Gavop's guide to buying homeowners insurance in Canyon, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $214,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $305,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $364,000 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $794 |
| Superior Protection Discount | -$96 | $861 |
| Fire & Security Discount | -$105 | $852 |
| Hail Resistant Roof Discount | -$19 | $938 |
| Newly Constructed Home Discount | -$201 | $756 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Canyon, TX | Homeowners Insurance Agency Canyon, TX | Address | Popularity Score | Distance from Canyon (miles) |
|---|---|---|---|---|
| Farmers | Lacie White | 2001 4th Ave Ste 5, Canyon, TX, 79015 | 5.9 | |
| Farmers | Lupe Laird | 1201 S Polk St Spc 100, Amarillo, TX, 79101 | 21.2 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St, Ste 300, Amarillo, TX, 79101 | 21.5 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St Ste 300, Amarillo, TX, 79101 | 21.5 | |
| Liberty Mutual | Joel A. White | 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101 | 21.5 | |
| Farmers | Adele Bryan | 5408 Bell St Ste 304b, Amarillo, TX, 79109 | 17.4 | |
| State Farm | Kenny Dean | 1709 5th Ave, Canyon, TX, 79015-3834 | 5.9 | |
| Allstate | Matt Moles | 2815 S Georgia St, Amarillo, TX, 79109 | 19.8 | |
| State Farm | Brian Moore | 3333 S Coulter, Amarillo, TX, 79106-2727 | 19.4 | |
| State Farm | Brian Gibbs | 3318 S Georgia St Ste 2714, Amarillo, TX, 79109-3438 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Randall County, TX | $157,600 | $1,399 | $920 | $2,150 | $1,230 |
| Canyon, TX | $168,100 | $957 | $630 | $1,470 | $840 |
| Lake Tanglewood, TX | $405,500 | $2,604 | $1,720 | $4,010 | $2,290 |
| Tulia, TX | $70,000 | $970 | $640 | $1,490 | $850 |
| Bishop Hills, TX | $212,900 | $1,863 | $1,230 | $2,870 | $1,640 |
| Dimmitt, TX | $83,800 | $1,024 | $680 | $1,580 | $900 |
| Claude South, TX | $110,300 | $1,564 | $1,030 | $2,410 | $1,380 |
| Canadian River Breaks, TX | $172,600 | $964 | $640 | $1,480 | $840 |
| Deaf Smith County, TX | $88,000 | $1,039 | $690 | $1,600 | $910 |
| Silverton, TX | $57,100 | $1,285 | $850 | $1,980 | $1,130 |
| Hereford West, TX | $201,100 | $1,836 | $1,210 | $2,830 | $1,620 |
| Plainview, TX | $83,700 | $1,024 | $680 | $1,580 | $900 |