How Can I Make My Detroit, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Detroit, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Detroit, MI Home Insurance Coverage Levels | Back to Top
| Detroit, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Manuel St, Girardin Ave, Glenwood Ave, E Dakota Ave, Blake St, Roslyn Pl, Everts Ave, Akron St, Pittsburg St, Ridgewood Ave | $54,500 | $50,000 | $50,000-$75,000 | $59,000 | $50,000 | $50,000-$75,000 |
| Lothrop St, Edmund Pl, Inselruhe, Wisner Ave, Raynor St, Scovel Pl, Woodstock Dr, Yorkshire Rd, N Martindale St, North Ave | $211,000 | $180,000 | $175,000-$200,000 | $140,000 | $120,000 | $150,000-$175,000 |
| Village Dr, Hessel St, Brinker St, Amsterdam St, Piper Blvd, Rex Ave, Springfield St, Jay St, Huber St, Miles St | $76,000 | $70,000 | $75,000-$100,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Crawford St, Casgrain St, Lewerenz St, Mac Crary Ave, Bates St, Compass Ave, Arnold Ave, Muncey Ave, Cutler St, Southern St | $112,000 | $100,000 | $75,000-$100,000 | $85,000 | $70,000 | $75,000-$100,000 |
| A St, Waveney Ave, Winkelman St, Rademacher St, E Willis St, Gilbert Ave, Conner Ave, Picnic Way, Alfred St, Carlisle St | $100,000 | $80,000 | $75,000-$100,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Lovett St, Stringham Ct, Celia St, Bloom Ave, Chandler St, Toronto St, Erwin Ave, Whitlock St, Albany Ave, Antietam Ave | $90,500 | $80,000 | $75,000-$100,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Votrobeck Dr, Carlisle St, Scarsdale St, W Milwaukee St, Majestic St, Brockton St, Abbott St, Dumfries Rd, Harvard, Normandy St | $96,500 | $80,000 | $100,000-$125,000 | $84,500 | $70,000 | $50,000-$75,000 |
| W Fisher Fwy, Grixdale Ave E, Homer St, Larkins St, W Fisher Fwy, Conrad Ave, Jeffries Svc Rd, Hasse Ave, Waterman St, Wellington Ave | $77,000 | $70,000 | $75,000-$100,000 | $50,000 | $40,000 | $50,000-$75,000 |
| Leander Ave, August Ave, Butternut St, Northrop St, Sanford St, Manson St, Prescott Ave, Darcy St, Southfield Fwy Svc Rd, Devonshire Rd | $65,500 | $50,000 | $50,000-$75,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Eldridge St, Reno Ave, S Greyfriar St, Nuernberg St, W Bethune Ave, Chatfield St, S Leigh St, Radnor St, Weyher St, Ellis Ave | $69,500 | $60,000 | $50,000-$75,000 | $49,000 | $40,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Detroit, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $737 |
| Superior Protection Discount | -$77 | $780 |
| Fire & Security Discount | -$69 | $788 |
| Hail Resistant Roof Discount | -$17 | $840 |
| Newly Constructed Home Discount | -$249 | $608 |
Choose the Right Deductible for your Detroit, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $700 | $679 | $1,379 | $493 | $1,193 | $185 |
| Detroit, MI | $2,000 | $847 | $2,847 | $615 | $2,615 | $231 |
| Melvindale, MI | $200 | $594 | $794 | $431 | $631 | $162 |
| Berkley, MI | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Village of Grosse Pointe Shores, MI | $500 | $1,674 | $2,174 | $1,216 | $1,716 | $457 |
| Pontiac, MI | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| Novi, MI | $100 | $964 | $1,064 | $700 | $800 | $263 |
| Stony Point, MI | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Columbus, MI | $100 | $850 | $950 | $617 | $717 | $232 |
| Holly, MI | $700 | $639 | $1,339 | $464 | $1,164 | $175 |
| Attica, MI | $400 | $766 | $1,166 | $556 | $956 | $209 |
| Marion, MI | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
Identify Top Home Insurance Agents near Detroit, MI | Back to Top
| Home Insurance Company Detroit, MI | Homeowners Insurance Agency Detroit, MI | Address | Popularity Score | Distance from Detroit (miles) |
|---|---|---|---|---|
| State Farm | Dawn Pullis | 89 W South Blvd Ste 300, Troy, MI, 48085-1600 | 16.6 | |
| State Farm | Michael Pikora | 10841 W 10 Mile Rd, Oak Park, MI, 48237-1745 | 7.3 | |
| State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 9.8 | |
| Allstate | Ray Moulden | 26013 Coolidge Hwy, Oak Park, MI, 48237 | 8.0 | |
| State Farm | Ed Lazar | 18352 Mack Ave, Grosse Pointe, MI, 48236-3219 | 9.8 | |
| Allstate | Michael Barrett | 2649 Plymouth Rd, Ann Arbor, MI, 48105 | 31.5 | |
| State Farm | Brad Charles | 11548 Highland Rd, Hartland, MI, 48353-2732 | 36.4 | |
| State Farm | Mark Tabacchini | 15224 Kercheval Ave, Grosse Pointe, MI, 48230-1356 | 8.3 | |
| State Farm | Rich Francis | 24366 Grand River Ave Ste 222, Detroit, MI, 48219-3098 | 9.6 | |
| State Farm | Kenya Wells | 20021 Kelly Rd, Detroit, MI, 48225-1921 | 9.1 |
Compare Rates for Detroit, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,110 | $580 |
| Wayne County, MI | $92,400 | $687 | $470 | $940 | $470 |
| Detroit, MI | $42,800 | $857 | $570 | $1,180 | $610 |
| Melvindale, MI | $60,100 | $601 | $430 | $850 | $420 |
| Berkley, MI | $172,800 | $692 | $490 | $960 | $470 |
| Village of Grosse Pointe Shores, MI | $452,400 | $1,694 | $1,130 | $2,350 | $1,220 |
| Pontiac, MI | $56,300 | $619 | $420 | $850 | $430 |
| Novi, MI | $290,600 | $975 | $650 | $1,360 | $710 |
| Stony Point, MI | $117,100 | $748 | $530 | $1,040 | $510 |
| Columbus, MI | $200,700 | $860 | $610 | $1,210 | $600 |
| Holly, MI | $132,700 | $647 | $440 | $910 | $470 |
| Attica, MI | $136,400 | $775 | $550 | $1,070 | $520 |
| Marion, MI | $234,300 | $764 | $510 | $1,050 | $540 |
Research Home Insurance Companies Reviews in Detroit, MI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 09, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: April 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: February 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: August 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 02, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: December 18, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 28, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: Above 60 Gender: Male Marital Status: Married
Foremost Insurance Home Insurance Reviews
Date: February 15, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Auto Owners Insurance Home Insurance Reviews
Date: January 15, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 16, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: July 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Meemic Insurance Home Insurance Reviews
Date: September 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 24, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: August 06, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: January 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: November 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Frankenmuth Insurance Home Insurance Reviews
Date: July 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Michigan Basic Property Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Amica Mutual Insurance Home Insurance Reviews
Date: December 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: May 29, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Farmer's Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married