Gavop's guide to buying homeowners insurance in Adams County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Adams County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dakota Ave, Fern Ave, Evergreen Dr, Beaver Ave, Valley Rd, Blackhawk St, Wick Ct, Co Rd O, N Kenwood St, S Eagle Ave | $117,500 | $100,000 | $125,000-$150,000 | $92,500 | $80,000 | $75,000-$100,000 |
| S Grouse Ln, Quincy St, English Ct, Taylor Ave, Evergreen Ct, N Railroad Ave, West St, Medina Ct, Elk Dr, Cree Dr | $154,500 | $130,000 | $150,000-$175,000 | $103,000 | $90,000 | $75,000-$100,000 |
| 19th Ct, Eagle Ave, Sunset Ridge Rd, Eagle Trl, Oak Ln, Mound View Dr, Nottingham Ct, Evergreen Ave, Ember Ct, Duck Creek Ct | $146,500 | $130,000 | $125,000-$150,000 | $100,000 | $90,000 | $100,000-$125,000 |
| W Hazel St, Woodland Ln, Washington Ave, Inverness Ct, Jack Pine Arbor Rd, Fox Ave, D St, Lincolnwood Ct, Glen Dr, W 9th Ct | $257,500 | $240,000 | $300,000-$350,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Sky Hawk Trl, Juniper Trl, Hawkshead Trl, Kings Way, Pauska St, Aspen Dr, Deer Run Rd, Pro Trl, 11th Ave Pv, S Czech Ln | $303,500 | $270,000 | $300,000-$350,000 | $197,000 | $170,000 | $200,000-$250,000 |
| W Liberty St, Aspen Dr, Cumberland Ave, Mikoda Ave, Blue Boar Ct, Fur Ln, Leona St, Chester Dr, 3rd Ct, Apache Cir | $107,500 | $90,000 | $75,000-$100,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Page Ct, Scarlet Ct, S Archers Way, Bighorn Ave, Akron Dr, Beaver Ct, Cedar Trl, Indian Mound St, 8th Ct, Co Rd N | $266,000 | $230,000 | $250,000-$300,000 | $199,000 | $170,000 | $175,000-$200,000 |
| Setting Sun Trl, Maple Dr, Co Rd N, E 17th Ln, S Fox Ln, Castle Wood Rd, Czech Ave, Gillette Ln, Czech Dr, Lake St | $135,500 | $110,000 | $150,000-$175,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Canterbury Ct, S Grouse Ct, W 5th St, South Dakota Ln, W 3rd Dr, W 18th Ln, Alston Ct, Sauk St, Leisure Ln, 14th Ln | $156,000 | $140,000 | $150,000-$175,000 | $67,000 | $60,000 | $75,000-$100,000 |
| Spruce Dr, E North St, Birch Ave, Bighorn Dr, Pow Wow Trl, Hillcrest Ave, Green Ave, Dakota Dr, W 17th Ln, Hillwood Ln | $92,500 | $80,000 | $75,000-$100,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $558 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$46 | $610 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$157 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adams County | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Adams County, WI | $700 | $648 | $1,348 | $471 | $1,171 | $177 |
| Finley, WI | $500 | $547 | $1,047 | $398 | $898 | $150 |
| Dellona, WI | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Hansen, WI | $300 | $677 | $977 | $492 | $792 | $185 |
| Manchester, WI | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Green Lake County, WI | $200 | $577 | $777 | $419 | $619 | $158 |
| Friesland, WI | $2,000 | $551 | $2,551 | $401 | $2,401 | $151 |
| Sheldon, WI | $400 | $656 | $1,056 | $477 | $877 | $179 |
| Dewey, WI | $2,000 | $719 | $2,719 | $523 | $2,523 | $197 |
| Angelo, WI | $400 | $631 | $1,031 | $459 | $859 | $173 |
| Randolph, WI | $2,500 | $543 | $3,043 | $395 | $2,895 | $149 |
| Home Insurance Company Adams County, WI | Homeowners Insurance Agency Adams County, WI | Address | Popularity Score | Distance from Adams County (miles) |
|---|---|---|---|---|
| Farmers | Nathan Olson | 105 N Main St Ste B, Pardeeville, WI, 53954 | 38.2 | |
| Farmers | Nancy Schultz | 818 Water St, Sauk City, WI, 53583 | 48.5 | |
| Erie | All In One Insurance Group | 165 W Huron Street, Berlin, WI, 54923 | 40.8 | |
| State Farm | Steven Pierick | 618 Us Highway 12, Baraboo, WI, 53913-9232 | 35.2 | |
| State Farm | Sean Malone | 415 W Wisconsin St, Portage, WI, 53901-2153 | 33.6 | |
| Farmers | Gary Witt | 120 Henry Dr Ste 3, Portage, WI, 53901 | 31.9 | |
| Travelers | Blochwitz Agency Llc | 121 Williams St, Randolph, WI, 53956 | 48.6 | |
| Erie | Evolution Agency | 2559 New Pinery Road, Portage, WI, 53901 | 32.2 | |
| State Farm | Caren Reich | 115 S Wisconsin St, Berlin, WI, 54923-2069 | 40.9 | |
| State Farm | Jennifer Aither | 203 Blackburn St, Ripon, WI, 54971-1503 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $970 | $480 |
| Adams County, WI | $127,800 | $656 | $440 | $910 | $470 |
| Adams County, WI | $127,800 | $656 | $450 | $910 | $460 |
| Finley, WI | $110,000 | $554 | $370 | $770 | $400 |
| Dellona, WI | $192,600 | $720 | $480 | $990 | $510 |
| Hansen, WI | $168,900 | $685 | $470 | $980 | $510 |
| Manchester, WI | $162,500 | $674 | $470 | $920 | $450 |
| Green Lake County, WI | $139,300 | $584 | $410 | $800 | $390 |
| Friesland, WI | $111,300 | $558 | $370 | $800 | $430 |
| Sheldon, WI | $156,900 | $664 | $460 | $940 | $480 |
| Dewey, WI | $198,300 | $728 | $520 | $1,030 | $510 |
| Angelo, WI | $144,600 | $639 | $430 | $890 | $460 |
| Randolph, WI | $108,500 | $550 | $370 | $780 | $410 |