Gavop shows you how to buy homeowners insurance in Privateer, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $125,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $166,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $197,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $522 |
| Superior Protection Discount | -$61 | $552 |
| Fire & Security Discount | -$49 | $565 |
| Hail Resistant Roof Discount | -$12 | $602 |
| Newly Constructed Home Discount | -$160 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sumter County | $2,500 | $747 | $3,247 | $543 | $3,043 | $204 |
| Privateer, SC | $1,000 | $606 | $1,606 | $441 | $1,441 | $166 |
| South Sumter, SC | $300 | $289 | $589 | $210 | $510 | $79 |
| Sumter County, SC | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Elloree, SC | $300 | $521 | $821 | $378 | $678 | $142 |
| Vance, SC | $1,500 | $475 | $1,975 | $345 | $1,845 | $130 |
| Wilkinson Heights, SC | $100 | $541 | $641 | $393 | $493 | $148 |
| Camden Northeast, SC | $1,500 | $489 | $1,989 | $355 | $1,855 | $134 |
| Branchville, SC | $300 | $481 | $781 | $350 | $650 | $131 |
| Mount Pisgah, SC | $1,500 | $485 | $1,985 | $353 | $1,853 | $133 |
| Pelion, SC | $500 | $642 | $1,142 | $466 | $966 | $175 |
| Dorchester County, SC | $700 | $1,043 | $1,743 | $758 | $1,458 | $285 |
| Home Insurance Company Privateer, SC | Homeowners Insurance Agency Privateer, SC | Address | Popularity Score | Distance from Privateer (miles) |
|---|---|---|---|---|
| Travelers | Herring Insurance Services Inc | 519 East Main St, Lexington, SC, 29072 | 49.8 | |
| State Farm | Trey Webb | Ste 10 111 Sparkleberry Crossing Rd, Columbia, SC, 29229-8621 | 33.6 | |
| Travelers | Ellison Insurance Inc | 1338 Main St #200, Columbia, SC, 29201 | 39.4 | |
| State Farm | Gary Herlong | 1214 Alice Dr, Sumter, SC, 29150-1906 | 10.0 | |
| Liberty Mutual Independent | C T Lowndes & Company | 513 E Main St, Moncks Corner, SC, 29461 | 47.9 | |
| Allstate | Joseph Tomlinson | 911 State St, Cayce, SC, 29033 | 40.2 | |
| Travelers | Santee Insurance Center Inc | 8812 Old Sc #6 Highway Santee, Santee, SC, 29142 | 22.4 | |
| Allstate | Ernest Session | 648 Bultman Dr Ste B, Sumter, SC, 29150 | 9.3 | |
| State Farm | Milton Wright | 4015 Forest Dr Ste 104, Columbia, SC, 29204-4350 | 37.1 | |
| Liberty Mutual Independent | Insurance Office Of America | 1221 Bower Pkwy Ste 101, Columbia, SC, 29212 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,400 | $690 |
| Sumter County, SC | $113,200 | $756 | $550 | $1,050 | $500 |
| Privateer, SC | $95,600 | $614 | $440 | $870 | $430 |
| South Sumter, SC | $49,300 | $293 | $200 | $400 | $200 |
| Sumter County, SC | $113,200 | $756 | $550 | $1,070 | $520 |
| Elloree, SC | $77,600 | $527 | $350 | $730 | $380 |
| Vance, SC | $71,700 | $481 | $330 | $680 | $350 |
| Wilkinson Heights, SC | $80,300 | $548 | $390 | $770 | $380 |
| Camden Northeast, SC | $73,500 | $495 | $360 | $680 | $320 |
| Branchville, SC | $72,500 | $487 | $360 | $670 | $310 |
| Mount Pisgah, SC | $73,000 | $491 | $350 | $700 | $350 |
| Pelion, SC | $112,200 | $649 | $450 | $890 | $440 |
| Dorchester County, SC | $177,500 | $1,056 | $710 | $1,450 | $740 |