How Can I Make My Humboldt County, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Humboldt County, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Humboldt County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $81,000 $70,000 $50,000-$75,000
2 Bedroom $169,000 $160,000 $175,000-$200,000
3 Bedroom $311,000 $270,000 $300,000-$350,000
4 Bedroom $250,000 $240,000 $200,000-$250,000
5 Bedroom $439,000 $350,000 $400,000-$500,000

Choose the Best Humboldt County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $100 to $150,000 1 Pet, Non-Smoker $220
Retired 700-749 Credit Score No Income 2 Pets, Smoker $280
Part Time Job 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $410

Choose the Right Deductible for your Humboldt County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $500 $1,390 $1,890 $1,170 $1,670 $220
Humboldt County, CA $2,500 $1,110 $1,610 $910 $3,410 $-1,800
Humboldt County, CA $2,000 $1,010 $1,510 $840 $2,840 $-1,330
Eureka, CA $300 $1,090 $1,390 $930 $1,230 $160
McKinleyville, CA $1,500 $1,560 $2,060 $1,300 $2,800 $-740
Redcrest, CA $300 $1,170 $1,470 $1,020 $1,320 $150
Willow Creek, CA $2,500 $1,100 $1,600 $920 $3,420 $-1,820
Westhaven-Moonstone, CA $300 $1,490 $1,790 $1,230 $1,530 $260
North Coastal, CA $1,500 $1,000 $1,500 $870 $2,370 $-870
Big Lagoon, CA $100 $1,490 $1,590 $1,230 $1,330 $260
Garberville, CA $1,500 $1,240 $1,740 $1,020 $2,520 $-780

Identify Top Home Insurance Agents near Humboldt County, CA | Back to Top

Home Insurance Company Humboldt County, CA Homeowners Insurance Agency Humboldt County, CA Address Popularity Score Distance from Humboldt County (miles)
State Farm Scott Hammond 537 7th St, Eureka, CA, 95501-6806
14.1
Travelers Judy Davis Insurance Services Inc 1933 Central Ave Ste D, Mckinleyville, CA, 95519
18.6
Farmers Stephanie Eskra 9 5th St, Eureka, CA, 95501
14.4
Liberty Mutual Independent George Petersen Ins-Eureka 416 E St, Eureka, CA, 95501
14.3
Farmers Neil Aitken 3990 Walnut Dr, Eureka, CA, 95503
12.2
Farmers Craig Hansen 2103 3rd St, Eureka, CA, 95501
13.6
Liberty Mutual Independent Harbers Insurance Agency 210 12th St, Fortuna, CA, 95540
14.4
State Farm Lisa Fryrear 333 6th St Ste A, Eureka, CA, 95501-1035
14.3
State Farm Bill O'Brien Clu, Cpcu, Chfc 1631 Sutter Rd, Mckinleyville, CA, 95519-4216
18.3
State Farm Paul Nicholson 1016 West Ave, Eureka, CA, 95501-1237
13.3

Compare Rates for Humboldt County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,310 $970 $1,780 $810
Humboldt County, CA $300,400 $1,020 $750 $1,390 $640
Humboldt County, CA $300,400 $1,350 $1,000 $1,840 $840
Eureka, CA $287,400 $1,610 $1,190 $2,190 $1,000
McKinleyville, CA $294,800 $1,330 $980 $1,810 $830
Redcrest, CA $283,300 $1,220 $900 $1,660 $760
Willow Creek, CA $253,100 $1,140 $840 $1,550 $710
Westhaven-Moonstone, CA $421,700 $1,600 $1,180 $2,180 $1,000
North Coastal, CA $314,000 $1,000 $740 $1,360 $620
Big Lagoon, CA $298,100 $1,370 $1,010 $1,860 $850
Garberville, CA $290,000 $1,360 $1,010 $1,850 $840

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