Gavop's guide to buying homeowners insurance in Rockville Centre, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $165,500 | $150,000 | $150,000-$175,000 |
| 2 Bedroom | $305,000 | $250,000 | $200,000-$250,000 |
| 3 Bedroom | $509,000 | $460,000 | $500,000-$600,000 |
| 4 Bedroom | $758,500 | $660,000 | $700,000-$800,000 |
| 5 Bedroom | $984,000 | $900,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $731 |
| Superior Protection Discount | -$76 | $773 |
| Fire & Security Discount | -$59 | $790 |
| Hail Resistant Roof Discount | -$25 | $824 |
| Newly Constructed Home Discount | -$187 | $663 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $700 | $1,499 | $2,199 | $1,089 | $1,789 | $410 |
| Rockville Centre, NY | $2,500 | $840 | $3,340 | $610 | $3,110 | $229 |
| Albertson, NY | $200 | $2,470 | $2,670 | $1,795 | $1,995 | $675 |
| Seaford, NY | $1,500 | $1,099 | $2,599 | $799 | $2,299 | $300 |
| Manorhaven, NY | $100 | $2,503 | $2,603 | $1,819 | $1,919 | $684 |
| Keansburg, NJ | $1,000 | $686 | $1,686 | $498 | $1,498 | $187 |
| Woodcliff Lake, NJ | $500 | $1,172 | $1,672 | $852 | $1,352 | $320 |
| Medford, NY | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Florham Park, NJ | $400 | $1,070 | $1,470 | $778 | $1,178 | $292 |
| Poospatuck, NY | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Jefferson Valley-Yorktown, NY | $200 | $1,037 | $1,237 | $754 | $954 | $283 |
| Peach Lake, NY | $700 | $1,853 | $2,553 | $1,346 | $2,046 | $506 |
| Home Insurance Company Rockville Centre, NY | Homeowners Insurance Agency Rockville Centre, NY | Address | Popularity Score | Distance from Rockville Centre (miles) |
|---|---|---|---|---|
| State Farm | Jocelyn Mizrahi | 54 Warburton Ave, Yonkers, NY, 10701-2723 | 23.2 | |
| State Farm | Kate Rhee | 315 5th Ave Rm 1004, New York, NY, 10016-6510 | 19.1 | |
| State Farm | John Romero | 10 Merrick Ave, Merrick, NY, 11566-3582 | 4.5 | |
| Travelers | The Viking Agency Inc | 117 Oak Dr, Syosset, NY, 11791 | 11.7 | |
| Travelers | The Koch - Glacken Agency | 1211 Stewart Ave Ste 201, Bethpage, NY, 11714 | 10.1 | |
| Allstate | Stephen Foray | 95 E Main St, East Islip, NY, 11730 | 24.2 | |
| Travelers | Robert Pehnke Corp | 137-34 Jamica Ave, Jamaica, NY, 11435 | 9.7 | |
| Travelers | Ability Service Agency Inc | 2075 Grand Avenue, Baldwin, NY, 11510 | 1.6 | |
| Allstate | The Nichols Agency | 66 E Old Country Rd, Mineola, NY, 11501 | 5.3 | |
| State Farm | Tamar Dickel | 178 Route 59, Airmont, NY, 10952-7830 | 38.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Nassau County, NY | $460,700 | $1,517 | $1,050 | $2,150 | $1,100 |
| Rockville Centre, NY | $615,100 | $850 | $580 | $1,200 | $620 |
| Albertson, NY | $548,600 | $2,500 | $1,700 | $3,450 | $1,750 |
| Seaford, NY | $449,800 | $1,112 | $750 | $1,530 | $780 |
| Manorhaven, NY | $557,000 | $2,533 | $1,720 | $3,620 | $1,900 |
| Keansburg, NJ | $185,100 | $694 | $470 | $990 | $520 |
| Woodcliff Lake, NJ | $769,500 | $1,186 | $790 | $1,680 | $890 |
| Medford, NY | $298,900 | $850 | $590 | $1,160 | $570 |
| Florham Park, NJ | $619,800 | $1,083 | $740 | $1,480 | $740 |
| Poospatuck, NY | $159,800 | $663 | $450 | $920 | $470 |
| Jefferson Valley-Yorktown, NY | $416,000 | $1,050 | $720 | $1,460 | $740 |
| Peach Lake, NY | $408,700 | $1,875 | $1,260 | $2,660 | $1,400 |