Gavop shows you how to buy homeowners insurance in Norwich, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Norwich, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Liberatore Ln, Gold St, American Ave, Columbia St, Hayes St, York St, Hickory St, Colonial Pl, Guernsey St, Jones Ave | $123,500 | $110,000 | $100,000-$125,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Hillview Dr, Front St, River St, Cole Dr, Pleasant St, Lee Ave, Frederick B Mirabito St, Fair St, Wales Dr, Henry St | $71,500 | $60,000 | $50,000-$75,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Biviano Ln, Mechanic St, Hale St, Division St, Adelaide St, Newton Ave, Westcott St, Northrup Ave, Rexford St, N State St | $156,000 | $130,000 | $175,000-$200,000 | $92,000 | $90,000 | $75,000-$100,000 |
| Brown Ave, Coomes St, State St, Hale St, Beebe Ave, N Broad St, Brown St, Cortland St, Valley View Park, Burr Ave | $104,500 | $90,000 | $100,000-$125,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Mitchell St, Henry St, S Broad St, Sharon Dr, Virginia Ln, Creekside Ln, Walnut St, Sunset Dr, Eaton Ave, Beech St | $124,000 | $100,000 | $100,000-$125,000 | $104,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $833 |
| Superior Protection Discount | -$97 | $871 |
| Fire & Security Discount | -$68 | $900 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$194 | $775 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chenango County | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Norwich, NY | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Lebanon, NY | $200 | $597 | $797 | $434 | $634 | $163 |
| Edmeston, NY | $700 | $606 | $1,306 | $440 | $1,140 | $166 |
| Cincinnatus, NY | $100 | $584 | $684 | $424 | $524 | $160 |
| Sangerfield, NY | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Clayville, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Dickinson, NY | $2,000 | $932 | $2,932 | $677 | $2,677 | $255 |
| Worcester, NY | $100 | $587 | $687 | $426 | $526 | $160 |
| Bovina, NY | $1,000 | $825 | $1,825 | $600 | $1,600 | $225 |
| Hancock, NY | $500 | $588 | $1,088 | $427 | $927 | $161 |
| Marcy, NY | $2,000 | $635 | $2,635 | $461 | $2,461 | $174 |
| Home Insurance Company Norwich, NY | Homeowners Insurance Agency Norwich, NY | Address | Popularity Score | Distance from Norwich (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Neighbors Insurance | 5375 State Highway 7 Ste 2 , Sidney, NY, 13838 | 16.2 | |
| Liberty Mutual Independent | Neighbors Insurance | 288 State Highway 7, Sidney, NY, 13838 | 16.2 | |
| Allstate | Drickard Insurance | 4 S Washington Ave Ste 1, Oxford, NY, 13830 | 7.4 | |
| Allstate | Bailey & Haskell | 169 Main St, Oneida, NY, 13421 | 39.3 | |
| Allstate | Frost-Klossner-Swan | 2640 Ny Rte26 Po Box 297, Maine, NY, 13802 | 34.2 | |
| State Farm | Wayne Emmons | 6129 State Highway 12, Norwich, NY, 13815-2503 | 1.1 | |
| State Farm | Rose Smith | 288 State Highway 7, Sidney, NY, 13838-2716 | 16.2 | |
| Travelers | J Bramley & Associates Inc | 72 Main St, Delhi, NY, 13753 | 35.6 | |
| Allstate | Morris Ins Agcy | 128 Main St, Morris, NY, 13808 | 14.2 | |
| Liberty Mutual Independent | The Savage Agency Inc | 2700 Bellevue Ave, Syracuse, NY, 13219 | 48.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Chenango County, NY | $95,900 | $1,194 | $800 | $1,650 | $850 |
| Norwich, NY | $86,100 | $968 | $650 | $1,330 | $680 |
| Lebanon, NY | $121,300 | $604 | $420 | $830 | $410 |
| Edmeston, NY | $129,700 | $613 | $420 | $840 | $420 |
| Cincinnatus, NY | $97,400 | $591 | $430 | $820 | $390 |
| Sangerfield, NY | $110,900 | $596 | $410 | $830 | $420 |
| Clayville, NY | $95,000 | $590 | $400 | $810 | $410 |
| Dickinson, NY | $108,000 | $943 | $670 | $1,290 | $620 |
| Worcester, NY | $106,300 | $594 | $400 | $810 | $410 |
| Bovina, NY | $219,400 | $835 | $570 | $1,140 | $570 |
| Hancock, NY | $108,900 | $595 | $400 | $840 | $440 |
| Marcy, NY | $172,100 | $643 | $430 | $880 | $450 |