Gavop's guide to buying homeowners insurance in Clemmons, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $248,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $268,000 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $389,000 | $370,000 | $300,000-$350,000 |
| 5 Bedroom | $337,000 | $290,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $728 |
| Superior Protection Discount | -$89 | $799 |
| Fire & Security Discount | -$71 | $817 |
| Hail Resistant Roof Discount | -$27 | $861 |
| Newly Constructed Home Discount | -$178 | $710 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forsyth County | $1,500 | $821 | $2,321 | $597 | $2,097 | $224 |
| Clemmons, NC | $2,000 | $877 | $2,877 | $637 | $2,637 | $240 |
| Clarksville, NC | $200 | $743 | $943 | $540 | $740 | $203 |
| Shoals, NC | $1,000 | $756 | $1,756 | $549 | $1,549 | $207 |
| Pinnacle, NC | $500 | $593 | $1,093 | $431 | $931 | $162 |
| Rowan County, NC | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Big Creek, NC | $200 | $734 | $934 | $533 | $733 | $201 |
| Stony Point, NC | $1,500 | $493 | $1,993 | $358 | $1,858 | $135 |
| Randolph County, NC | $200 | $690 | $890 | $501 | $701 | $189 |
| Alexander County, NC | $1,500 | $744 | $2,244 | $540 | $2,040 | $203 |
| Columbia, NC | $500 | $658 | $1,158 | $478 | $978 | $180 |
| Ossipee, NC | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Home Insurance Company Clemmons, NC | Homeowners Insurance Agency Clemmons, NC | Address | Popularity Score | Distance from Clemmons (miles) |
|---|---|---|---|---|
| Erie | Wilson Insurance Services | 3288 Robinhood Road Suite 102, Winston Salem, NC, 27106 | 7.1 | |
| Nationwide | Michael J Morgan Agency | 2200 Silas Creek Pkwy Ste 4 A, Winston-Salem, NC, 27103 | 6.8 | |
| State Farm | Lori Robertson | 2900 N Main St Ste 105, High Point, NC, 27265-1991 | 20.0 | |
| State Farm | Nick Jitima | 710 Coliseum Dr Ste 60, Winston Salem, NC, 27106-5354 | 9.3 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 28.5 | |
| State Farm | Kim Bates | 200 Charlois Blvd Ste 200, Winston Salem, NC, 27103-1536 | 5.8 | |
| State Farm | Matt Murphy | 4710 Country Club Rd, Winston Salem, NC, 27104-3522 | 4.3 | |
| Travelers | Tar Heel Insurance Agency | 941 Thomas St., Statesville, NC, 28677 | 31.8 | |
| Erie | Russell And Cook Insurance | 1407 Nc Highway 66 S Suite N, Kernersville, NC, 27284 | 18.7 | |
| Erie | Accurate Insurance Solutions Inc. | 124 W. Kapp Street, Dobson, NC, 27017 | 31.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Forsyth County, NC | $151,400 | $831 | $590 | $1,150 | $560 |
| Clemmons, NC | $209,400 | $888 | $640 | $1,270 | $630 |
| Clarksville, NC | $126,500 | $752 | $520 | $1,040 | $520 |
| Shoals, NC | $129,400 | $765 | $520 | $1,090 | $570 |
| Pinnacle, NC | $95,500 | $600 | $430 | $820 | $390 |
| Rowan County, NC | $130,400 | $746 | $530 | $1,050 | $520 |
| Big Creek, NC | $124,500 | $743 | $510 | $1,030 | $520 |
| Stony Point, NC | $77,700 | $499 | $340 | $690 | $350 |
| Randolph County, NC | $119,500 | $698 | $470 | $1,000 | $530 |
| Alexander County, NC | $131,800 | $753 | $500 | $1,060 | $560 |
| Columbia, NC | $118,600 | $666 | $490 | $920 | $430 |
| Ossipee, NC | $99,500 | $621 | $420 | $850 | $430 |