How Can I Make My Golden, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Golden, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Golden, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $343,000 | $280,000 | $350,000-$400,000 |
| 3 Bedroom | $411,500 | $380,000 | $350,000-$400,000 |
| 4 Bedroom | $476,000 | $420,000 | $400,000-$500,000 |
| 5 Bedroom | $372,500 | $310,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Golden, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$253 | $1,326 |
| Superior Protection Discount | -$142 | $1,436 |
| Fire & Security Discount | -$110 | $1,468 |
| Hail Resistant Roof Discount | -$47 | $1,531 |
| Newly Constructed Home Discount | -$442 | $1,136 |
Choose your Golden, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Golden, CO | Back to Top
| Home Insurance Company Golden, CO | Homeowners Insurance Agency Golden, CO | Address | Popularity Score | Distance from Golden (miles) |
|---|---|---|---|---|
| State Farm | Kelly Wells | 1855 S Pearl St Ste 100, Denver, CO, 80210-3159 | 19.1 | |
| Travelers | Alliance Insurance Services | 5440 Ward Rd #215 , Arvada, CO, 80002 | 9.1 | |
| Travelers | Alliance Insurance Services | 5440 Ward Rd Ste 215, Arvada, CO, 80002 | 9.0 | |
| State Farm | Hiram Licea | 3682 Morrison Rd, Denver, CO, 80219-2715 | 15.7 | |
| Allstate | Sydney Strausheim | 3750 Dacoro Ln Ste 125, Castle Rock, CO, 80109 | 35.6 | |
| Travelers | Staebell Insurance Group | 2124 Ford Street, Golden, CO, 80401 | 6.0 | |
| Allstate | George Skirka Jr | 12191 Ralston Rd Ste 103, Arvada, CO, 80004 | 9.3 | |
| State Farm | Adam Bird | 11178 Huron St Ste 4, Northglenn, CO, 80234-3343 | 18.0 | |
| Travelers | Aai-Davis Insurance Agency | 3994 Youngfield St, Wheat Ridge, CO, 80033 | 9.0 | |
| Allstate | Denny Davis | 12500 W 58th Ave Unit 200, Arvada, CO, 80002 | 9.0 |
Compare Rates for Golden, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Jefferson County, CO | $334,100 | $1,412 | $990 | $1,850 | $860 |
| Golden, CO | $486,000 | $1,578 | $1,100 | $2,070 | $970 |
| East Pleasant View, CO | $299,200 | $1,470 | $1,030 | $1,930 | $900 |
| Indian Hills, CO | $401,000 | $1,823 | $1,280 | $2,390 | $1,110 |
| West Adams, CO | $235,500 | $1,314 | $920 | $1,720 | $800 |
| South Jefferson, CO | $488,400 | $1,650 | $1,150 | $2,160 | $1,010 |
| Louviers, CO | $242,700 | $1,331 | $930 | $1,740 | $810 |
| Upper St. Vrain, CO | $367,600 | $1,684 | $1,180 | $2,210 | $1,030 |
| Castle Pines, CO | $549,700 | $1,054 | $740 | $1,380 | $640 |
| Perry Park, CO | $514,600 | $2,412 | $1,690 | $3,160 | $1,470 |
| Evans, CO | $174,800 | $825 | $580 | $1,080 | $500 |
Research Home Insurance Companies Reviews in Golden, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
They have many options and suggestion one that was best fit for our area. We were also able to choose and modify the options very easily.
Date: January 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I would rate my home insurance companies customer service as a 5. I would make it higher if I could but I cannot. They greet me on the phone by my rank and I enjoy their level of work in regards to answering my questions and getting me the information I need.
State Farm Home Insurance Reviews
Date: January 02, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
Unknown, I have not ever tried to compare coverage's or prices for coverage with any other insurance company since i got this policy.
Date: November 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I have recently checked around and currently state farm is the best coverage for the best price by a pretty fair amount
Allstate Home Insurance Reviews
Date: October 15, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
the premium of my insurance company is adapted to the preferences and needs of customers,The company has good financing plans too
Progressive Home Insurance Reviews
Date: February 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I would say that they have good offerings compared to other insurance providers. I haven't looked a ton at other providers but my family seems to think it's a good company with good offerings so I went with them.
Travelers Home Insurance Reviews
Date: May 28, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
All of the communication I have had with my insurance customer service has been great. The agents have been polite and helpful and I have not experienced any negative issues.
Nationwide Home Insurance Reviews
Date: November 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I would give a 3 out of 5 for options comparable with other companies. I found they provide more options than many but pricing wise it does not very too far off from other companies.
GEICO Home Insurance Reviews
Date: July 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Their policy offering is pretty good. They are willing to work with the consumer when times get tough and will work with you.