Gavop's guide to buying homeowners insurance in Shenandoah, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $180,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $249,000 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $404,000 | $360,000 | $400,000-$500,000 |
| 5 Bedroom | $397,000 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $941 |
| Superior Protection Discount | -$112 | $1,008 |
| Fire & Security Discount | -$123 | $997 |
| Hail Resistant Roof Discount | -$34 | $1,087 |
| Newly Constructed Home Discount | -$325 | $796 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| East Baton Rouge Parish | $2,500 | $1,539 | $4,039 | $1,118 | $3,618 | $421 |
| Shenandoah, LA | $2,000 | $1,107 | $3,107 | $805 | $2,805 | $303 |
| Old Jefferson, LA | $300 | $988 | $1,288 | $718 | $1,018 | $270 |
| Westminster, LA | $1,000 | $2,037 | $3,037 | $1,481 | $2,481 | $557 |
| Prairieville, LA | $100 | $1,073 | $1,173 | $780 | $880 | $293 |
| Merrydale, LA | $1,500 | $929 | $2,429 | $675 | $2,175 | $254 |
| Brownfields, LA | $100 | $980 | $1,080 | $712 | $812 | $268 |
| West Baton Rouge, LA | $2,500 | $1,428 | $3,928 | $1,038 | $3,538 | $390 |
| Livonia, LA | $500 | $1,498 | $1,998 | $1,088 | $1,588 | $409 |
| Supreme, LA | $700 | $325 | $1,025 | $236 | $936 | $89 |
| Bayou Country Club, LA | $100 | $2,030 | $2,130 | $1,475 | $1,575 | $555 |
| Hahnville, LA | $2,000 | $1,834 | $3,834 | $1,333 | $3,333 | $501 |
| Home Insurance Company Shenandoah, LA | Homeowners Insurance Agency Shenandoah, LA | Address | Popularity Score | Distance from Shenandoah (miles) |
|---|---|---|---|---|
| Allstate | Shawn Coffey | 12668 Perkins Rd, Baton Rouge, LA, 70810 | 4.9 | |
| State Farm | Mitch Mula | 18291 Highland Rd Ste 104, Baton Rouge, LA, 70810-3934 | 3.9 | |
| State Farm | Scott Johnson | 10510 Airline Hwy, Baton Rouge, LA, 70816-4100 | 3.8 | |
| Travelers | Guffey Insurance Agency Inc | 11747 Wentling Ave, Baton Rouge, LA, 70816 | 2.8 | |
| Liberty Mutual Independent | Insurance Associates Of Baton Rouge Llc | 4041 Government St, Baton Rouge, LA, 70806 | 9.1 | |
| Travelers | Mcinnis Insurance Services Inc | 7814 Office Park Blvd Baton Rouge, Baton Rouge, LA, 70809 | 6.0 | |
| Allstate | Rosalind B. Campbell | 8122 Greenwell Springs Rd, Baton Rouge, LA, 70814 | 8.0 | |
| Allstate | Angela Devall | 5555 Essen Ln Ste A, Baton Rouge, LA, 70809 | 6.2 | |
| State Farm | Janelle Tessier | 11930 Perkins Road, Baton Rouge, LA, 70810-1830 | 5.2 | |
| State Farm | Phil Mckey | 6915 Jefferson Hwy Ste A, Baton Rouge, LA, 70806-8282 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| East Baton Rouge Parish, LA | $177,800 | $1,557 | $1,090 | $2,240 | $1,150 |
| Shenandoah, LA | $244,100 | $1,120 | $780 | $1,610 | $830 |
| Old Jefferson, LA | $182,700 | $1,000 | $700 | $1,440 | $740 |
| Westminster, LA | $246,900 | $2,062 | $1,440 | $2,970 | $1,530 |
| Prairieville, LA | $222,000 | $1,086 | $760 | $1,560 | $800 |
| Merrydale, LA | $110,000 | $941 | $660 | $1,350 | $690 |
| Brownfields, LA | $141,300 | $992 | $690 | $1,430 | $740 |
| West Baton Rouge, LA | $177,000 | $1,446 | $1,010 | $2,080 | $1,070 |
| Livonia, LA | $132,200 | $1,516 | $1,060 | $2,180 | $1,120 |
| Supreme, LA | $32,900 | $329 | $230 | $470 | $240 |
| Bayou Country Club, LA | $243,900 | $2,055 | $1,440 | $2,960 | $1,520 |
| Hahnville, LA | $187,000 | $1,856 | $1,300 | $2,670 | $1,370 |