How Can I Make My Brenham, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Brenham, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Brenham, TX Home Insurance Coverage Levels | Back to Top
| Brenham, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stone Hollow Dr, Desirable Cir, Co Rd 46, Jaime Ln, E Blue Bell Rd, E Blue Bell Rd, Mc Neese St, Hillside Ln, Jersey Ln, Center St | $235,500 | $200,000 | $175,000-$200,000 | $94,000 | $80,000 | $75,000-$100,000 |
| E Stone St, Creamery St, W Vulcan St, Hosea St, S Douglas St, Mangrum St, N Saeger St, Rancho de Pancho Ln, Alois Ln, Mae Way | $140,500 | $130,000 | $150,000-$175,000 | $131,500 | $120,000 | $100,000-$125,000 |
| FM 109 Rd, Old N Market, Cobble Gate Dr, Indian Creek Ln, State Hwy 36 N, E Germania St, E Bryan St, W Blue Bell Rd, Sycamore St, Kori Ln | $109,500 | $90,000 | $100,000-$125,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Summit Dr, FM 389, Wilder Crest Ln, Woodlands Rd, Stringer St, Lott Ln, E Chauncy St, Tricia Ln, Shepard Ln, Lillie Lange Rd | $240,500 | $210,000 | $250,000-$300,000 | $96,500 | $80,000 | $75,000-$100,000 |
| N Austin Pkwy, Hickory Hollow Ln, Matilda St, Mount Vernon Rd, Wiedeville Church Rd, Woodside Dr, Schumacher St, Eleanor St, FM 2935 Rd, Milroy Dr | $127,500 | $110,000 | $125,000-$150,000 | $124,500 | $120,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Brenham, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $776 |
| Superior Protection Discount | -$86 | $871 |
| Fire & Security Discount | -$77 | $881 |
| Hail Resistant Roof Discount | -$19 | $938 |
| Newly Constructed Home Discount | -$201 | $756 |
Choose the Right Deductible for your Brenham, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $700 | $1,395 | $2,095 | $1,014 | $1,714 | $381 |
| Brenham, TX | $1,000 | $946 | $1,946 | $688 | $1,688 | $259 |
| Austin County, TX | $200 | $956 | $1,156 | $695 | $895 | $261 |
| Hempstead, TX | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Anderson, TX | $200 | $1,319 | $1,519 | $959 | $1,159 | $360 |
| Pattison, TX | $1,500 | $1,726 | $3,226 | $1,254 | $2,754 | $472 |
| Lee County, TX | $100 | $940 | $1,040 | $683 | $783 | $257 |
| Eagle Lake, TX | $700 | $1,364 | $2,064 | $992 | $1,692 | $373 |
| La Grange West, TX | $500 | $1,724 | $2,224 | $1,253 | $1,753 | $471 |
| Wixon Valley, TX | $700 | $1,738 | $2,438 | $1,263 | $1,963 | $475 |
| Weston Lakes, TX | $300 | $2,668 | $2,968 | $1,939 | $2,239 | $729 |
| Circle D-KC Estates, TX | $700 | $1,829 | $2,529 | $1,329 | $2,029 | $500 |
Identify Top Home Insurance Agents near Brenham, TX | Back to Top
| Home Insurance Company Brenham, TX | Homeowners Insurance Agency Brenham, TX | Address | Popularity Score | Distance from Brenham (miles) |
|---|---|---|---|---|
| State Farm | Marco Cervantes | 19310 W Little York Rd Ste E, Katy, TX, 77449-5822 | 46.7 | |
| State Farm | Andrew Heber | 13722 Office Park Dr Ste A, Houston, TX, 77070-2891 | 49.8 | |
| Allstate | Jerry B. Anderson | 2214 Texas Ave S, College Station, TX, 77840 | 31.2 | |
| Farmers | Greg Conn | 17036 W Little York Rd Ste 300, Houston, TX, 77084 | 48.8 | |
| State Farm | Lyn Stegall | 6920 S Fry Rd Ste K, Katy, TX, 77494-8394 | 48.8 | |
| State Farm | Kristi Sebera | 12300 Dundee Ct Ste 212, Cypress, TX, 77429-8364 | 46.4 | |
| State Farm | Mike Harris | 17310 Fm 529 Rd Ste 112, Houston, TX, 77095-1169 | 48.2 | |
| State Farm | Martha Groth | 2919 Barker Cypr Rd Ste F, Houston, TX, 77084-6869 | 49.5 | |
| Allstate | Thomas Stevens | 6201 N Fry Rd Ste A, Katy, TX, 77449 | 45.7 | |
| State Farm | Jim Webb | 8475 Highway 6 N Ste B, Houston, TX, 77095-2049 | 49.6 |
Compare Rates for Brenham, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Washington County, TX | $163,400 | $1,412 | $930 | $2,170 | $1,240 |
| Brenham, TX | $168,600 | $958 | $630 | $1,470 | $840 |
| Austin County, TX | $175,200 | $967 | $640 | $1,490 | $850 |
| Hempstead, TX | $147,600 | $968 | $640 | $1,490 | $850 |
| Anderson, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |
| Pattison, TX | $164,700 | $1,747 | $1,150 | $2,690 | $1,540 |
| Lee County, TX | $138,300 | $951 | $630 | $1,470 | $840 |
| Eagle Lake, TX | $72,800 | $1,381 | $910 | $2,130 | $1,220 |
| La Grange West, TX | $164,100 | $1,745 | $1,150 | $2,690 | $1,540 |
| Wixon Valley, TX | $169,400 | $1,759 | $1,160 | $2,710 | $1,550 |
| Weston Lakes, TX | $417,900 | $2,700 | $1,780 | $4,160 | $2,380 |
| Circle D-KC Estates, TX | $207,500 | $1,851 | $1,220 | $2,850 | $1,630 |
Research Home Insurance Companies Reviews in Brenham, TX Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: February 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I've never had to file any claims and I've had no issue with the insurance company. I don't have enough information to form much of an opinion about this company. They seem about the same in cost as others.
AAA Home Insurance Reviews
Date: October 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have always found the local agents to be knowledgeable and friendly.
State Farm Home Insurance Reviews
Date: December 10, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
My premium is only competitive because I've never had a claim and I've been with State Farm for many years. I am totally frustrated with the rate of insurance premium increases every single year. At this rate, my insurance payment will be greater than my house payment soon enough. I am disgusted with insurance companies, and State Farm is no exception. When I checked with other insurance companies about getting a lower premium, I'm told that I could if I replaced my roof. Well, heck, my roof has a probable fifteen years life remaining in it - why the heck would I replace it?!
MetLife Home Insurance Reviews
Date: December 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I researched other companies and I was not happy with what they had to offer. The premiums were high and the benefits were actually low compared to what I currently have.