Gavop shows you how to buy homeowners insurance in Keystone Lake, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $113,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $186,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $139,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $859 |
| Home and Two Car | -$151 | $793 |
| Home and Three Car | -$217 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Creek County | $1,500 | $1,229 | $2,729 | $893 | $2,393 | $336 |
| Keystone Lake, OK | $700 | $933 | $1,633 | $678 | $1,378 | $255 |
| Cushing, OK | $500 | $839 | $1,339 | $610 | $1,110 | $229 |
| Jenks, OK | $2,500 | $1,063 | $3,563 | $772 | $3,272 | $290 |
| Bristow South, OK | $500 | $1,159 | $1,659 | $842 | $1,342 | $317 |
| Tulsa County, OK | $1,000 | $1,456 | $2,456 | $1,058 | $2,058 | $398 |
| Sperry, OK | $400 | $1,029 | $1,429 | $747 | $1,147 | $281 |
| Catoosa, OK | $2,000 | $1,005 | $3,005 | $730 | $2,730 | $275 |
| Okfuskee County, OK | $300 | $918 | $1,218 | $667 | $967 | $251 |
| Burbank, OK | $2,000 | $876 | $2,876 | $637 | $2,637 | $239 |
| Rogers County, OK | $500 | $1,488 | $1,988 | $1,081 | $1,581 | $407 |
| Sequoyah, OK | $1,000 | $1,735 | $2,735 | $1,261 | $2,261 | $474 |
| Home Insurance Company Keystone Lake, OK | Homeowners Insurance Agency Keystone Lake, OK | Address | Popularity Score | Distance from Keystone Lake (miles) |
|---|---|---|---|---|
| State Farm | Travis Primeaux | 10310 N 138th E Ave Ste 102, Owasso, OK, 74055-4611 | 36.4 | |
| State Farm | Randy Robnett | 1614 E Main St, Cushing, OK, 74023-2919 | 19.9 | |
| Farmers | Heather Rempe | 9673 Riverside Pkwy, Tulsa, OK, 74137 | 26.0 | |
| Farmers | Dena Floyd | 2003 E Main St, Cushing, OK, 74023 | 19.6 | |
| Travelers | Cleveland Insurance Agency Llc | 110 N Broadway, Cleveland, OK, 74020 | 16.0 | |
| Farmers | James Taylor | 718 S Mission St, Sapulpa, OK, 74066 | 18.6 | |
| State Farm | Brittanie Portillo Mccoy | 1660 N 9th St, Broken Arrow, OK, 74012-8495 | 35.3 | |
| Farmers | Johnny Haynes | 102 E 2nd St, Sand Springs, OK, 74063 | 17.3 | |
| State Farm | Carla Holzrichter | 121 E 8th Ave, Bristow, OK, 74010-2507 | 17.1 | |
| State Farm | Chris Lile | 3820 E 51st St Ste B, Tulsa, OK, 74135-3610 | 26.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,070 | $1,060 |
| Creek County, OK | $112,100 | $1,244 | $900 | $1,720 | $820 |
| Keystone Lake, OK | $105,300 | $944 | $640 | $1,340 | $700 |
| Cushing, OK | $89,200 | $849 | $580 | $1,200 | $620 |
| Jenks, OK | $197,100 | $1,076 | $770 | $1,530 | $760 |
| Bristow South, OK | $86,800 | $1,173 | $860 | $1,630 | $770 |
| Tulsa County, OK | $145,800 | $1,473 | $1,020 | $2,020 | $1,000 |
| Sperry, OK | $71,700 | $1,041 | $740 | $1,480 | $740 |
| Catoosa, OK | $179,700 | $1,017 | $720 | $1,430 | $710 |
| Okfuskee County, OK | $79,100 | $929 | $620 | $1,280 | $660 |
| Burbank, OK | $55,000 | $887 | $600 | $1,220 | $620 |
| Rogers County, OK | $150,900 | $1,506 | $1,070 | $2,080 | $1,010 |
| Sequoyah, OK | $162,900 | $1,756 | $1,210 | $2,480 | $1,270 |