How Can I Make My Brenham, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Brenham, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Brenham, TX Home Insurance Coverage Levels | Back to Top

Brenham, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Stone Hollow Dr, Desirable Cir, Co Rd 46, Jaime Ln, E Blue Bell Rd, E Blue Bell Rd, Mc Neese St, Hillside Ln, Jersey Ln, Center St $235,500 $200,000 $175,000-$200,000 $94,000 $80,000 $75,000-$100,000
E Stone St, Creamery St, W Vulcan St, Hosea St, S Douglas St, Mangrum St, N Saeger St, Rancho de Pancho Ln, Alois Ln, Mae Way $140,500 $130,000 $150,000-$175,000 $131,500 $120,000 $100,000-$125,000
FM 109 Rd, Old N Market, Cobble Gate Dr, Indian Creek Ln, State Hwy 36 N, E Germania St, E Bryan St, W Blue Bell Rd, Sycamore St, Kori Ln $109,500 $90,000 $100,000-$125,000 $92,500 $80,000 $75,000-$100,000
Summit Dr, FM 389, Wilder Crest Ln, Woodlands Rd, Stringer St, Lott Ln, E Chauncy St, Tricia Ln, Shepard Ln, Lillie Lange Rd $240,500 $210,000 $250,000-$300,000 $96,500 $80,000 $75,000-$100,000
N Austin Pkwy, Hickory Hollow Ln, Matilda St, Mount Vernon Rd, Wiedeville Church Rd, Woodside Dr, Schumacher St, Eleanor St, FM 2935 Rd, Milroy Dr $127,500 $110,000 $125,000-$150,000 $124,500 $120,000 $100,000-$125,000

Choose the Best Brenham, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Non-Smoker $670
Unemployed 550-599 Credit Score No Income 3 Pets, Non-Smoker $210
Full Time Job Up to 499 Credit Score >$150,000 No Pets, Smoker $1,050

Choose the Right Deductible for your Brenham, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $570 $1,070 $480 $980 $90
Washington County, TX $700 $550 $1,050 $460 $1,160 $-110
Brenham, TX $1,000 $540 $1,040 $460 $1,460 $-420
Austin County, TX $200 $680 $880 $580 $780 $100
Hempstead, TX $700 $470 $970 $410 $1,110 $-140
Anderson, TX $200 $660 $860 $530 $730 $130
Pattison, TX $1,500 $710 $1,210 $590 $2,090 $-880
Lee County, TX $100 $590 $690 $490 $590 $100
Eagle Lake, TX $700 $300 $800 $250 $950 $-150
La Grange West, TX $500 $630 $1,130 $550 $1,050 $80
Wixon Valley, TX $700 $570 $1,070 $490 $1,190 $-120
Weston Lakes, TX $300 $1,300 $1,600 $1,050 $1,350 $250
Circle D-KC Estates, TX $700 $670 $1,170 $570 $1,270 $-100

Identify Top Home Insurance Agents near Brenham, TX | Back to Top

Home Insurance Company Brenham, TX Homeowners Insurance Agency Brenham, TX Address Popularity Score Distance from Brenham (miles)
State Farm Marco Cervantes 19310 W Little York Rd Ste E, Katy, TX, 77449-5822
46.7
State Farm Andrew Heber 13722 Office Park Dr Ste A, Houston, TX, 77070-2891
49.8
Allstate Jerry B. Anderson 2214 Texas Ave S, College Station, TX, 77840
31.2
Farmers Greg Conn 17036 W Little York Rd Ste 300, Houston, TX, 77084
48.8
State Farm Lyn Stegall 6920 S Fry Rd Ste K, Katy, TX, 77494-8394
48.8
State Farm Kristi Sebera 12300 Dundee Ct Ste 212, Cypress, TX, 77429-8364
46.4
State Farm Mike Harris 17310 Fm 529 Rd Ste 112, Houston, TX, 77095-1169
48.2
State Farm Martha Groth 2919 Barker Cypr Rd Ste F, Houston, TX, 77084-6869
49.5
Allstate Thomas Stevens 6201 N Fry Rd Ste A, Katy, TX, 77449
45.7
State Farm Jim Webb 8475 Highway 6 N Ste B, Houston, TX, 77095-2049
49.6

Compare Rates for Brenham, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $760 $500 $1,170 $670
Washington County, TX $142,200 $810 $530 $1,250 $720
Brenham, TX $139,700 $750 $500 $1,160 $660
Austin County, TX $153,200 $750 $500 $1,160 $660
Hempstead, TX $120,300 $630 $420 $970 $550
Anderson, TX $139,600 $660 $440 $1,020 $580
Pattison, TX $162,500 $700 $460 $1,080 $620
Lee County, TX $113,400 $490 $320 $750 $430
Eagle Lake, TX $64,600 $280 $180 $430 $250
La Grange West, TX $155,800 $640 $420 $990 $570
Wixon Valley, TX $143,800 $730 $480 $1,120 $640
Weston Lakes, TX $390,500 $1,720 $1,140 $2,650 $1,510
Circle D-KC Estates, TX $132,700 $540 $360 $830 $470

Research Home Insurance Companies Reviews in Brenham, TX Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: February 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I've never had to file any claims and I've had no issue with the insurance company. I don't have enough information to form much of an opinion about this company. They seem about the same in cost as others.

AAA Home Insurance Reviews

Date: October 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have always found the local agents to be knowledgeable and friendly.

State Farm Home Insurance Reviews

Date: December 10, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
My premium is only competitive because I've never had a claim and I've been with State Farm for many years. I am totally frustrated with the rate of insurance premium increases every single year. At this rate, my insurance payment will be greater than my house payment soon enough. I am disgusted with insurance companies, and State Farm is no exception. When I checked with other insurance companies about getting a lower premium, I'm told that I could if I replaced my roof. Well, heck, my roof has a probable fifteen years life remaining in it - why the heck would I replace it?!

MetLife Home Insurance Reviews

Date: December 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I researched other companies and I was not happy with what they had to offer. The premiums were high and the benefits were actually low compared to what I currently have.