Gavop shows you how to buy homeowners insurance in Colts Neck, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $219,000 | $200,000 | $200,000-$250,000 |
| 2 Bedroom | $561,500 | $450,000 | $500,000-$600,000 |
| 3 Bedroom | $784,500 | $640,000 | $800,000-$900,000 |
| 4 Bedroom | $1,392,000 | $1,130,000 | More than 10,000,000 |
| 5 Bedroom | $1,202,000 | $1,070,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $998 |
| Superior Protection Discount | -$106 | $1,069 |
| Fire & Security Discount | -$82 | $1,092 |
| Hail Resistant Roof Discount | -$35 | $1,139 |
| Newly Constructed Home Discount | -$329 | $846 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $2,500 | $1,175 | $3,675 | $854 | $3,354 | $321 |
| Colts Neck, NJ | $700 | $1,160 | $1,860 | $843 | $1,543 | $317 |
| Aberdeen, NJ | $500 | $885 | $1,385 | $643 | $1,143 | $242 |
| Englishtown, NJ | $1,500 | $1,011 | $2,511 | $735 | $2,235 | $276 |
| Clearbrook Park, NJ | $100 | $756 | $856 | $549 | $649 | $207 |
| Roosevelt, NJ | $2,000 | $993 | $2,993 | $722 | $2,722 | $271 |
| West Windsor, NJ | $400 | $1,048 | $1,448 | $762 | $1,162 | $286 |
| North Arlington, NJ | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Woodside, PA | $300 | $1,800 | $2,100 | $1,308 | $1,608 | $492 |
| Bogota, NJ | $1,000 | $1,057 | $2,057 | $768 | $1,768 | $289 |
| Seaford, NY | $200 | $1,099 | $1,299 | $799 | $999 | $300 |
| Mount Vernon, NY | $1,500 | $1,356 | $2,856 | $985 | $2,485 | $371 |
| Home Insurance Company Colts Neck, NJ | Homeowners Insurance Agency Colts Neck, NJ | Address | Popularity Score | Distance from Colts Neck (miles) |
|---|---|---|---|---|
| State Farm | Craig Stix | 10 S Morris St, Dover, NJ, 07801-4637 | 45.6 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 8.3 | |
| Allstate | Pratibha Katariya | 1099 Inman Ave, Edison, NJ, 8820 | 23.3 | |
| Allstate | Andrea Debenedetto | 1 Kinderkamack Rd, Oradell, NJ, 7649 | 45.3 | |
| Liberty Mutual Independent | Napco Llc | 517 Us Highway 1 S, Iselin, NJ, 8830 | 19.6 | |
| State Farm | Dennis Lamb | 267 Main St, Chester, NJ, 07930-2528 | 43.7 | |
| State Farm | Cheryl Williamson | 316 Route 46, Rockaway, NJ, 07866-3836 | 45.2 | |
| State Farm | Ed Hocker | 31 Schanck Rd Ste A, Freehold, NJ, 07728-5308 | 6.9 | |
| State Farm | Gary Laglia | 886 Pompton Ave Ste B1, Cedar Grove, NJ, 07009-1257 | 39.4 | |
| State Farm | Camille Kiste | 178 Route 35, Eatontown, NJ, 07724-1883 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,480 | $730 |
| Monmouth County, NJ | $396,200 | $1,189 | $860 | $1,650 | $790 |
| Colts Neck, NJ | $758,400 | $1,174 | $850 | $1,630 | $780 |
| Aberdeen, NJ | $313,700 | $895 | $640 | $1,280 | $640 |
| Englishtown, NJ | $291,800 | $1,023 | $750 | $1,410 | $660 |
| Clearbrook Park, NJ | $158,300 | $765 | $520 | $1,090 | $570 |
| Roosevelt, NJ | $282,300 | $1,005 | $670 | $1,430 | $760 |
| West Windsor, NJ | $602,400 | $1,061 | $760 | $1,450 | $690 |
| North Arlington, NJ | $347,800 | $811 | $590 | $1,140 | $550 |
| Woodside, PA | $485,100 | $1,822 | $1,260 | $2,590 | $1,330 |
| Bogota, NJ | $316,100 | $1,070 | $740 | $1,480 | $740 |
| Seaford, NY | $449,800 | $1,112 | $790 | $1,590 | $800 |
| Mount Vernon, NY | $355,600 | $1,373 | $1,000 | $1,950 | $950 |