Gavop shows you how to buy homeowners insurance in Todd County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Todd County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 289th St, Todd St, Sioux Blvd, Washakie St, Crazy Horse Ln, E Pine St, Village Loop Rd, BIA Hwy 5, E Two Arrows, Wicozani Dr | $97,000 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Marge Ln, Omaha St, Willow St, 279th St, Pondarosa Pine St, Cedar St, 297th Ave, Jefferson St, E Denver Dr, Marshall St | $122,000 | $110,000 | $125,000-$150,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Pine Ave, Saint Louis St, 296th Ave, 295th Ave, Yellow Bird Ln, Rosebud Ave, Oak St, Pine St, Taft St, Fairgrounds St | $112,000 | $100,000 | $100,000-$125,000 | $67,500 | $60,000 | $50,000-$75,000 |
| BIA Rd 5, Park St, White Horse, White River Rd, Rosebud Rd, Wowinape St, Camel Dr, Willow Ave, Spotted Tail Dr, 265th St | $96,000 | $80,000 | $75,000-$100,000 | $92,500 | $80,000 | $100,000-$125,000 |
| Rosebud St, River Rock Rd, BIA Rd 1202, W Denver Dr, Eagle Horned Cir, Circle Dr, Blanche St, White Thunder Rd, Albron, 4th St | $128,500 | $120,000 | $100,000-$125,000 | $84,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $670 |
| Superior Protection Discount | -$80 | $718 |
| Fire & Security Discount | -$80 | $718 |
| Hail Resistant Roof Discount | -$24 | $774 |
| Newly Constructed Home Discount | -$207 | $590 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Todd County | $1,500 | $788 | $2,288 | $573 | $2,073 | $215 |
| Todd County, SD | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| East Todd, SD | $500 | $574 | $1,074 | $417 | $917 | $157 |
| Tripp County, SD | $2,500 | $697 | $3,197 | $507 | $3,007 | $191 |
| Rames, SD | $500 | $1,140 | $1,640 | $829 | $1,329 | $312 |
| Home Insurance Company Todd County, SD | Homeowners Insurance Agency Todd County, SD | Address | Popularity Score | Distance from Todd County (miles) |
|---|---|---|---|---|
| State Farm | Kari Jones | 525 E 2nd Street, Winner, SD, 57580-2010 | 44.7 | |
| Allstate | Bankwest Insurance | 502 Lincoln Ave, Murdo, SD, 57559 | 46.9 | |
| Allstate | Bankwest Insurance | 110 W 2nd St, Winner, SD, 57580 | 44.4 | |
| Allstate | Bankwest Insurance | 502 Lincoln Ave, Murdo, SD, 57559 | 46.8 | |
| Allstate | Bankwest Insurance | 110 West 2nd St, Winner, SD, 57580 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $720 | $1,400 | $680 |
| Todd County, SD | $38,500 | $798 | $540 | $1,130 | $590 |
| Todd County, SD | $38,500 | $798 | $570 | $1,130 | $560 |
| East Todd, SD | $39,200 | $581 | $420 | $820 | $400 |
| Tripp County, SD | $85,800 | $706 | $480 | $1,000 | $520 |
| Rames, SD | $207,700 | $1,154 | $770 | $1,640 | $870 |