How Can I Make My Franklin, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Franklin, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Franklin, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $138,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $126,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $180,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $419,000 | $340,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Franklin, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $717 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$60 | $804 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$251 | $614 |
Choose your Franklin, IN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Franklin, IN | Back to Top
| Home Insurance Company Franklin, IN | Homeowners Insurance Agency Franklin, IN | Address | Popularity Score | Distance from Franklin (miles) |
|---|---|---|---|---|
| State Farm | Brandon Libunao | 1014 Prospect Street, Indianapolis, IN, 46203-1812 | 8.7 | |
| Farmers | Brad Gossett | 973 Emerson Pkwy Ste C, Greenwood, IN, 46143 | 5.1 | |
| State Farm | Connie Mortensen | 5144 Madison Ave Ste 9, Indianapolis, IN, 46227-4279 | 6.7 | |
| Travelers | M J Schuetz Insurance Services | 55 Monument Cir Ste 500, Indianapolis, IN, 46204 | 10.0 | |
| State Farm | Tia Walker | 1035 N Post Rd Ste B, Indianapolis, IN, 46219-4245 | 7.3 | |
| State Farm | Shannon Reed | 5145 S Meridian St Ste A, Indianapolis, IN, 46217-3731 | 7.9 | |
| Erie | Knight Insurance Agency | Po Box 3727, Carmel, IN, 46082 | 21.5 | |
| State Farm | Brent Reece | 5040 W Us 52 Ste A, New Palestine, IN, 46163-8637 | 6.9 | |
| State Farm | Ebbie Crawford | 586 S State Road 135, Greenwood, IN, 46142-1439 | 9.3 | |
| Travelers | City Securities Insurance Llc | 8900 Keystone Crossing Ste 300, Indianapolis, IN, 46240 | 17.4 |
Compare Rates for Franklin, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,200 | $590 |
| Marion County, IN | $123,500 | $802 | $540 | $1,100 | $560 |
| Franklin, IN | $146,400 | $864 | $580 | $1,180 | $600 |
| Southport, IN | $122,100 | $823 | $600 | $1,140 | $540 |
| New Whiteland, IN | $94,400 | $678 | $480 | $930 | $450 |
| Fairland, IN | $98,000 | $742 | $530 | $1,050 | $520 |
| Hancock County, IN | $161,800 | $892 | $640 | $1,240 | $600 |
| Morgan County, IN | $147,200 | $866 | $590 | $1,200 | $610 |
| Milroy, IN | $65,700 | $610 | $450 | $840 | $390 |
| Paragon, IN | $74,100 | $648 | $440 | $900 | $460 |
| Boone County, IN | $207,500 | $981 | $700 | $1,400 | $700 |
| Henry County, IN | $94,800 | $709 | $500 | $1,010 | $510 |
| Mount Auburn, IN | $75,000 | $652 | $440 | $920 | $480 |
Research Home Insurance Companies Reviews in Franklin, IN Before Buying | Back to Top
Share a review on your home insurance company
Erie Insurance Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
Erie insurance is a company that rates a 3 out of 5 in terms of rates customer service. Their response rate is exemplary, their fine attention to detail remarkable.
Date: November 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Pretty good, dont really have any problems with them. Usually pay for the yearly plan so I pay once a year and it saves me money.
Date: November 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
By being a long standing policy holder, my premiums are fair and comparable. Along with pricing, I will not face a surcharge if in an accident.
Allstate Home Insurance Reviews
Date: July 07, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Policy Offerings
they offer the fastest payout and a diminishng deductible. theyre not the cheapest but they do offer thinkgs that other dont. and they also seem to be willing to pay thier claims and not find reasons to not pay you
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We are happy with the things they offer because we will end up saving money over time if we do not file any claims.
Farmer's Insurance Home Insurance Reviews
Date: December 31, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
It has many benefits that other companies certainly do not have, when one retires even the insurance will cover expenses, among others.
Date: June 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The deductible is somewhat high compared to other insurance companies. On a good note, the premiums are much lower than other insurance companies in the area which makes the price better.
Liberty Mutual Home Insurance Reviews
Date: October 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
They offered water damage protection, mold protection, damage personal property protection, and protection for you to stay in a hotel.
State Farm Home Insurance Reviews
Date: September 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
My local Sate Farm office and it's staff are awesome. They have gone above and beyond to help my family over the years. At one point we almost lot our insurgence and our agent went to bat for us.