How Can I Make My Covington, KY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Covington, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Covington, KY Home Insurance Coverage Levels | Back to Top
| Covington, KY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dove St, Thomas St, Vera Cruz Dr, Morton Ave, Yancey Ln, Marble Cliff Dr, Helen Ruth Dr, W 6th St, Tanglewood Ct, Hewson St | $139,000 | $120,000 | $125,000-$150,000 | $170,500 | $140,000 | $150,000-$175,000 |
| Mable Ave, Royal Dr, Maple Ave, Reynolds, E 13th St, Winding Way, Glasgow Ct, Virginia Bradford Ct, W 22nd St, Deer Ridge Ct | $169,500 | $140,000 | $175,000-$200,000 | $208,000 | $170,000 | $200,000-$250,000 |
| Fishing Creek Dr, Floral St, Gibson Pl, University Cir, Cowie Ave, Colonial Village Dr, Whitewood Ct, Carimel Ridge Dr, Berry St, Durrett St | $94,000 | $80,000 | $100,000-$125,000 | $143,500 | $120,000 | $150,000-$175,000 |
| Watkins St, New Orleans Dr, Orphanage Rd, Francis Ln, Highland Pl, Hollow View Cir, Sehon St, Wildrose St, General Stuart Dr, Estelle St | $87,000 | $70,000 | $100,000-$125,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Tokay Ln, Virginia Ave, Sanders Dr, Horton St, E 18th St, Devou Woods, Fisk St, W Watkins St, Kirby Ct, Ludford St | $85,500 | $70,000 | $50,000-$75,000 | $97,000 | $90,000 | $100,000-$125,000 |
| Willowdale Dr, Kenton Ave, Oakford Ct, Prague St, Timberlake Rd, Capitol Ave, Dry Creek Ct, River Rd, Church St, Lauren Dr | $199,500 | $180,000 | $175,000-$200,000 | $171,500 | $150,000 | $150,000-$175,000 |
| Terrell St, Watson Ave, Marquette Ave, Hayden Pl, W Southern Ave, Center St, Ashley Dr, Nelson Ct, Kavanaugh St, Dry Valley Ct | $75,000 | $60,000 | $75,000-$100,000 | $172,500 | $140,000 | $150,000-$175,000 |
| Reserve Dr, Wolf Rd, Highknoll Ct, Aberdeen Rd, E 38th St, Sierra Dr, Yager Ct, Rust Dr, Daybreak Ct, Sentinel Pt | $142,000 | $120,000 | $100,000-$125,000 | $203,500 | $180,000 | $175,000-$200,000 |
| E 43rd St, E 9th St, Highwater Rd, Whitney Ct, Garner Ct, State Hwy 1501, Queen City Ave, Hewson St, Williams Ave, Harvard Dr | $226,000 | $190,000 | $200,000-$250,000 | $267,000 | $250,000 | $250,000-$300,000 |
| N Oak Dr, Whippoorwill St, Congress St, Walnut Way, Hazelwood Rd, Old Madison Pike, Center St, Oak Rd, Bartlett Ave, Panorama Point Rd | $119,000 | $100,000 | $100,000-$125,000 | $104,500 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Covington, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $731 |
| Superior Protection Discount | -$81 | $821 |
| Fire & Security Discount | -$90 | $812 |
| Hail Resistant Roof Discount | -$27 | $875 |
| Newly Constructed Home Discount | -$226 | $677 |
Choose the Right Deductible for your Covington, KY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenton County | $700 | $909 | $1,609 | $660 | $1,360 | $248 |
| Covington, KY | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Crescent Springs, KY | $400 | $1,119 | $1,519 | $813 | $1,213 | $306 |
| Villa Hills, KY | $1,000 | $778 | $1,778 | $565 | $1,565 | $213 |
| Dry Run, OH | $100 | $848 | $948 | $616 | $716 | $232 |
| Concorde Hills, OH | $1,500 | $1,506 | $3,006 | $1,094 | $2,594 | $411 |
| Rabbit Hash, KY | $100 | $1,128 | $1,228 | $820 | $920 | $308 |
| Dearborn County, IN | $700 | $878 | $1,578 | $638 | $1,338 | $240 |
| Foster, KY | $400 | $828 | $1,228 | $602 | $1,002 | $226 |
| Owenton, KY | $700 | $648 | $1,348 | $471 | $1,171 | $177 |
| Whiteoak, OH | $300 | $586 | $886 | $426 | $726 | $160 |
| New Market, OH | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
Identify Top Home Insurance Agents near Covington, KY | Back to Top
| Home Insurance Company Covington, KY | Homeowners Insurance Agency Covington, KY | Address | Popularity Score | Distance from Covington (miles) |
|---|---|---|---|---|
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 5.8 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 5.2 | |
| Allstate | Dennis Grothaus | 970 Dudley Pike Ste A, Edgewood, KY, 41017 | 1.1 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 5.4 | |
| State Farm | Tracie Johnson | 1400 Gloria Terrell Dr Ste D, Wilder, KY, 41076-9189 | 4.6 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 6.0 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 8.0 | |
| Liberty Mutual Independent | Gross Insurance Agency | 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075 | 6.1 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 8.3 | |
| State Farm | Marc Cammack | 930 Us Highway 27 S Ste 2, Cynthiana, KY, 41031-5992 | 47.3 |
Compare Rates for Covington, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Kenton County, KY | $149,700 | $920 | $630 | $1,300 | $670 |
| Covington, KY | $143,900 | $902 | $660 | $1,290 | $630 |
| Crescent Springs, KY | $220,700 | $1,133 | $760 | $1,610 | $850 |
| Villa Hills, KY | $209,100 | $787 | $560 | $1,080 | $520 |
| Dry Run, OH | $315,500 | $858 | $590 | $1,230 | $640 |
| Concorde Hills, OH | $465,600 | $1,524 | $1,110 | $2,180 | $1,070 |
| Rabbit Hash, KY | $225,000 | $1,142 | $790 | $1,560 | $770 |
| Dearborn County, IN | $160,800 | $889 | $640 | $1,220 | $580 |
| Foster, KY | $113,300 | $838 | $560 | $1,160 | $600 |
| Owenton, KY | $98,900 | $656 | $450 | $930 | $480 |
| Whiteoak, OH | $89,200 | $593 | $420 | $810 | $390 |
| New Market, OH | $143,600 | $730 | $530 | $1,000 | $470 |
Research Home Insurance Companies Reviews in Covington, KY Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 17, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 05, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Kentucky Farm Bureau Home Insurance Reviews
Date: January 29, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 29, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 14, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: April 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: March 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: April 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: March 07, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: November 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: April 24, 2019 Age: Above 60 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: April 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Alfa Insurance Home Insurance Reviews
Date: April 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: March 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: March 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Married