Gavop's guide to buying homeowners insurance in Scotland County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Scotland County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1621, Scholl Rd, Washington St, Smith Rd, Speller St, McRae St, Fairley Ray Rd, Maplewood Dr, Mc Laurin St, Whispering Pines Rd | $81,500 | $70,000 | $75,000-$100,000 | $48,500 | $40,000 | $50,000-$75,000 |
| Blue Dr, Omega Ave, E Scotsdale Dr, Woodrun Dr, McKinnon Dr, Rockingham Rd, Formosa Dr, S Wilkinson Dr, Shaw Dr, State Rd 1414 | $196,500 | $160,000 | $175,000-$200,000 | $135,500 | $130,000 | $125,000-$150,000 |
| Caddie Ct, Carl Dr, US Hwy 401, Hunsucker Rd, Mills St, Harry Malloy Rd, Cedar Dr, State Rd 1433, Short St, Marston Rd | $89,500 | $80,000 | $75,000-$100,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Bayfield Rd, Knox St, Livingston Rd, Braemar Cir, State Rd 1319, Taft St, Norton Rd, Willow St, Walters St, W Railroad St | $93,000 | $80,000 | $100,000-$125,000 | $77,000 | $60,000 | $75,000-$100,000 |
| Lassiter Rd, Bryant St, State Rd 1425, Carnostie Dr, Gibson Rd, Sutherland Dr, Esther Dr, Bridle Path Dr, Burns Cir, Morrimac Ln | $97,000 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Scotia Ln, Lee's Mill Rd, Zion St, State Rd 1453, Fairmont St, Morgan St, Creed Rd, Gilchrist St, Alpha St, Harrell St | $74,500 | $70,000 | $75,000-$100,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Patterson Rd, Pate St, Rosemary Ln, Morris Dr, Apple Ln, E Covington St, Yadkin Ave, Anson Ave, Atkinson St, Smith St | $140,000 | $120,000 | $125,000-$150,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Raleigh St, Sanford Rd, Stewartsville Cemetery Rd, Saymon Cir, Virginia Pl, State Rd 1245, Bogey Ct, Blakely Rd, US Hwy 401 Bus, Ghio Rd | $126,500 | $110,000 | $125,000-$150,000 | $92,500 | $70,000 | $75,000-$100,000 |
| State Rd 1626, Creekside Dr, Hall St, Fairly St, Angus Dr, Launchwood Ln, Alder St, Kiser Rd, Old Johns Rd, McKay St | $137,500 | $120,000 | $125,000-$150,000 | $101,500 | $90,000 | $100,000-$125,000 |
| Old Stage Rd, S Turnpike Rd, Hamlet Rd, Camp Monroe Rd, State Hwy 1625, Dorsett Dr, State Rd 1336, Troon Cir, E Gilchrist St, Carriage Cir | $105,000 | $90,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $822 |
| Superior Protection Discount | -$88 | $890 |
| Fire & Security Discount | -$78 | $900 |
| Hail Resistant Roof Discount | -$20 | $959 |
| Newly Constructed Home Discount | -$215 | $763 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scotland County | $2,000 | $967 | $2,967 | $702 | $2,702 | $264 |
| Scotland County, NC | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Laurinburg, NC | $500 | $861 | $1,361 | $625 | $1,125 | $235 |
| Wagram, NC | $2,500 | $514 | $3,014 | $373 | $2,873 | $140 |
| Gibson, NC | $100 | $470 | $570 | $342 | $442 | $129 |
| McColl, SC | $2,000 | $952 | $2,952 | $692 | $2,692 | $260 |
| Clio, SC | $200 | $383 | $583 | $279 | $479 | $105 |
| Aberdeen, NC | $2,500 | $748 | $3,248 | $543 | $3,043 | $204 |
| Fairmont, NC | $1,000 | $861 | $1,861 | $625 | $1,625 | $235 |
| Autryville, NC | $100 | $556 | $656 | $404 | $504 | $152 |
| Home Insurance Company Scotland County, NC | Homeowners Insurance Agency Scotland County, NC | Address | Popularity Score | Distance from Scotland County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Wade S Dunbar Insurance Agency | 800 Atkinson St, Laurinburg, NC, 28352 | 5.0 | |
| State Farm | Becca Hughes | 600 Atkinson St, Laurinburg, NC, 28352-4405 | 4.8 | |
| Allstate | Mark Maynor | 1781a S Main St, Laurinburg, NC, 28352 | 6.0 | |
| Travelers | The Financial Center | 1220 Rockingham Road Suite E, Rockingham, NC, 28379 | 16.6 | |
| Allstate | Pegram Insurance | 601 S Long Dr Ste B, Rockingham, NC, 28379 | 16.9 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 25.1 | |
| State Farm | Bennett Deane | 515 Fayetteville Rd, Rockingham, NC, 28379-3415 | 18.0 | |
| Travelers | Morse-Price Insurance Services | 617-B East Broad Ave, Rockingham, NC, 28379 | 17.4 | |
| Allstate | Jeff S Graves | 1025 Rockingham Rd, Rockingham, NC, 28379 | 16.9 | |
| Allstate | Tyler Gaddy | 120 N Main St, Norwood, NC, 28128 | 45.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,220 | $620 |
| Scotland County, NC | $85,200 | $978 | $680 | $1,340 | $660 |
| Scotland County, NC | $85,200 | $978 | $690 | $1,350 | $660 |
| Laurinburg, NC | $98,300 | $871 | $630 | $1,240 | $610 |
| Wagram, NC | $81,300 | $520 | $370 | $720 | $350 |
| Gibson, NC | $73,800 | $476 | $340 | $670 | $330 |
| McColl, SC | $53,900 | $963 | $660 | $1,340 | $680 |
| Clio, SC | $60,300 | $388 | $260 | $540 | $280 |
| Aberdeen, NC | $163,100 | $757 | $510 | $1,050 | $540 |
| Fairmont, NC | $66,900 | $871 | $640 | $1,240 | $600 |
| Autryville, NC | $88,800 | $563 | $380 | $780 | $400 |