl, Macon St, Ursula St, Blue Stem St, Lewistown St, Jamaica St, E Longs Peak St, S 14th Ave Ct, Unita St, N 48th Ave | $194,000 | $170,000 | $150,000-$175,000 | $174,500 | $140,000 | $175,000-$200,000 |
| Mt Sneffels St, Sakata St, Chambers Dr, W 149th Pl, Fulton Ave, E 156th Ave, Kingston Ct, E 104th Way, Mt Cameron Dr, Hayesmount Rd | $331,000 | $310,000 | $250,000-$300,000 | $293,500 | $260,000 | $300,000-$350,000 |
| Egbert St, E 151st Pl, Poplar Cir, Kenwood St, Trenton Pl, Kearney Ct, N Prairie Falcon Pkwy, Bluebell Dr, Branding Iron Ct, Wildflower Ct | $255,000 | $200,000 | $200,000-$250,000 | $217,500 | $190,000 | $200,000-$250,000 |
| Havana Ct, Sunset Dr, Aspen Dr, E 148th Pl, W Bromley Ln, Trenton St, E 96 Ave, E 156th Ct, Revere St, Goldfinch St | $247,000 | $210,000 | $200,000-$250,000 | $577,500 | $480,000 | $600,000-$700,000 |
| Telluride St, Yarrow St, 121st Pl, Southern St, Laredo St, Worchester St, Jessup St, E 157th Ave, E 130th Way, Paloma Ave | $202,500 | $180,000 | $175,000-$200,000 | $173,500 | $150,000 | $150,000-$175,000 |
| Pheasant Ave, Peoria Pkwy, E 151st Ave, 168th Ave, Uvalda St, S 9th Ave, W Bridge St, Kenuil St, Montezuma St, E 104th Way | $337,500 | $320,000 | $300,000-$350,000 | $369,000 | $320,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Brighton, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$201 | $1,141 |
| Superior Protection Discount | -$121 | $1,221 |
| Fire & Security Discount | -$94 | $1,248 |
| Hail Resistant Roof Discount | -$40 | $1,302 |
| Newly Constructed Home Discount | -$322 | $1,020 |
Choose the Right Deductible for your Brighton, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adams County | $1,000 | $1,182 | $2,182 | $859 | $1,859 | $323 |
| Brighton, CO | $2,000 | $1,326 | $3,326 | $963 | $2,963 | $362 |
| Federal Heights, CO | $400 | $593 | $993 | $431 | $831 | $162 |
| Foxfield, CO | $2,500 | $2,715 | $5,215 | $1,973 | $4,473 | $742 |
| Adams County, CO | $400 | $1,182 | $1,582 | $859 | $1,259 | $323 |
| Coal Creek, CO | $1,500 | $1,640 | $3,140 | $1,192 | $2,692 | $448 |
| Boulder County, CO | $500 | $1,290 | $1,790 | $938 | $1,438 | $353 |
| Castle Pines Village, CO | $1,500 | $928 | $2,428 | $674 | $2,174 | $254 |
| Roxborough Park, CO | $500 | $974 | $1,474 | $708 | $1,208 | $266 |
| Black Hawk, CO | $2,500 | $1,283 | $3,783 | $933 | $3,433 | $351 |
| Parker, CO | $300 | $1,396 | $1,696 | $1,014 | $1,314 | $381 |
| Empire, CO | $1,500 | $1,248 | $2,748 | $907 | $2,407 | $341 |
Identify Top Home Insurance Agents near Brighton, CO | Back to Top
| Home Insurance Company Brighton, CO | Homeowners Insurance Agency Brighton, CO | Address | Popularity Score | Distance from Brighton (miles) |
|---|---|---|---|---|
| Farmers | Timothy Grieve | 13599 E 104th Ave Unit 500, Commerce City, CO, 80022 | 4.4 | |
| Liberty Mutual Independent | The Young Insurance Group | 7200 E Dry Creek Rd 7200 E Dry Creek Rd, Centennial, CO, 80112 | 25.7 | |
| State Farm | Jennifer Jenson | 13659 E 104th Ave Unit 500, Commerce City, CO, 80022-9409 | 4.4 | |
| Farmers | Jim Vincent | 509 S 4th Ave, Brighton, CO, 80601 | 3.0 | |
| Allstate | Eddie Pacheco | 3978 E 104th Ave, Thornton, CO, 80233 | 9.0 | |
| Allstate | Deborah Guest | 3921 E 120th Ave Ste A, Thornton, CO, 80233 | 8.3 | |
| Liberty Mutual Independent | Madison Insurance Group | 600 S Cherry St Ste 900, Denver, CO, 80246 | 18.0 | |
| Farmers | Kevin Tafoya | 2332 Central Park Blvd, Denver, CO, 80238 | 14.2 | |
| State Farm | Nikki Long | 1200 Dexter St Unit W11, Fort Lupton, CO, 80621-1506 | 9.5 | |
| State Farm | Mike Miller | 2200 E 104th Avenue, Thornton, CO, 80233-4290 | 9.9 |
Compare Rates for Brighton, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Adams County, CO | $241,900 | $1,196 | $840 | $1,570 | $730 |
| Brighton, CO | $307,100 | $1,342 | $940 | $1,760 | $820 |
| Federal Heights, CO | $47,700 | $600 | $420 | $790 | $370 |
| Foxfield, CO | $618,100 | $2,748 | $1,920 | $3,600 | $1,680 |
| Adams County, CO | $241,900 | $1,196 | $840 | $1,570 | $730 |
| Coal Creek, CO | $361,000 | $1,660 | $1,160 | $2,170 | $1,010 |
| Boulder County, CO | $423,500 | $1,306 | $910 | $1,710 | $800 |
| Castle Pines Village, CO | $1,024,400 | $939 | $660 | $1,230 | $570 |
| Roxborough Park, CO | $379,200 | $986 | $690 | $1,290 | $600 |
| Black Hawk, CO | $229,200 | $1,299 | $910 | $1,700 | $790 |
| Parker, CO | $382,700 | $1,413 | $990 | $1,850 | $860 |
| Empire, CO | $214,100 | $1,263 | $880 | $1,650 | $770 |
Research Home Insurance Companies Reviews in Brighton, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
reasonable amount for deductible in that i dont feel that im wasting my money insuring my stuff
Date: February 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
To be honest, I didn't really shop around for other home insurance companies. I knew I had car insurance with USAA and decided just to go with them for our home insurance.
Date: January 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I am always please wit USAA's customer service. They respond in a timely manner, all of the representatives are friendly and responsive, and they are available when I need them. Even if they don't have the answer, they will forward you to someone who can help you. I also appreciate the fact that I can talk to a human almost instantly instead of going through automatic choices over the phone.
Date: January 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I believe it is more expensive than many others. Unfortunately, I am somewhat ok with it as I want to keep their business going. I appreciate their other attributes, even if it means I spend a bit more on this aspect.
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I’d rate Stare Farm a 5 so far with my home insurance. The agents I’ve spoken to have always been polite and professional.
Date: October 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I have not looked into other companies and their offerings. My company does that for me so I dont have to.
Progressive Home Insurance Reviews
Date: November 27, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Policy Offerings
I would rate my insurance at 5 as the coverage is comparable to other companies that I have researched and their rate remains somewhat lower.
Horace Mann Educators Corporation Home Insurance Reviews
Date: October 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
It is great. I can check my policy and look up any speifics I need but most important is i can make payments online.
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Our premiums are reasonable based on the coverage we have, the size of our home and the customer service we receive. I have no complaints about it.it may as well be a reasonable price.