Gavop's guide to buying homeowners insurance in Van Wyck, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $221,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $213,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $355,000 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $241,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $825 |
| Superior Protection Discount | -$87 | $883 |
| Fire & Security Discount | -$87 | $883 |
| Hail Resistant Roof Discount | -$19 | $951 |
| Newly Constructed Home Discount | -$272 | $698 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $1,000 | $1,005 | $2,005 | $731 | $1,731 | $275 |
| Van Wyck, SC | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Lancaster, SC | $300 | $749 | $1,049 | $545 | $845 | $205 |
| Belmont, NC | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Chester West, SC | $100 | $564 | $664 | $410 | $510 | $154 |
| Camden Northeast, SC | $2,000 | $489 | $2,489 | $355 | $2,355 | $134 |
| Kannapolis, NC | $100 | $737 | $837 | $536 | $636 | $201 |
| Enochville, NC | $700 | $693 | $1,393 | $503 | $1,203 | $189 |
| Earl, NC | $300 | $642 | $942 | $467 | $767 | $176 |
| Waco, NC | $1,500 | $595 | $2,095 | $432 | $1,932 | $163 |
| Atwell, NC | $400 | $665 | $1,065 | $483 | $883 | $182 |
| Home Insurance Company Van Wyck, SC | Homeowners Insurance Agency Van Wyck, SC | Address | Popularity Score | Distance from Van Wyck (miles) |
|---|---|---|---|---|
| State Farm | Ashley Turner | 133 W Main St, Union, SC, 29379-2328 | 46.6 | |
| Travelers | Springs Insurance | 7580 Charlotte Highway #800 Indian Land, Fort Mill, SC, 29715 | 4.3 | |
| Allstate | Blake Crook | 1676 Celanese Rd, Rock Hill, SC, 29732 | 9.8 | |
| State Farm | Jay Sylvan | 9789 Charlotte Hwy Ste 100, Fort Mill, SC, 29707-7180 | 6.0 | |
| Allstate | William Berry | 1373 E Main St, Rock Hill, SC, 29730 | 8.8 | |
| Allstate | Kyle Cassidy | 834 Broad St, Camden, SC, 29020 | 48.5 | |
| State Farm | Rob Joiner | 1722 Celanese Rd, Rock Hill, SC, 29732-1731 | 9.8 | |
| Travelers | Sifford-Stine Insurance | 214 S Main St, Clover, SC, 29710 | 25.5 | |
| State Farm | Carlo Onessi | 1125 Anderson Rd N Ste 102, Rock Hill, SC, 29730-2870 | 9.1 | |
| Travelers | Palmetto Insurance Professionals Inc | 418 Tom Hall St, Fort Mill, SC, 29715 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,390 | $730 |
| Lancaster County, SC | $169,000 | $1,017 | $740 | $1,440 | $700 |
| Van Wyck, SC | $277,200 | $970 | $670 | $1,380 | $710 |
| Lancaster, SC | $113,700 | $759 | $540 | $1,080 | $540 |
| Belmont, NC | $180,200 | $808 | $560 | $1,110 | $550 |
| Chester West, SC | $83,300 | $571 | $410 | $780 | $370 |
| Camden Northeast, SC | $73,500 | $495 | $350 | $710 | $360 |
| Kannapolis, NC | $130,300 | $746 | $510 | $1,060 | $550 |
| Enochville, NC | $115,500 | $701 | $500 | $970 | $470 |
| Earl, NC | $105,100 | $650 | $470 | $900 | $430 |
| Waco, NC | $96,000 | $602 | $430 | $820 | $390 |
| Atwell, NC | $137,700 | $673 | $480 | $920 | $440 |