How Can I Make My Rosedale, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Rosedale, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Rosedale, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $186,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $187,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $453,500 | $410,000 | $350,000-$400,000 |
| 5 Bedroom | $410,500 | $330,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Rosedale, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $572 |
| Superior Protection Discount | -$68 | $613 |
| Fire & Security Discount | -$68 | $613 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$150 | $531 |
Choose the Right Deductible for your Rosedale, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Rosedale, MD | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Parkville, MD | $300 | $770 | $1,070 | $559 | $859 | $210 |
| Ilchester, MD | $2,500 | $891 | $3,391 | $648 | $3,148 | $244 |
| Howard County, MD | $200 | $1,335 | $1,535 | $970 | $1,170 | $365 |
| Edmonston, MD | $1,500 | $829 | $2,329 | $602 | $2,102 | $227 |
| South Kensington, MD | $400 | $2,226 | $2,626 | $1,618 | $2,018 | $608 |
| Jefferson borough, PA | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Chanceford, PA | $500 | $673 | $1,173 | $489 | $989 | $184 |
| Temple Hills, MD | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Friendly, MD | $400 | $819 | $1,219 | $595 | $995 | $224 |
| Dunn Loring, VA | $2,500 | $1,125 | $3,625 | $818 | $3,318 | $308 |
Identify Top Home Insurance Agents near Rosedale, MD | Back to Top
| Home Insurance Company Rosedale, MD | Homeowners Insurance Agency Rosedale, MD | Address | Popularity Score | Distance from Rosedale (miles) |
|---|---|---|---|---|
| Farmers | Alan Jones | 1752 Eastern Blvd, Essex, MD, 21221 | 3.1 | |
| State Farm | Bob Duda | 7939 Honeygo Blvd Ste 105, Baltimore, MD, 21236-5991 | 3.7 | |
| State Farm | Lynn Vannatta | 1055 Taylor Ave Ste 112, Baltimore, MD, 21286-8332 | 5.3 | |
| State Farm | Raul Braun | 8609 Old Harford Rd, Baltimore, MD, 21234-3912 | 4.8 | |
| Travelers | Ananiah Llc | 3842 Sandy Hook Rd, Randallstown, MD, 21133 | 16.7 | |
| State Farm | Dewayne Manear | 2300 E Joppa Rd Ste 2a, Baltimore, MD, 21234-2853 | 5.2 | |
| Allstate | Shawn Goding | 1794 Merritt Blvd, Dundalk, MD, 21222 | 4.1 | |
| Erie | Bedford Insurance Group | 1701 Madison Avenue Suite 502, Baltimore, MD, 21217 | 6.7 | |
| State Farm | Laurie Jacobson | 4200 North Point Blvd, Baltimore, MD, 21222-3631 | 5.1 | |
| State Farm | Patrick Starleper | 5009 Honeygo Center Dr Ste 201, Perry Hall, MD, 21128-9842 | 6.4 |
Compare Rates for Rosedale, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Rosedale, MD | $200,300 | $681 | $540 | $860 | $320 |
| Parkville, MD | $195,700 | $779 | $620 | $980 | $360 |
| Ilchester, MD | $383,900 | $902 | $710 | $1,140 | $430 |
| Howard County, MD | $439,900 | $1,351 | $1,070 | $1,700 | $630 |
| Edmonston, MD | $215,600 | $839 | $660 | $1,060 | $400 |
| South Kensington, MD | $718,000 | $2,253 | $1,780 | $2,840 | $1,060 |
| Jefferson borough, PA | $155,400 | $716 | $490 | $990 | $500 |
| Chanceford, PA | $163,800 | $681 | $500 | $970 | $470 |
| Temple Hills, MD | $240,200 | $744 | $590 | $940 | $350 |
| Friendly, MD | $287,600 | $829 | $650 | $1,040 | $390 |
| Dunn Loring, VA | $710,700 | $1,139 | $760 | $1,630 | $870 |
Research Home Insurance Companies Reviews in Rosedale, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: February 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
When i price shopped with other insurance companies. I found that USAA offered the most comprehensive coverage compared to the other insurance companies at the most affordable price.
Date: January 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We had an unfortunate plumbing incident last summer (July 2017) that required a plumber dig through my daughter's bedroom under the foundation of the house. There was black mold and a lot of damage. USAA was a breeze to work with and even put us up in a hotel for a week while the work was done.
Allstate Home Insurance Reviews
Date: March 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
They are offering almost everything identical to the other insurers. And I am satisfied with their offerings. Our main objective was dwelling coverage.
Foremost Insurance Home Insurance Reviews
Date: October 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
I cannot rate the company because we have not had any claims and we haven't had the need to discuss anything with them. Our interactions are with our agent and he has been able to help us thus far.
State Auto Home Insurance Reviews
Date: December 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
In terms of home insurance, the rates seem in the ball park and we once incurred damage from hail the size of golf balls. They replaced the roof and then some. So no big complaints.