Gavop shows you how to buy homeowners insurance in Ranburne, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ranburne, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 675, Co Rd 694, Cofield St, Co Rd 642, Co Rd 486, Co Rd 651, Young Dr, Co Hwy 96, Whitman Rd, Co Rd 681 | $86,000 | $70,000 | $75,000-$100,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Co Rd 722, Co Rd 693, Co Rd 626, Co Rd 126, Co Rd 585, Teague St, Co Rd 648, Co Rd 497, Co Rd 683, Co Rd 670 | $81,500 | $70,000 | $75,000-$100,000 | $112,500 | $90,000 | $125,000-$150,000 |
| Co Rd 867, Co Rd 129, Co Rd 30, Co Rd 602, Co Rd 10, Co Hwy 689, Co Hwy 616, Co Rd 615, Georgia Ave, Co Rd 611 | $111,500 | $90,000 | $125,000-$150,000 | $126,500 | $110,000 | $100,000-$125,000 |
| Co Rd 691, Co Rd 628, Co Rd 66, Co Rd 98, Co Rd 668, Co Rd 654, Lusher Rd, Co Rd 699, 1st Ave N, Co Rd 111 | $92,000 | $90,000 | $75,000-$100,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Co Rd 67, Co Rd 650, Co Rd 484, Co Rd 673, Co Rd 586, Co Rd 625, Co Rd 71, Turkey Heaven Mtn Rd, Goldridge Rd, Co Rd 631 | $90,500 | $80,000 | $75,000-$100,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $708 |
| Superior Protection Discount | -$84 | $759 |
| Fire & Security Discount | -$76 | $767 |
| Hail Resistant Roof Discount | -$25 | $818 |
| Newly Constructed Home Discount | -$177 | $666 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
| Home Insurance Company Ranburne, AL | Homeowners Insurance Agency Ranburne, AL | Address | Popularity Score | Distance from Ranburne (miles) |
|---|---|---|---|---|
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 41.7 | |
| Allstate | Cody Coffey | 1553 Chesnut Byp, Centre, AL, 35960 | 44.1 | |
| Travelers | Dormon & Reynolds Insurance Inc | 1227 Leighton Ave, Anniston, AL, 36207 | 25.5 | |
| State Farm | Mike Coleman | 86401 Highway 9, Lineville, AL, 36266-6953 | 29.7 | |
| Allstate | Billy Kemp | 1197 Highway 77, Southside, AL, 35907 | 44.0 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 42.0 | |
| State Farm | Paul Harris | 915 W Meighan Blvd, Gadsden, AL, 35901-3327 | 46.9 | |
| Farmers | Phillip Fikes | 105 Locust St Ste 1c, Gadsden, AL, 35901 | 46.1 | |
| State Farm | Matthew Maniscalco | 250 Davis Loop, Oxford, AL, 36203-3454 | 23.1 | |
| State Farm | Steve Templeton | 1304 Ross St, Heflin, AL, 36264-1031 | 12.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,620 | $810 |
| Cleburne County, AL | $111,800 | $890 | $600 | $1,260 | $660 |
| Ranburne, AL | $135,700 | $843 | $600 | $1,170 | $570 |
| Cleburne County, AL | $111,800 | $890 | $630 | $1,220 | $590 |
| Mount Zion, GA | $103,200 | $642 | $460 | $910 | $450 |
| Randolph County, AL | $85,200 | $751 | $520 | $1,040 | $520 |
| Weaver, AL | $106,200 | $1,026 | $740 | $1,450 | $710 |
| Bill Arp, GA | $147,700 | $816 | $550 | $1,150 | $600 |
| Hogansville, GA | $97,600 | $681 | $470 | $930 | $460 |
| North Paulding, GA | $196,300 | $1,129 | $780 | $1,600 | $820 |
| Fairburn, GA | $119,200 | $712 | $480 | $1,010 | $530 |
| Turin, GA | $292,000 | $1,345 | $910 | $1,860 | $950 |
| Peachtree City-Tyrone, GA | $296,300 | $1,355 | $990 | $1,910 | $920 |